Progressive Leasing vs Mintpay | Pay Better.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Progressive Leasing
Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.
- Apply from home or on the go
- Lease-to-own purchase option
- Instant decision for applications
- Find nearby retail locations
- Flexible payment plans
Read full descriptionHide full description
Progressive Leasing’s mobile app simplifies your shopping experience by providing the convenience of applying at home or on the go. We understand that less-than-perfect credit shouldn’t keep you from getting the things you need, and with over 30,000 retail locations nationwide, finding your next upgrade can be as easy as finding a store near you. Our simple and flexible lease-to-own purchase option means you get your items now and pay for them over time. It’s that easy. Download our app and apply for an instant decision today. You know what you need. We’ll help you get it.
Mintpay | Pay Better.
Shop smarter and earn rewards with this payment app. Choose to pay now for instant cashback in loyalty coins or pay later in three interest-free installments. Redeem your earned coins across a wide network of partner brands.
- Pay Now with instant cashback
- Pay Later in 3 interest-free installments
- Earn and redeem Mint Coins
- Shop at 2,500+ partner brands
- Track payments and spending
- Instant account verification
Read full descriptionHide full description
Shop smarter and get rewarded every time you pay. With Mintpay, you can Pay Now for instant cashback or Pay Later in three interest free instalments — and earn Mint Coins either way. Mintpay isn’t just another payment app. Join us as we build a financially fluent Sri Lanka, where everyone wins — you, our partner stores, and the broader community. Shop across fashion, electronics, food, travel, flights, and more at over 2,500+ partner brands. Ways to Pay Pay Now – Earn Cashback in Mint Coins Pay in full with your debit or credit card and get cashback as Mint Coins, redeemable on future purchases. No limits, no minimums — just real rewards. 1 Mint Coin = 1 LKR. Pay Later – 3 Interest-Free Instalments Split your bill into 3 interest-free payments with your debit or credit card and earn extra Mint Coins by paying your installments early — good habits pay off. What Are Mint Coins? - Mint Coins are your Mintpay rewards currency: - Earn them every time you Pay Now or Pay Later - Convert gift vouchers into Mint Coins for flexible use - Redeem them at any partner store, online or in-store - No expiry, no rush — spend anytime (T&Cs apply) How It Works - Sign Up in Minutes – Create a free account and verify to unlock Pay Later. - Shop Anywhere – Use Mintpay online or in-store at 2,500+ partner brands. - Pay Better – Choose Pay Now to earn cashback in Mint Coins, or Pay Later in 3 instalments and earn extra Mint Coins for early payments. - Redeem Mint Coins – Use your Mint Coins anytime, even partially, across multiple purchases. Why Mintpay? - Instant account verification - Unlimited cashback through Mint Coins - 0% interest on Pay Later - Earn rewards for responsible payments - Track payments, rewards, and spending easily in one app Shop better. Pay better. Earn more with Mintpay Contact Us: Website: https://mintpay.lk/ Email: support@mintpay.lk
Screenshots
Verdict
Progressive Leasing and Mintpay | Pay Better. both sit at 4.7 stars, but that hides the real split: 25% of Progressive Leasing's written reviews are positive against 0% of Mintpay | Pay Better.'s. Progressive Leasing also leads on ratings volume (34K vs 163) and chart position (#158 vs unranked). Mintpay | Pay Better.'s advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Progressive Leasing against 4.6 for Mintpay | Pay Better.. That said, the two scores are not equally well evidenced: Progressive Leasing has 34K ratings behind it against 163, so its average is the more settled of the two. Written reviews are what separate them: 25% of Progressive Leasing's written reviews are positive against 0% of Mintpay | Pay Better.'s.
Progressive Leasing ships an update every 3 weeks, Mintpay | Pay Better. monthly. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.
| Parameter | Progressive Leasing | Mintpay | Pay Better. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (34K ratings) — better | 4.6 (163 ratings) |
| Positive reviews | 25.4% of reviews — better | 0.0% of reviews |
| Number of ratings | 34K — better | 163 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #158 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 108 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | Prog Leasing, LLC | Mintpay (Private) Limited |
Customer experience
Progressive Leasing
Mintpay | Pay Better.
Bugs and requests
Progressive Leasing
Reported bugs
2 issues- App not showing lease details
- Payment issues (double charges, incorrect amounts)
Requested features
3 requests- Better app functionality and user experience
- More transparency around payment terms and costs
- Integration with mobile payment methods (e.g. Apple Pay)
Mintpay | Pay Better.
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Progressive Leasing
No in-app purchases
Mintpay | Pay Better.
No in-app purchases
Questions
Is Progressive Leasing free?
Is Mintpay | Pay Better. free?
Which has better reviews, Progressive Leasing or Mintpay | Pay Better.?
Do Progressive Leasing or Mintpay | Pay Better. have ads?
Which is updated more often, Progressive Leasing or Mintpay | Pay Better.?
Other comparisons
