Best 1St Payment Apps

248+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

The best 1st payment apps on iPhone average 4.1โ˜… across 248+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top 1St Payment Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Service 1st Mobile BankingService 1st Mobile BankingFree4.9โ˜… (4.8K)NoNoOct 2026
2Tamara | Own your DreamTamara | Own your DreamFree4.7โ˜… (59K)NoNoOct 2026
3ACT 1st FCUACT 1st FCUFree4.5โ˜… (175)NoNoOct 2026
4AbodeNGAbodeNGFreeโ€”โ€”NoSep 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (607K)NoNoOct 2026
6Arivo OneArivo OneFree2.3โ˜… (3)NoNoOct 2026
71stPayMobile1stPayMobileFree3.7โ˜… (23)NoNoOct 2026
81stPayMobile EMV1stPayMobile EMVFree3.0โ˜… (11)NoNoMay 2026

Top Picks for 1St Payment

4.9๐Ÿ˜Š(4.8K ratings)
Free
Service 1st Mobile Banking screenshot 1
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Service 1st Mobile Banking screenshot 5
Service 1st Mobile Banking screenshot 6

Manage your Service 1st Federal Credit Union accounts securely on the go. View transactions, deposit checks, pay bills, transfer funds, and apply for loans. Find ATMs and branches easily.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient app experience
  • ๐Ÿ’ฏ Friendly and helpful staff
  • ๐Ÿคฉ Great overall service

Room to Improve

  • ๐Ÿ› Login issues and frequent logouts
  • โš ๏ธ Inconsistent mobile deposit functionality
  • ๐Ÿ•ฐ๏ธ Slower performance compared to previous version
  • ๐Ÿ”’ Lack of security features (e.g., Face ID)
Tamara | Own your Dream#2

Tamara | Own your Dream by Tamara FZE

Pay in up to 24, No late fees
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(59K ratings)
Free
Tamara | Own your Dream screenshot 1
Tamara | Own your Dream screenshot 2
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Tamara | Own your Dream screenshot 4

This app offers flexible payment plans for purchases across various categories like retail, travel, and healthcare. Enjoy interest-free installments and no late fees, with instant pre-approved limits and exclusive deals. Discover nearby partner locations easily.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful payment splitting
  • ๐Ÿš€ Smooth and fast transactions
  • ๐Ÿ™ Excellent customer service

Room to Improve

  • ๐Ÿ› Unreliable payment processing
  • ๐Ÿคฌ Terrible customer support
  • โŒ Unauthorized charges
  • โš ๏ธ Limited availability in certain regions
4.5(175 ratings)
Free
ACT 1st FCU screenshot 1
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Manage your finances conveniently from your mobile device. This app allows you to securely check balances, view transactions, transfer funds, pay bills, deposit checks, and set up alerts. Banking is now at your fingertips, anytime and anywhere.

More 1St Payment apps to explore

FAQ about 1St Payment

What are the best 1st payment apps for iPhone?
Service 1st Mobile Banking tops our 1st payment apps ranking as of October 2026, with a 4.9-star average from 4.8K App Store ratings, and it's free to download.
Yes โ€” 20 of the top 1st payment apps we rank are free to download, including Service 1st Mobile Banking and Tamara | Own your Dream.
Service 1st Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ 1st payment apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.