NCFBINS vs SECU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCFBINS
Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.
- Access policy information
- Make payments
- Report claims
- View insurance cards
- Contact agent
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Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.
SECU
Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.
- View account balances and transactions
- Lock/unlock debit cards
- Schedule and manage bill payments
- Transfer funds between accounts
- Deposit checks via mobile
- Request loan advances
- Secure messaging
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SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org
Screenshots
Verdict
The clearest difference is review sentiment: SECU at 65% against NCFBINS's 15%. SECU also leads on rating (4.9 vs 2.4) and ratings volume (276K vs 80). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SECU holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 15% of NCFBINS's written reviews are positive against 65% of SECU's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on August 5, 2026 and September 25, 2026 respectively.
| Parameter | NCFBINS | SECU |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (80 ratings) | 4.9 (276K ratings) — better |
| Positive reviews | 15.0% of reviews | 64.9% of reviews — better |
| Number of ratings | 80 | 276K — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 47 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | North Carolina Farm Bureau Mutual Insurance Company | North Carolina State Employees' Credit Union |
Customer experience
NCFBINS
SECU
Bugs and requests
NCFBINS
Not enough reviews yet to summarise bugs or requests.
SECU
Reported bugs
3 issues- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates
Requested features
4 requests- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options
In-app purchases
NCFBINS
No in-app purchases
SECU
No in-app purchases








