Comparison

NCFBINS vs SECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

About

SECU

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

Highlights
  • View account balances and transactions
  • Lock/unlock debit cards
  • Schedule and manage bill payments
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Request loan advances
  • Secure messaging
Read full description

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

Screenshots

NCFBINS4 screens
SECU4 screens

Verdict

The call

The clearest difference is review sentiment: SECU at 65% against NCFBINS's 15%. SECU also leads on rating (4.9 vs 2.4) and ratings volume (276K vs 80). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SECU holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 15% of NCFBINS's written reviews are positive against 65% of SECU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on August 5, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
NCFBINS versus SECU: the parameters behind the verdict, then further details
ParameterNCFBINSSECU
PriceFreeFree
Rating2.4 (80 ratings)4.9 (276K ratings) — better
Positive reviews15.0% of reviews64.9% of reviews — better
Number of ratings80276K — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size47 MB43 MB
Age rating4+4+
DeveloperNorth Carolina Farm Bureau Mutual Insurance CompanyNorth Carolina State Employees' Credit Union

Customer experience

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews40 reviews
Positive15.0%
Neutral7.5%
Negative77.5%

SECU

All ratings276,479 ratings
Positive97.9%
Neutral1.0%
Negative1.1%
Written reviews712 reviews
Positive64.9%
Neutral4.5%
Negative30.6%

Bugs and requests

NCFBINS

Not enough reviews yet to summarise bugs or requests.

SECU

Reported bugs

3 issues
  • Login screen issues causing lockouts
  • Mobile deposit not recognizing check orientation
  • Inconsistent app performance after iOS updates

Requested features

4 requests
  • Add notes/memos to transactions
  • Enable recurring transfers between accounts
  • Implement true landscape mode for tablets
  • Improve email/text alert options

In-app purchases

None

NCFBINS

No in-app purchases

None

SECU

No in-app purchases

Questions

Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Is SECU free?
SECU is free to download, with no in-app purchases.
Which has better reviews, NCFBINS or SECU?
SECU is rated higher. NCFBINS averages 2.4 out of 5 from 80 ratings, while SECU averages 4.9 from 276K ratings.
Do NCFBINS or SECU have ads?
Neither NCFBINS nor SECU shows ads.
Which is updated more often, NCFBINS or SECU?
NCFBINS ships an update every 2 months, and SECU every 2 months. Most recently, NCFBINS was updated on August 5, 2026 and SECU on September 25, 2026.

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