Thrive Credit Union vs First Merchants Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Thrive Credit Union
Manage your finances conveniently with this mobile banking app. Check balances, view transaction history, transfer funds, pay loans, and deposit checks directly from your device. It offers a streamlined way to handle everyday banking tasks on the go.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay loans
- Deposit checks
- Pay bills
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Thrive Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Deposit Checks - Pay Bills
First Merchants Mobile App
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.
- Check account balances and transactions
- Transfer money between accounts
- Pay bills and view history
- Deposit checks remotely
- Send and receive person-to-person payments
- Find nearby branches and ATMs
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Start banking wherever you are with the First Merchants Mobile App! First Merchants Mobile App allows you to check balances, make transfers, pay bills, deposit checks, make person-to-person payments, and find locations where you can speak to our welcoming and attentive bankers. Available features include: Accounts - Check your latest account balances and search recent transactions by date, amount, or check number. Transfers - Easily transfer money between your accounts. Bill Pay - Pay bills and review bill payment history from your device. Check Deposit - Deposit checks while on the go. Person-to-Person Payments - Send money immediately to another person. - Claim money received while on the go. Locations - Find nearby branches and ATMs while using the mobile device’s built-in GPS or search by ZIP code or address.
Screenshots
Verdict
The clearest difference is review sentiment: First Merchants Mobile App at 79% against Thrive Credit Union's 33%. First Merchants Mobile App also leads on rating (4.7 vs 2.6) and ratings volume (29K vs 20). Thrive Credit Union's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Merchants Mobile App holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 29K ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 33% of Thrive Credit Union's written reviews are positive against 79% of First Merchants Mobile App's.
Thrive Credit Union ships an update every 6 months, First Merchants Mobile App every 5 months. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.
| Parameter | Thrive Credit Union | First Merchants Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (20 ratings) | 4.7 (29K ratings) — better |
| Positive reviews | 33.3% of reviews | 79.0% of reviews — better |
| Number of ratings | 20 | 29K — better |
| Update frequency | Every 6 months | Every 5 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 70 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Thrive Federal Credit Union | First Merchants Bank |
Customer experience
Thrive Credit Union
First Merchants Mobile App
Bugs and requests
Thrive Credit Union
Not enough reviews yet to summarise bugs or requests.
First Merchants Mobile App
Reported bugs
5 issues- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks
Requested features
5 requests- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts
In-app purchases
Thrive Credit Union
No in-app purchases
First Merchants Mobile App
No in-app purchases
Questions
Is Thrive Credit Union free?
Is First Merchants Mobile App free?
Which has better reviews, Thrive Credit Union or First Merchants Mobile App?
Do Thrive Credit Union or First Merchants Mobile App have ads?
Which is updated more often, Thrive Credit Union or First Merchants Mobile App?
Other comparisons
