Comparison

FirstToken vs My Wallet Shop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstToken

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

Highlights
  • Generate one-time passcodes
  • Secure online transaction authentication
  • Eliminates need for hardware token
  • Mobile authentication for FirstBank accounts
  • Apple device compatibility
Features
Read full description

Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.

About

My Wallet Shop

This platform simplifies telecommunication bill payments by offering instant cash commissions on airtime and data purchases. Enjoy a seamless experience for managing your telecom expenses.

Highlights
  • 2% instant cash commission
  • Buy airtime
  • Buy data
  • Telecommunication bill payments
  • Online platform
Features
Read full description

Welcome to your all-in-one digital marketplace and utility payment platform! Our app connects buyers and sellers while making daily transactions faster, safer, and simpler.

Screenshots

FirstToken4 screens
My Wallet Shop4 screens

Verdict

The call

The clearest difference is rating: My Wallet Shop at 4.7 against FirstToken's 2.3. My Wallet Shop also leads on update cadence (every 3 months vs every 14 months). FirstToken's advantage is ratings volume (86 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My Wallet Shop holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: FirstToken has 86 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

FirstToken ships an update every 14 months, My Wallet Shop every 3 months. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
FirstToken versus My Wallet Shop: the parameters behind the verdict, then further details
ParameterFirstTokenMy Wallet Shop
PriceFreeFree
Rating2.3 (86 ratings)4.7 (7 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings86 — better7
Update frequencyEvery 14 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size11 MB40 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedCenovat Resources Ltd

Customer experience

FirstToken

All ratings84 ratings
Positive27.4%
Neutral8.3%
Negative64.3%
Written reviews40 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

My Wallet Shop

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FirstToken

No in-app purchases

None

My Wallet Shop

No in-app purchases

Questions

Is FirstToken free?
FirstToken is free to download, with no in-app purchases.
Is My Wallet Shop free?
My Wallet Shop is free to download, with no in-app purchases.
Which has better reviews, FirstToken or My Wallet Shop?
My Wallet Shop is rated higher. FirstToken averages 2.3 out of 5 from 86 ratings, while My Wallet Shop averages 4.7 from 7 ratings.
Do FirstToken or My Wallet Shop have ads?
Neither FirstToken nor My Wallet Shop shows ads.
Which is updated more often, FirstToken or My Wallet Shop?
FirstToken ships an update every 14 months, and My Wallet Shop every 3 months. Most recently, FirstToken was updated on October 31, 2026 and My Wallet Shop on October 25, 2026.

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