Comparison

Fidelity Mobile Banking vs Qualified Tips

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidelity Mobile Banking

Access your bank accounts on your iPhone to check balances, view transactions, and transfer funds. Securely pay bills, find nearby branches, and deposit checks remotely.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money
  • Pay bills
  • Find locations
  • Deposit checks
Features
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The Fidelity Bank mobile app provides simple but powerful anytime account management from your smartphone or tablet. Features: - View real-time account balances and transaction history - Easily deposit checks from your device with Mobile Deposit - Manage your Fidelity Bank Visa® Debit Card with Card Manager - Transfer funds between Fidelity Bank accounts and other financial institutions - Make loan payments - Pay bills, view and modify pending payments, and more

About

Qualified Tips

Features
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You worked the shift — now log it in 10 seconds. Track every tip across every job: cash, card, tip pool, tip-out. Then see your estimated federal "No Tax on Tips" deduction (up to $25,000). Qualified Tips is an offline tip tracker built around the new federal "No Tax on Tips" deduction (OBBBA §70201). Log shifts as you work them, keep a clean contemporaneous record, and walk into tax time organized. WHY TIPPED WORKERS USE IT • Log a shift in 3 taps — total tips, hours, tip-out, tip pool • See qualified vs. non-qualified tips instantly — mandatory service charges don't count • Estimate your deduction with the $25,000 cap, income phase-out, and self-employed limits • Track multiple jobs — bartender, brunch server, rideshare — in one ledger • Year-end PDF + CSV exports, ready for your accountant or QuickBooks • Works fully offline — no account, no sign-up, your data stays on your device FREE & PRO Logging, your hourly average, and the deduction estimate are free, forever. Qualified Tips Pro unlocks year-end PDF + CSV exports, the full deduction breakdown (phase-out, SE cap, eligibility in plain English), and unlimited jobs. SUBSCRIPTION DETAILS Qualified Tips Pro is available as: • Yearly — $29.99/year, with a 7-day free trial • Season — $11.99 per 3 months, with a 7-day free trial • Lifetime — $39.99 one-time purchase (never renews) Payment is charged to your Apple ID at purchase confirmation. Subscriptions automatically renew unless turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Terms of Use (EULA): https://qualifiedtips.app/terms Privacy Policy: https://qualifiedtips.app/privacy Qualified Tips is a record-keeping and estimation tool. It is not tax advice. For your actual return, consult a tax professional or visit IRS.gov.

Screenshots

Fidelity Mobile Banking4 screens
Qualified Tips4 screens

Verdict

The call

The clearest difference is in-app purchases: Fidelity Mobile Banking at none against Qualified Tips's 3. Qualified Tips's advantage is ads (none vs shown) and update cadence (daily vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qualified Tips sells 3 in-app purchases, starting at $11.99 per 3 months. Fidelity Mobile Banking asks for nothing beyond the download.

UpkeepUpdate frequency

Fidelity Mobile Banking ships an update every 4 months, Qualified Tips daily. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Fidelity Mobile Banking versus Qualified Tips: the parameters behind the verdict, then further details
ParameterFidelity Mobile BankingQualified Tips
PriceFreeFree
Rating4.7 (140 ratings) — better—
Positive reviews41.9% of reviews—
Number of ratings140 — better—
Update frequencyEvery 4 monthsDaily — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size225 MB34 MB
Age rating4+4+
DeveloperThe Fidelity Deposit & Discount BankTan Hieu Tran

Bugs and requests

Fidelity Mobile Banking

Reported bugs

3 issues
  • Constant need to reset passwords
  • Face ID/biometric login not working consistently
  • App crashing or freezing on launch

Requested features

3 requests
  • Improve password management and login reliability
  • Enhance app stability and reduce crashes
  • Provide better in-app support and troubleshooting

Qualified Tips

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fidelity Mobile Banking

No in-app purchases

3 purchases

Qualified Tips

Subscriptions2
  • Qualified Tips Pro (Season)7 Days trial$11.993 Months
  • Qualified Tips Pro (Yearly)7 Days trial$29.991 Year
One-time1
  • Qualified Tips Pro (Lifetime)$39.99

Questions

Is Fidelity Mobile Banking free?
Fidelity Mobile Banking is free to download, with no in-app purchases.
Is Qualified Tips free?
Qualified Tips is free to download, with in-app purchases available.
Do Fidelity Mobile Banking or Qualified Tips have ads?
Fidelity Mobile Banking shows ads; Qualified Tips does not.
Which is updated more often, Fidelity Mobile Banking or Qualified Tips?
Fidelity Mobile Banking ships an update every 4 months, and Qualified Tips daily. Most recently, Fidelity Mobile Banking was updated on October 16, 2026 and Qualified Tips on October 14, 2026.

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