BCBSTX vs Ameritas Benefits
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCBSTX
Access your Blue Cross and Blue Shield of Texas member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage prescriptions. Virtual visits with doctors are also available.
- Access coverage and claims
- Find in-network doctors and facilities
- Estimate procedure costs
- Manage prescriptions and pharmacy benefits
- Virtual doctor visits
- Access ID cards offline
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The Blue Cross and Blue Shield of Texas (BCBSTX) app provides access to the Blue Cross and Blue Shield of Texas member information and resources. BCBSTX app also provides shopping information such as getting a quote and tracking an application. Members can: • Login, register or change password • Easily access coverage, claims, and ID • Check deductible and out of pockets amounts • Find an in network doctor, hospital or facility • Find a nearby urgent care facility • Estimate the costs of procedures, tests and treatments • View patient reviews and average wait time • Search for doctors that speak Spanish • View medical benefits and copay levels • View pharmacy benefits and copay levels • Send ID to Apple Wallet for offline access • View their Explanation of Benefits • Log in via Touch ID • Share ID Card • Members with applicable pharmacy coverage can search for drug information and cost estimates, view and compare nearby pharmacies, and view reminders related to their prescriptions • Members with applicable coverage can access MDLive for virtual visits with a doctor (MDLive uses allergies and medications from your HealthKit when requesting a virtual visit)
Ameritas Benefits
Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.
- Access ID cards
- Find network dental providers
- View dental claim information
- Manage account profile
- Access plan documents
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On-the-go dental and vision benefit information for Ameritas primary members. Manage your account profile preferences, access ID cards, find a dental provider, view plan documents or recent dental claim information. Features include: ID cards - Access to all your plan ID cards in one place. Using the functionality of your phone, you can display or share your ID card with your provider as needed. Provider Search - Find a network dental provider for your city, state, or ZIP Code. Claims - View dental claim documents from your recent visits and review plan usage information for covered dependents.
Screenshots
Verdict
The clearest difference is rating: BCBSTX at 4.8 against Ameritas Benefits's 1.8. BCBSTX also leads on ratings volume (45K vs 140) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCBSTX holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: BCBSTX has 45K ratings behind it against 140, so its average is the more settled of the two. Written reviews point the same way: 23% of BCBSTX's written reviews are positive against 11% of Ameritas Benefits's.
BCBSTX ships an update fortnightly, Ameritas Benefits every 6 weeks. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.
| Parameter | BCBSTX | Ameritas Benefits |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (45K ratings) — better | 1.8 (140 ratings) |
| Positive reviews | 23.2% of reviews — better | 10.6% of reviews |
| Number of ratings | 45K — better | 140 |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #111 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 63 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Blue Cross and Blue Shield of Texas | Ameritas Life Insurance Corp. |
Customer experience
BCBSTX
Ameritas Benefits
Bugs and requests
BCBSTX
Reported bugs
4 issues- Login issues
- App crashes
- Functionality not working as expected
- Compatibility issues with older devices
Requested features
5 requests- Allow login with Face ID/Passkey
- Provide access to actual EOB
- Allow multiple user profiles for family
- Improve provider search functionality
- Add ability to submit claims through app
Ameritas Benefits
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCBSTX
No in-app purchases
Ameritas Benefits
No in-app purchases
Questions
Is BCBSTX free?
Is Ameritas Benefits free?
Which has better reviews, BCBSTX or Ameritas Benefits?
Do BCBSTX or Ameritas Benefits have ads?
Which is updated more often, BCBSTX or Ameritas Benefits?
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