Flagstar Mobile Banking vs OptimumBank Personal Mobile

Manage your money on the go with Flagstar Mobile Banking*. ON DEVICE ENROLLMENT: -Enroll for mobile banking and online banking directly from Flagstar Mobile Banking. -Once enrolled, you can use the credentials created to access both online banking and mobile banking. MANAGE YOUR ACCOUNTS: - Instant Balance - No need to even log in. - Fingerprint Login and Face ID - With compatible devices, now logging in has never been easier. - Mobile Alerts - Stay in touch with your finances by using account and security alerts. - Check Account Balances - Manage your accounts with real-time access to balances, transactions, and account activity. - Bill Pay - Pay your bills, view your e-Bills, and schedule payments. - Send Money with Zelle® - Send money to people you know, no matter where they bank.** - Mobile Deposit - Deposit checks easily and securely from anywhere at any time.*** - e-Statements and check images - View your account statements and cleared checks from your phone when it's convenient for you. - My Credit Score - Get instant access to your credit score, credit report, and more. - Card Controls - debit card management and spend tracking functionality. For more information visit us at flagstar.com. Disclosures *Not all devices supported. Available for eligible personal and business deposit account customers only. ** ©2024 Early Warning Services ,LLC. All rights reserved. Zelle® and the Zelle® marks are property of Early Warning Services ,LLC. Eligible U.S. bank account required. ***Not all devices supported. Personal customer checking and savings accounts only. Accounts must be in good standing.

Bank conveniently and securely 24/7 with OptimumBank’s Personal Mobile Banking. Now you can manage your personal finances anytime, anywhere - from your mobile device.  Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between OptimumBank accounts • Receive alerts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Pay Bills: • Schedule payments • View payment history • Pay other people using PopMoney • Locate an OptimumBank Branch Getting started is easy.  Simply download the app and sign on with your Personal Online Banking user credentials.  No additional bank fees apply. *For more information about OptimumBank’s Personal Mobile services, please visit www.optimumbank.com or call us at: (954) 900-2800.  *Carrier’s data rates may apply.