Comparison

Cuvva vs Onsi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cuvva

Get temporary car, van, or learner insurance for as little as one hour up to 28 days. Easily borrow or lend vehicles, insure your own car short-term, or get cover to practice driving. Manage your policies entirely through the app.

Highlights
  • Temporary car insurance
  • Van insurance
  • Learner driver insurance
  • Borrow or lend vehicles
  • Flexible policy durations (1 hour to 28 days)
  • In-app policy management
Features
Read full description

Join the 1 million+ drivers enjoying quick and easy, temporary car, van and learner insurance with Cuvva. Download the Cuvva app, get a quote and be covered in minutes. Lend or borrow a car whenever you need to, or insure your own car until you sort out longer-term cover. Our fully comprehensive policies last from 1 hour to 28 days, so you can: - Drive your new wheels home from the dealership - Share the drive with friends on your next road trip - Borrow a car from your family or friends - Save on a removals van when you’re moving house by borrowing one yourself - Learn to drive for up to 6 hours a day with a provisional licence Whenever you need to get behind the wheel, we’ve got you covered. Once you’re insured, you can manage everything within the app. So, whether you need to book a policy in advance or extend your cover, you can sort it all from your phone. The best part is you don’t have to own a car to drive one. With Cuvva, it’s just as easy to get affordable insurance on someone else’s car as it is to insure your own. That’s why we’ve sold over 10m policies (and counting). Cuvva is authorised and regulated by the UK Financial Conduct Authority. Our FCA reference number is 690273. You can check our details on register.fca.org.uk.

About

Onsi

Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.

Highlights
  • Early wage access
  • Insurance claim management
  • Exclusive discounts
  • Health and wellbeing services
  • Financial support
Features
Read full description

Onsi gives you access to a range of features designed to help you manage your money, protect yourself, and feel supported. What you have access to depends on the company you work with. The features you have access to may include: —Earnings and financial support— Need your money before payday? Onsi lets you access a portion of your earnings when you need them - no more waiting, no more stress. —Cover and peace of mind— Easily check your cover, submit claims, and track them directly through the app. Get financial support when you need it most. —Savings— Make your money go further with exclusive discounts on fuel, food, tech, and more. Onsi helps you save on everyday essentials from trusted high street brands. —Health & wellbeing support— Access a range of health and wellbeing services designed to support your life, both inside and outside of work. Onsi is a UK and EU insurance intermediary. Onsi is a trading name of Collective Society Ltd, Collective Denmark ApS (Onsi Denmark ApS) and Collective Netherlands B.V., who are authorised and regulated by the UK Financial Conduct Authority (No. 923788), the Danish Financial Services Authority (No. 42352985), and the Netherlands Authority for Financial Markets (No. 12049041), respectively. You can check this by visiting the UK Financial Services Register, the Danish Financial Services Register, and the Netherlands Financial Services Register. Copyright © 2025 Collective Society Ltd, All rights reserved. Registered address: 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH

Screenshots

Cuvva4 screens
Onsi4 screens

Verdict

The call

The clearest difference is rating: Onsi at 5.0 against Cuvva's 4.7. Onsi also leads on monetization model (free vs ad-supported). Cuvva's advantage is ratings volume (52 vs 2) and update cadence (weekly vs fortnightly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Onsi holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Cuvva has 52 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of Cuvva's written reviews are positive against 48% of Onsi's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Cuvva ships an update weekly, Onsi fortnightly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Cuvva versus Onsi: the parameters behind the verdict, then further details
ParameterCuvvaOnsi
PriceFreeFree
Rating4.7 (52 ratings)5.0 (2 ratings) — better
Positive reviews50.5% of reviews — better48.3% of reviews
Number of ratings52 — better2
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size123 MB80 MB
Age rating4+17+
DeveloperCuvva LimitedCollective Benefits

Customer experience

Cuvva

All ratings52 ratings
Positive90.4%
Neutral5.8%
Negative3.8%
Written reviews206 reviews
Positive50.5%
Neutral3.9%
Negative45.6%

Onsi

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews29 reviews
Positive48.3%
Neutral3.4%
Negative48.3%

Bugs and requests

Cuvva

Reported bugs

3 issues
  • App freezing or crashing
  • Issues with photo uploads and verification
  • Inconsistent or incorrect quotes

Requested features

3 requests
  • Expand coverage to more vehicle types
  • Improve account management and cancellation options
  • Provide more transparency on pricing and policies

Onsi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cuvva

No in-app purchases

None

Onsi

No in-app purchases

Questions

Is Cuvva free?
Cuvva is free to download, with no in-app purchases.
Is Onsi free?
Onsi is free to download, with no in-app purchases.
Which has better reviews, Cuvva or Onsi?
Onsi is rated higher. Cuvva averages 4.7 out of 5 from 52 ratings, while Onsi averages 5.0 from 2 ratings.
Do Cuvva or Onsi have ads?
Neither Cuvva nor Onsi shows ads.
Which is updated more often, Cuvva or Onsi?
Cuvva ships an update weekly, and Onsi fortnightly. Most recently, Cuvva was updated on September 21, 2026 and Onsi on September 23, 2026.

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