RealTimeChoices vs Ameritas Benefits
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RealTimeChoices
Empowers consumers to save money on healthcare services by providing fair price information for thousands of procedures. Helps users become informed shoppers, regardless of insurance status, to potentially save thousands on common medical needs.
- Fair price information for healthcare services
- Save money on medical procedures
- Compare prices across providers
- Suitable for insured and uninsured individuals
- Information on thousands of procedures
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RealTimeChoices helps consumers save money by equipping them with Fair Price information about thousands of healthcare services and procedures that enables them to become smart healthcare shoppers. Due to price variances among healthcare providers, smart shoppers can save thousands of dollars on common procedures like MRIs, orthopedic surgeries, sleep studies and preventative screenings. Whether you have high deductible health insurance or no insurance – RealTimeChoices’ Fair Price will tell you what you should pay for a procedure.
Ameritas Benefits
Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.
- Access ID cards
- Find network dental providers
- View dental claim information
- Manage account profile
- Access plan documents
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On-the-go dental and vision benefit information for Ameritas primary members. Manage your account profile preferences, access ID cards, find a dental provider, view plan documents or recent dental claim information. Features include: ID cards - Access to all your plan ID cards in one place. Using the functionality of your phone, you can display or share your ID card with your provider as needed. Provider Search - Find a network dental provider for your city, state, or ZIP Code. Claims - View dental claim documents from your recent visits and review plan usage information for covered dependents.
Screenshots
Verdict
The clearest difference is rating: RealTimeChoices at 3.0 against Ameritas Benefits's 1.8. Ameritas Benefits's advantage is ratings volume (150 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RealTimeChoices holds the better App Store score, 3.0 against 1.8. That said, the two scores are not equally well evidenced: Ameritas Benefits has 150 ratings behind it against 1, so its average is the more settled of the two.
RealTimeChoices ships an update every 2 months, Ameritas Benefits every 6 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | RealTimeChoices | Ameritas Benefits |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | 1.8 (150 ratings) |
| Positive reviews | — | 10.6% of reviews |
| Number of ratings | 1 | 150 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 42 MB | 62 MB |
| Age rating | 17+ | 4+ |
| Developer | CareOperative, LLC | Ameritas Life Insurance Corp. |
Customer experience
RealTimeChoices
Ameritas Benefits
In-app purchases
RealTimeChoices
No in-app purchases
Ameritas Benefits
No in-app purchases
Questions
Is RealTimeChoices free?
Is Ameritas Benefits free?
Which has better reviews, RealTimeChoices or Ameritas Benefits?
Do RealTimeChoices or Ameritas Benefits have ads?
Which is updated more often, RealTimeChoices or Ameritas Benefits?
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