Comparison

First Merchants Mobile App vs Centier Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Merchants Mobile App

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

Highlights
  • Check account balances and transactions
  • Transfer money between accounts
  • Pay bills and view history
  • Deposit checks remotely
  • Send and receive person-to-person payments
  • Find nearby branches and ATMs
Read full description

Start banking wherever you are with the First Merchants Mobile App! First Merchants Mobile App allows you to check balances, make transfers, pay bills, deposit checks, make person-to-person payments, and find locations where you can speak to our welcoming and attentive bankers. Available features include: Accounts - Check your latest account balances and search recent transactions by date, amount, or check number. Transfers - Easily transfer money between your accounts. Bill Pay - Pay bills and review bill payment history from your device. Check Deposit - Deposit checks while on the go. Person-to-Person Payments - Send money immediately to another person. - Claim money received while on the go. Locations - Find nearby branches and ATMs while using the mobile device’s built-in GPS or search by ZIP code or address.

About

Centier Bank

Manage your finances conveniently from your mobile device. Check account balances, review recent transactions, transfer funds between accounts, and deposit checks remotely. This app is available to all Centier consumer online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Find branch locations
Features
Read full description

Start banking wherever you are with Centier Bank for Mobile Banking! Available to all Centier consumer online banking customers. Centier Bank allows you to check balances, make transfers, make deposits, and find locations. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Check Deposit - Deposit checks while on the go.

Screenshots

First Merchants Mobile App4 screens
Centier Bank4 screens

Verdict

The call

The clearest difference is review sentiment: First Merchants Mobile App at 79% against Centier Bank's 33%. First Merchants Mobile App also leads on rating (4.7 vs 2.1) and ratings volume (29K vs 201). Centier Bank's advantage is ads (none vs shown) and update cadence (every 11 days vs every 5 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Merchants Mobile App holds the better App Store score, 4.7 against 2.1. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 29K ratings behind it against 201, so its average is the more settled of the two. Written reviews point the same way: 79% of First Merchants Mobile App's written reviews are positive against 33% of Centier Bank's.

UpkeepUpdate frequency

First Merchants Mobile App ships an update every 5 months, Centier Bank every 11 days. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

Scorecard5 real differences · 5 level
First Merchants Mobile App versus Centier Bank: the parameters behind the verdict, then further details
ParameterFirst Merchants Mobile AppCentier Bank
PriceFreeFree
Rating4.7 (29K ratings) — better2.1 (201 ratings)
Positive reviews79.0% of reviews — better33.3% of reviews
Number of ratings29K — better201
Update frequencyEvery 5 monthsEvery 11 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size57 MB311 MB
Age rating4+4+
DeveloperFirst Merchants BankCentier Bank

Customer experience

First Merchants Mobile App

All ratings27,447 ratings
Positive94.9%
Neutral2.3%
Negative2.8%
Written reviews662 reviews
Positive79.0%
Neutral6.8%
Negative14.2%

Centier Bank

All ratings191 ratings
Positive23.6%
Neutral2.6%
Negative73.8%
Written reviews24 reviews
Positive33.3%
Neutral12.5%
Negative54.2%

Bugs and requests

First Merchants Mobile App

Reported bugs

5 issues
  • Inconsistent Face ID/Touch ID support
  • Repeated requests for login credentials
  • Inability to view all linked accounts
  • Delayed transaction posting and balance updates
  • Glitches when depositing larger checks

Requested features

5 requests
  • Add running balance display in transactions
  • Improve bill pay functionality and visibility
  • Enable transfers between all account types
  • Provide more customization options in the app
  • Integrate account notifications and alerts

Centier Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Merchants Mobile App

No in-app purchases

None

Centier Bank

No in-app purchases

Questions

Is First Merchants Mobile App free?
First Merchants Mobile App is free to download, with no in-app purchases.
Is Centier Bank free?
Centier Bank is free to download, with no in-app purchases.
Which has better reviews, First Merchants Mobile App or Centier Bank?
First Merchants Mobile App is rated higher. First Merchants Mobile App averages 4.7 out of 5 from 29K ratings, while Centier Bank averages 2.1 from 201 ratings.
Do First Merchants Mobile App or Centier Bank have ads?
First Merchants Mobile App shows ads; Centier Bank does not.
Which is updated more often, First Merchants Mobile App or Centier Bank?
First Merchants Mobile App ships an update every 5 months, and Centier Bank every 11 days. Most recently, First Merchants Mobile App was updated on November 7, 2026 and Centier Bank on November 6, 2026.

Other comparisons