Comparison

Westpac Share Trading vs Qantas Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westpac Share Trading

Trade stocks on the go with this mobile application. Manage buy and sell orders, monitor watchlists, and access live market data including quotes, charts, and news. Receive personalized stock alerts via push notifications for price changes, dividends, and announcements.

Highlights
  • Place and manage buy/sell orders
  • Create and manage stock watchlists
  • View live quotes, charts, and news
  • Access live market indices and currency rates
  • Monitor portfolio holdings and cash account balance
  • Set up custom stock alerts via push notifications
Read full description

Trade on the go with the Westpac Share Trading Mobile App. • Place and manage your buy and sell orders • View, create, rename, add and remove stocks from your Watchlists • View live quotes, announcements, charts and news • View live market indices and major currency exchange rates • View live portfolio holdings and the balance of your integrated cash account • Set a 4 digit PIN ,Touch ID or Face ID for a quicker login Use our free and unlimited alerts feature and receive stock alerts straight to your mobile device via push notifications. You can set up the following alerts: • Stock price rises above or below a specified price • Stock reaches a specified traded volume • Stock ex-dividend date notice • Market sensitive announcements Internet connection is required to use Westpac Share Trading Mobile App. Normal data charges apply.

About

Qantas Pay

Manage your money and earn Qantas Points on everyday spending, both at home and abroad. Load funds in multiple currencies, lock in exchange rates, and enjoy no foreign transaction fees. Securely access your accounts and track your transactions with ease.

Highlights
  • Earn Qantas Points on spending
  • Load and hold 17 currencies
  • Lock in foreign exchange rates
  • No foreign transaction fees
  • No account fees
  • Add card to Apple Wallet
  • Secure login with Face ID/fingerprint
Features
Read full description

With Qantas Pay, you can earn Qantas Points on your own money at home and overseas. Lock in rates on 16 foreign currencies or load Australian dollars to spend worldwide - anywhere Mastercard® is accepted. Qantas Pay opens up a whole new world of points earning potential. Earn Qantas Points for simply loading your money and spending at home and overseas. • Earn 1 point per AU$1 equivalent loaded in foreign currency. • Earn 1 point per AU$1 spent overseas. • Earn 1 point per AU$4 when using your card at home - plus earn bonus points when spending on Qantas Flights, Marketplace and Wine. Plus, with Qantas Pay you can enjoy no foreign transaction fees and no account fees. Start planning your next adventure and discover how points make it possible with Qantas Pay. Manage your money with the Qantas Pay app • View your balances, transactions, statements and more. • Load funds by bank transfer, BPAY and debit card, or by using Apple Pay. • Hold up to 17 currencies. • Instantly add your Qantas Pay card to your Apple Wallet to shop in-store or online. • Instantly transfer funds between currencies and to other Qantas Pay cards. • Get help locking your card when you need it. • Change your card PIN. • View offers available to you when you use your Qantas Pay card. We take security seriously We take the safety of your data seriously, with advanced processes and systems in place to protect your information. And while logging in is as easy as using Face ID or your fingerprint, there’s extra authentication when you need a little extra peace of mind. Don’t have Qantas Pay? It only takes a few minutes to start enjoying all the great benefits Qantas Pay offers. Download the app and follow the prompts to sign up for free now. Any questions? Visit qantasmoney.com/qantas-pay T&CS apply. See full terms and conditions at www.qantasmoney.com/qantas-pay. Issuer: EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131. Consider PDS, FSG and TMD.

Screenshots

Westpac Share Trading4 screens
Qantas Pay4 screens

Verdict

The call

The clearest difference is update cadence: Qantas Pay at monthly against Westpac Share Trading's every 5 months. Westpac Share Trading's advantage is ratings volume (112 vs 21) and device support (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Westpac Share Trading against 4.6 for Qantas Pay. That said, the two scores are not equally well evidenced: Westpac Share Trading has 112 ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 50% of Westpac Share Trading's written reviews are positive against 43% of Qantas Pay's.

UpkeepUpdate frequency

Westpac Share Trading ships an update every 5 months, Qantas Pay monthly. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
Westpac Share Trading versus Qantas Pay: the parameters behind the verdict, then further details
ParameterWestpac Share TradingQantas Pay
PriceFreeFree
Rating4.6 (112 ratings)4.6 (21 ratings) — better
Positive reviews49.6% of reviews — better42.9% of reviews
Number of ratings112 — better21
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size35 MB132 MB
Age rating17+4+
DeveloperWestpac Banking CorporationQantas Airways Limited

Customer experience

Westpac Share Trading

All ratings110 ratings
Positive89.1%
Neutral4.5%
Negative6.4%
Written reviews141 reviews
Positive49.6%
Neutral7.8%
Negative42.6%

Qantas Pay

All ratings21 ratings
Positive90.5%
Neutral4.8%
Negative4.8%
Written reviews112 reviews
Positive42.9%
Neutral7.1%
Negative50.0%

User reviews

Westpac Share Trading

From 112 App Store ratings

What we love

  • 👍 Easy to use and intuitive interface
  • 📊 Good charting and portfolio tracking capabilities
  • 🚀 Fast order execution and same-day transfers
  • 💰 Safe and secure platform for investments
  • 📱 Accessible mobile app for on-the-go trading

Room to improve

  • 🐛 Frequent app crashes and freezing issues
  • 🔴 Red screen errors requiring app reinstallation
  • 🔐 Face ID and PIN authentication not working
  • ⏱️ Slow data refresh and delayed pricing information
  • 💸 High trading fees compared to competitors

Qantas Pay

From 21 App Store ratings

What we love

  • 👍 Easy to use and navigate
  • 💳 Convenient for travel
  • 🌟 Earns Qantas Points
  • 💸 Instant top-ups via Apple Pay
  • 📞 Good customer support

Room to improve

  • 🐛 App buggy
  • ❌ Loading foreign currency impossible
  • ❌ Online card acceptance unreliable
  • ❌ Funds withdrawal not instant
  • ❌ Difficult to input codes

Bugs and requests

Westpac Share Trading

Reported bugs

23 issues
  • App crashes on startup and during use
  • Blank red screen appearing when opening app
  • Face ID and PIN authentication failures
  • Login process unreliable and inconsistent
  • Portfolio data fails to load with error messages
Show 18 more
  • Headers disappear when scrolling portfolio
  • Watchlist last stock not viewable after update
  • News feed not populating on mobile
  • Dividend page fails to populate
  • App freezing and requiring forced restart
  • Course of sales figures slow to appear
  • Incorrect settlement balance calculations
  • Average price calculations wrong
  • Alerts system not triggering reliably
  • App incompatible with iOS 15 and newer versions
  • Automatic refresh not working when buying/selling
  • Ticker scrolling cannot be disabled
  • App opens to wrong default page despite settings
  • Data feed errors with missing company information
  • Market mover data not working
  • Inconsistent trading activity readings
  • App lag and slow performance
  • Chart data inaccuracies

Requested features

19 requests
  • Live share price updates like CommSec app
  • Chi-X trading support
  • Dark mode option
  • Stop loss feature
  • Larger font size with system font scaling
Show 14 more
  • International share trading capability
  • Capital gains tax (CGT) reporting function
  • Longer-term portfolio growth visualization
  • Real-time market depth pricing
  • Position in market indicator
  • World markets summary
  • Automatic full quantity selection for selling
  • Trading history visibility beyond recent transactions
  • Dividend page population on mobile
  • Top 10-20 shares report by volume and value
  • Summary metrics (% change per company) in portfolio view
  • Online statement generation
  • Margin loan transaction visibility
  • Improved setup assistance for trust accounts

Qantas Pay

Reported bugs

26 issues
  • Add Money interface buggy, flashing, error messages
  • Funds disappear (not in bank, not in Qantas pay)
  • Cannot log into the app
  • Face ID logins no longer works after update
  • App currently can't log in, Touch ID does nothing
Show 21 more
  • Keyboard does not appear on iPad
  • App keeps asking for manual login
  • Login screen freezes
  • Verification code screen disappears after leaving app
  • Money deducted from bank but not appeared on card
  • Current balance not updating correctly
  • App is not available intermittently
  • Cannot use login methods
  • App logs in with Face ID/passcode before, now asks for 2FA
  • Exchanging between currencies keeps throwing up errors
  • Cannot load money, amount disappears
  • Did not get bonus points
  • App is shockingly poor, unfinished and badly designed
  • Instant transfer via direct debit flawed
  • Cannot remove security blocks
  • Clunky, refuses to let user past PIN code entry on iPad
  • Continues to reload before putting password
  • Keyboard to enter details does not appear
  • App requires full re-Auth each time it launches
  • Debit card and Apple Pay top-up fails
  • App experiences problems, no way to check balance or add money

Requested features

23 requests
  • Add Indonesia to exchange currencies
  • Faster cash-outs
  • Higher FF points earn for domestic spending
  • More currency options
  • Add PayID for instant top-ups
Show 18 more
  • Add Google Pay option
  • Add timestamps to transaction ledger
  • Add running balances to transaction ledger
  • Add transaction categories
  • Display Qantas Points Earned per transaction
  • View card details virtually in-app
  • Display card offers in Qantas Pay app
  • Faster Qantas Points balance syncing
  • Earn Qantas Points on QPay balances
  • Change card agreement to 'Debit'
  • Add charts for each currency
  • Bring back PIN number for app login
  • Put back passcode for app login
  • Improve security features
  • Add more basic security features like banks offer
  • More features needed
  • Improve usability and reliability
  • Add dark mode

In-app purchases

None

Westpac Share Trading

No in-app purchases

None

Qantas Pay

No in-app purchases

Questions

Is Westpac Share Trading free?
Westpac Share Trading is free to download, with no in-app purchases.
Is Qantas Pay free?
Qantas Pay is free to download, with no in-app purchases.
Which has better reviews, Westpac Share Trading or Qantas Pay?
Qantas Pay is rated higher. Westpac Share Trading averages 4.6 out of 5 from 112 ratings, while Qantas Pay averages 4.6 from 21 ratings.
Do Westpac Share Trading or Qantas Pay have ads?
Neither Westpac Share Trading nor Qantas Pay shows ads.
Which is updated more often, Westpac Share Trading or Qantas Pay?
Westpac Share Trading ships an update every 5 months, and Qantas Pay monthly. Most recently, Westpac Share Trading was updated on November 6, 2026 and Qantas Pay on November 6, 2026.

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