理财魔方 vs 基金豆
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
理财魔方
This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.
- Global asset allocation
- AI-powered investment algorithms
- Risk control optimization
- Personalized investment customization
- Family asset management
- Intelligent trading management
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理财魔方是全球化智能基金投顾平台。自2014年成立以来，理财魔方以全球资产配置为手段，智能算法为核心，优化风险控制，致力于打造智能、专业、理性的全球化智能基金投顾平台，为投资者提供更好的投资体验。平台成立至今，经历多轮市场波动，累计基金交易超1300 亿。 理财魔方与20+主流基金投顾机构和110+公募基金公司合作，为个人投资者和机构提供全球化视野理财和投资机会，可投资全球超过12个主流国家/地区的42类资产。 借助专业的AI算法，理财魔方已实现基金投顾服务全流程的智能化升级，满足投资者个性化定制、家庭资产配置、风险控制和交易管理，通过全球化资产配置降低单一市场波动影响，让客户拥有更好的投资体验。（算法模型基于历史数据训练，不构成投资建议，投资有风险，过往业绩不代表未来收益。）
基金豆
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基金豆，快乐投资新体验！ 基金豆特色产品： 【小目标】 为你提供小目标原创内容与服务，一站式享受便捷和高效！2018年上线以来，为用户提供了优质的、省心的服务，是基金豆好评度很高的产品！ 【基金记账】 简单便捷的基金记账工具，可以轻松管理自己的账本，省心省力。账本分析功能，一目了然账户变化，针对性的改善，专用且好用。 【投资小工具】 基金测评工具：5000只基金量化评价 定投测算助手：测出更合理的定投计划 基金记账工具：深受喜爱的记账工具 指数估值助手：200多只指数估值数据 联系我们： 官方微信：基金豆（jijinvip） 客服电话：010-85175438 豆妹随时恭候您的调戏、吐槽
Screenshots
Verdict
The clearest difference is update cadence: 理财魔方 at weekly against 基金豆's every 3 months. 理财魔方 also leads on ratings volume (9 vs 2). 基金豆's advantage is iOS requirement (11 vs 13.0). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for 理财魔方 against 5.0 for 基金豆. Both are backed by a comparable volume of ratings — 9 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
理财魔方 ships an update weekly, 基金豆 every 3 months. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.
| Parameter | 理财魔方 | 基金豆 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (9 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 9 — better | 2 |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 11 — better |
| Further details — not scored | ||
| Size | 120 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | 玄元保险代理有限公司 | Fund Works Co., Ltd. |
Customer experience
理财魔方
基金豆
In-app purchases
理财魔方
No in-app purchases
基金豆
No in-app purchases
