State vs SBS Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
State
Manage your insurance policies, make payments, and start claims 24/7. Get new quotes in minutes and access all your policy documents easily. Log in quickly with PIN or Face ID.
- 24/7 insurance management
- Fast login with PIN/Face ID
- Online claim submission and tracking
- Policy payment management
- View policy information and documents
- Get new quotes in 2 minutes
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About this app Your State insurance anytime, anywhere. With the State app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID. Make a claim online Starting your claim is easy in the app. If you need to claim for home or motor insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way. Easily manage your payments Make a payment for your policy straight from the app. All your policies in one place View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post. Get a quote Get a new quote in 2 minutes. Or find an existing motor quote and pick up where you left off.
SBS Mobile
Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.
- Secure balance checks without login
- 24/7 access to balances and statements
- Face ID/Touch ID login
- View and schedule payments/transfers
- Transfer money between accounts
- Securely transfer money to others
- Manage investments
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Manage your money on the move with SBS Bank’s range of online banking tools. SBS Bank App With SBS Bank’s mobile app it’s easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: • Securely check your balances without logging in. • Check your balances and statements 24/7. • Use Face ID or Touch ID to login easily. • View upcoming payments, transfers and schedule new ones. • Easily transfer money between accounts. • Securely transfer money to other people. • Manage your investments.
Screenshots
Verdict
The clearest difference is update cadence: State at monthly against SBS Mobile's every 4 months. SBS Mobile's advantage is review sentiment (26% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
State ships an update monthly, SBS Mobile every 4 months. The most recent releases landed on September 14, 2026 and September 28, 2026 respectively.
| Parameter | State | SBS Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) — better | — |
| Positive reviews | 10.8% of reviews | 26.5% of reviews — better |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 76 MB | 143 MB |
| Age rating | 4+ | 4+ |
| Developer | IAG New Zealand Limited | SBS Bank |
Customer experience
State
SBS Mobile
In-app purchases
State
No in-app purchases
SBS Mobile
No in-app purchases
