Comparison

BCBSTX vs Ameritas Benefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCBSTX

Access your Blue Cross and Blue Shield of Texas member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage prescriptions. Virtual visits with doctors are also available.

Highlights
  • Access coverage and claims
  • Find in-network doctors and facilities
  • Estimate procedure costs
  • Manage prescriptions and pharmacy benefits
  • Virtual doctor visits
  • Access ID cards offline
Features
Read full description

The Blue Cross and Blue Shield of Texas (BCBSTX) app provides access to the Blue Cross and Blue Shield of Texas member information and resources. BCBSTX app also provides shopping information such as getting a quote and tracking an application. Members can: • Login, register or change password • Easily access coverage, claims, and ID • Check deductible and out of pockets amounts • Find an in network doctor, hospital or facility • Find a nearby urgent care facility • Estimate the costs of procedures, tests and treatments • View patient reviews and average wait time • Search for doctors that speak Spanish • View medical benefits and copay levels • View pharmacy benefits and copay levels • Send ID to Apple Wallet for offline access • View their Explanation of Benefits • Log in via Touch ID • Share ID Card • Members with applicable pharmacy coverage can search for drug information and cost estimates, view and compare nearby pharmacies, and view reminders related to their prescriptions • Members with applicable coverage can access MDLive for virtual visits with a doctor (MDLive uses allergies and medications from your HealthKit when requesting a virtual visit)

About

Ameritas Benefits

Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.

Highlights
  • Access ID cards
  • Find network dental providers
  • View dental claim information
  • Manage account profile
  • Access plan documents
Features
Read full description

On-the-go dental and vision benefit information for Ameritas primary members. Manage your account profile preferences, access ID cards, find a dental provider, view plan documents or recent dental claim information. Features include: ID cards - Access to all your plan ID cards in one place. Using the functionality of your phone, you can display or share your ID card with your provider as needed. Provider Search - Find a network dental provider for your city, state, or ZIP Code. Claims - View dental claim documents from your recent visits and review plan usage information for covered dependents.

Screenshots

BCBSTX4 screens
Ameritas Benefits4 screens

Verdict

The call

The clearest difference is rating: BCBSTX at 4.8 against Ameritas Benefits's 1.8. BCBSTX also leads on ratings volume (45K vs 140) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BCBSTX holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: BCBSTX has 45K ratings behind it against 140, so its average is the more settled of the two. Written reviews point the same way: 23% of BCBSTX's written reviews are positive against 11% of Ameritas Benefits's.

UpkeepUpdate frequency

BCBSTX ships an update fortnightly, Ameritas Benefits every 6 weeks. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.

Scorecard5 real differences · 6 level
BCBSTX versus Ameritas Benefits: the parameters behind the verdict, then further details
ParameterBCBSTXAmeritas Benefits
PriceFreeFree
Rating4.8 (45K ratings) — better1.8 (140 ratings)
Positive reviews23.2% of reviews — better10.6% of reviews
Number of ratings45K — better140
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#111 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size63 MB62 MB
Age rating4+4+
DeveloperBlue Cross and Blue Shield of TexasAmeritas Life Insurance Corp.

Customer experience

BCBSTX

All ratings43,849 ratings
Positive94.1%
Neutral1.4%
Negative4.5%
Written reviews311 reviews
Positive23.2%
Neutral4.2%
Negative72.7%

Ameritas Benefits

All ratings140 ratings
Positive19.3%
Neutral2.1%
Negative78.6%
Written reviews66 reviews
Positive10.6%
Neutral1.5%
Negative87.9%

Bugs and requests

BCBSTX

Reported bugs

4 issues
  • Login issues
  • App crashes
  • Functionality not working as expected
  • Compatibility issues with older devices

Requested features

5 requests
  • Allow login with Face ID/Passkey
  • Provide access to actual EOB
  • Allow multiple user profiles for family
  • Improve provider search functionality
  • Add ability to submit claims through app

Ameritas Benefits

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCBSTX

No in-app purchases

None

Ameritas Benefits

No in-app purchases

Questions

Is BCBSTX free?
BCBSTX is free to download, with no in-app purchases.
Is Ameritas Benefits free?
Ameritas Benefits is free to download, with no in-app purchases.
Which has better reviews, BCBSTX or Ameritas Benefits?
BCBSTX is rated higher. BCBSTX averages 4.8 out of 5 from 45K ratings, while Ameritas Benefits averages 1.8 from 140 ratings.
Do BCBSTX or Ameritas Benefits have ads?
Neither BCBSTX nor Ameritas Benefits shows ads.
Which is updated more often, BCBSTX or Ameritas Benefits?
BCBSTX ships an update fortnightly, and Ameritas Benefits every 6 weeks. Most recently, BCBSTX was updated on October 21, 2026 and Ameritas Benefits on October 19, 2026.

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