Comparison

EvocaTOUCH vs U!Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EvocaTOUCH

Manage your banking and finances with unlimited access to services anytime, anywhere. This app offers tools to save time, allowing you to make transfers, payments, and manage accounts efficiently and securely.

Highlights
  • Open and manage accounts online
  • Order cards with free delivery
  • Make utility payments
  • Exchange currencies
  • Make contactless payments
  • Get online loans and deposits
  • Track payments
Features
Read full description

The real Digital world is here! Welcome to EvocaTOUCH! Our app is designed to make your day more effective, useful, and interesting by providing unlimited access to banking services from anywhere and anytime. Our financial tools will save the most valuable resource for you: Time. It’s not just an app; it’s a lifestyle! Manage your finances with the pilot version of the new Evocabank application. Make money transfers, check your accounts, and make payments with EvocaTOUCH: fast, simple, and innovative. With EvocaTOUCH your money is convenient and secure, with two ways of identification. What can you do in EvocaTOUCH? Open and manage accounts online Order cards online, with free delivery on your spot Make utility payments Exchange currencies Make contactless payments Get online loans and make online deposits Track your payments Buy event tickets Find info about our branches and ATM’s

About

U!Pay

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

Highlights
  • Instant payments
  • Money transfers
  • Money withdrawal
  • User-friendly design
  • High security
  • PIN transaction approval
Features
Read full description

Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.

Screenshots

EvocaTOUCH4 screens
U!Pay4 screens

Verdict

The call

The clearest difference is rating: EvocaTOUCH at 4.1 against U!Pay's 3.2. EvocaTOUCH also leads on review sentiment (37% vs 21%) and update cadence (fortnightly vs monthly). U!Pay's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EvocaTOUCH holds the better App Store score, 4.1 against 3.2. Both are backed by a comparable volume of ratings — 59 and 22 respectively. Written reviews point the same way: 37% of EvocaTOUCH's written reviews are positive against 21% of U!Pay's.

UpkeepUpdate frequency

EvocaTOUCH ships an update fortnightly, U!Pay monthly. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
EvocaTOUCH versus U!Pay: the parameters behind the verdict, then further details
ParameterEvocaTOUCHU!Pay
PriceFreeFree
Rating4.1 (59 ratings) — better3.2 (22 ratings)
Positive reviews36.5% of reviews — better21.4% of reviews
Number of ratings59 — better22
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size289 MB150 MB
Age rating4+4+
DeveloperEVOCABANK CJSCUcom LLC

Customer experience

EvocaTOUCH

All ratings59 ratings
Positive74.6%
Neutral3.4%
Negative22.0%
Written reviews52 reviews
Positive36.5%
Neutral7.7%
Negative55.8%

U!Pay

All ratings22 ratings
Positive50.0%
Neutral9.1%
Negative40.9%
Written reviews14 reviews
Positive21.4%
Neutral7.1%
Negative71.4%

In-app purchases

None

EvocaTOUCH

No in-app purchases

None

U!Pay

No in-app purchases

Questions

Is EvocaTOUCH free?
EvocaTOUCH is free to download, with no in-app purchases.
Is U!Pay free?
U!Pay is free to download, with no in-app purchases.
Which has better reviews, EvocaTOUCH or U!Pay?
EvocaTOUCH is rated higher. EvocaTOUCH averages 4.1 out of 5 from 59 ratings, while U!Pay averages 3.2 from 22 ratings.
Do EvocaTOUCH or U!Pay have ads?
Neither EvocaTOUCH nor U!Pay shows ads.
Which is updated more often, EvocaTOUCH or U!Pay?
EvocaTOUCH ships an update fortnightly, and U!Pay monthly. Most recently, EvocaTOUCH was updated on October 9, 2026 and U!Pay on October 5, 2026.

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