Comparison

RealTimeChoices vs Ameritas Benefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RealTimeChoices

Empowers consumers to save money on healthcare services by providing fair price information for thousands of procedures. Helps users become informed shoppers, regardless of insurance status, to potentially save thousands on common medical needs.

Highlights
  • Fair price information for healthcare services
  • Save money on medical procedures
  • Compare prices across providers
  • Suitable for insured and uninsured individuals
  • Information on thousands of procedures
Features
Read full description

RealTimeChoices helps consumers save money by equipping them with Fair Price information about thousands of healthcare services and procedures that enables them to become smart healthcare shoppers. Due to price variances among healthcare providers, smart shoppers can save thousands of dollars on common procedures like MRIs, orthopedic surgeries, sleep studies and preventative screenings. Whether you have high deductible health insurance or no insurance – RealTimeChoices’ Fair Price will tell you what you should pay for a procedure.

About

Ameritas Benefits

Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.

Highlights
  • Access ID cards
  • Find network dental providers
  • View dental claim information
  • Manage account profile
  • Access plan documents
Features
Read full description

On-the-go dental and vision benefit information for Ameritas primary members. Manage your account profile preferences, access ID cards, find a dental provider, view plan documents or recent dental claim information. Features include: ID cards - Access to all your plan ID cards in one place. Using the functionality of your phone, you can display or share your ID card with your provider as needed. Provider Search - Find a network dental provider for your city, state, or ZIP Code. Claims - View dental claim documents from your recent visits and review plan usage information for covered dependents.

Screenshots

RealTimeChoices4 screens
Ameritas Benefits4 screens

Verdict

The call

The clearest difference is rating: RealTimeChoices at 3.0 against Ameritas Benefits's 1.8. Ameritas Benefits's advantage is ratings volume (150 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RealTimeChoices holds the better App Store score, 3.0 against 1.8. That said, the two scores are not equally well evidenced: Ameritas Benefits has 150 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

RealTimeChoices ships an update every 2 months, Ameritas Benefits every 6 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
RealTimeChoices versus Ameritas Benefits: the parameters behind the verdict, then further details
ParameterRealTimeChoicesAmeritas Benefits
PriceFreeFree
Rating3.0 (1 ratings) — better1.8 (150 ratings)
Positive reviews—10.6% of reviews
Number of ratings1150 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size42 MB62 MB
Age rating17+4+
DeveloperCareOperative, LLCAmeritas Life Insurance Corp.

Customer experience

RealTimeChoices

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Ameritas Benefits

All ratings140 ratings
Positive19.3%
Neutral2.1%
Negative78.6%
Written reviews66 reviews
Positive10.6%
Neutral1.5%
Negative87.9%

In-app purchases

None

RealTimeChoices

No in-app purchases

None

Ameritas Benefits

No in-app purchases

Questions

Is RealTimeChoices free?
RealTimeChoices is free to download, with no in-app purchases.
Is Ameritas Benefits free?
Ameritas Benefits is free to download, with no in-app purchases.
Which has better reviews, RealTimeChoices or Ameritas Benefits?
RealTimeChoices is rated higher. RealTimeChoices averages 3.0 out of 5 from 1 ratings, while Ameritas Benefits averages 1.8 from 150 ratings.
Do RealTimeChoices or Ameritas Benefits have ads?
Neither RealTimeChoices nor Ameritas Benefits shows ads.
Which is updated more often, RealTimeChoices or Ameritas Benefits?
RealTimeChoices ships an update every 2 months, and Ameritas Benefits every 6 weeks. Most recently, RealTimeChoices was updated on November 1, 2026 and Ameritas Benefits on November 7, 2026.

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