Best 1St Payment Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

The best 1st payment apps on iPhone average 4.5β˜… across 249+ titles β€” we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top 1St Payment Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Service 1st Mobile BankingService 1st Mobile BankingFree4.9β˜… (4.7K)NoNoOct 2026
2Google MapsGoogle MapsFree4.7β˜… (7.4M)YesYesOct 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9β˜… (872K)NoNoOct 2026
41stPayMobile EMV1stPayMobile EMVFree3.0β˜… (11)NoNoMay 2026
5ACT 1st FCUACT 1st FCUFree4.5β˜… (175)NoNoOct 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9β˜… (753K)NoNoOct 2026
7Members 1st Credit Union STLMembers 1st Credit Union STLFree4.9β˜… (70)YesNoOct 2026
8Bank 1st MobileBank 1st MobileFree4.7β˜… (78)YesNoAug 2026

Top Picks for 1St Payment

Service 1st Mobile Banking#1
4.9😊(4.7K ratings)
Free
Service 1st Mobile Banking screenshot 1
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Manage your Service 1st Federal Credit Union accounts securely on the go. View transactions, deposit checks, pay bills, transfer funds, and apply for loans. Find ATMs and branches easily.

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Convenient app experience
  • πŸ’― Friendly and helpful staff
  • 🀩 Great overall service

Room to Improve

  • πŸ› Login issues and frequent logouts
  • ⚠️ Inconsistent mobile deposit functionality
  • πŸ•°οΈ Slower performance compared to previous version
  • πŸ”’ Lack of security features (e.g., Face ID)
Google Maps#2

Google Maps by Google

Places, navigation & traffic
4.7😐(7.4M ratings)
FreeAdsIn-App Purchases
#1in Navigation
Google Maps screenshot 1
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Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

What We Love

  • πŸš€ Accurate navigation
  • πŸ‘ Helpful for travel and exploration
  • πŸ’‘ Useful for delivery drivers
  • πŸ‘ Reliable traffic information

Room to Improve

  • πŸ› Buggy and unreliable directions
  • πŸ”„ Constant rerouting without user consent
  • πŸ—ΊοΈ Inaccurate or outdated maps
  • 🚧 Dangerous routing suggestions
  • πŸ€” Confusing interface changes
Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
πŸ’° Finance
4.9😊(872K ratings)
Free
#42in Finance
Zip - Buy Now, Pay Later screenshot 1
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Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • πŸ’³ Convenient payment option
  • πŸ€‘ Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🀝 Helpful customer service
  • πŸ†™ Increasing credit limits
  • πŸͺ Wide range of merchant partners

Room to Improve

  • πŸ› Unreliable app performance
  • πŸ€” Unclear refund/return policies
  • πŸ€·β€β™€οΈ Inconsistent customer support
  • πŸ”’ Security/account issues
  • πŸ’° Unexpected fees/charges

More 1St Payment apps to explore

FAQ about 1St Payment

What are the best 1st payment apps for iPhone?
Service 1st Mobile Banking tops our 1st payment apps ranking as of October 2026, with a 4.9-star average from 4.7K App Store ratings, and it's free to download.
Yes β€” 20 of the top 1st payment apps we rank are free to download, including Service 1st Mobile Banking and Google Maps.
Service 1st Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ 1st payment apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.