Best Ach Accept Apps

38+ iOS apps curated and reviewed

3.9 avg rating

20 free apps

Updated September 2026

From beginner-friendly picks to power-user tools, our ach accept list covers 38+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Ach Accept Apps (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Cash App	Free	4.8★ (8.7M)	No	No	Sep 2026
2	ACH Banking	Free	2.5★ (12)	No	No	May 2026
3	Fortis Mobile	Free	—	No	No	Jul 2026
4	Fortis Business Portal	Free	—	No	No	Aug 2026
5	CAHP Credit Union Mobile	Free	—	No	No	Sep 2026
6	ePNMobile	Free	3.1★ (30)	No	No	May 2026
7	MobilePay by Certegy LLC	Free	5.0★ (4)	No	No	Sep 2026
8	Associated Credit Union	Free	4.8★ (8.8K)	Yes	No	Sep 2026

Top Picks for Ach Accept

#1

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.

Editor's Choice

4.8😞(8.7M ratings)

Free

#3in Finance

Cash App screenshot 1

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Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

💳 Easy money transferring
🚀 Convenient and user-friendly app
🤑 Referral bonuses and discounts
🤑 Free tax filing
🤑 Borrow money feature

Room to Improve

🔒 Security issues and account hacking
🤖 Poor customer service and lack of live support
💰 Unexpected fees and charges
🔍 Unclear account restrictions and limits
🐛 App crashes and technical issues

#2

ACH Banking by eProdigy Financial LLC

Strong Contender

2.5(12 ratings)

Free

ACH Banking screenshot 1

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This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

#3

Fortis Mobile by Fortis Payment Systems LLC

Easy way to accept payments

Worth Considering

0.0(0 ratings)

Free

Fortis Mobile screenshot 1

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More Ach Accept apps to explore

Fortis Business Portal

Fortis Business Portal

Fortis Business Portal

Easy way to accept payments

CAHP Credit Union Mobile

CAHP Credit Union Mobile

CAHP Credit Union Mobile

by eProcessing Network, LLC

This mobile application functions as a point-of-sale terminal, enabling merchants to accept and process consumer payments via a secure gateway. A pre-existing account with the service provider is necessary for its operation.

Accepts consumer paymentsProcesses payments via gatewayMobile point-of-sale terminal

MobilePay by Certegy LLC

MobilePay by Certegy LLC

MobilePay by Certegy LLC

by Certegy Payment Solutions, LLC

Securely process check payments directly from your mobile device. This solution offers a built-in risk engine for safer check acceptance and converts checks to EFT/ACH payments. Real-time authorization provides instant accept or decline recommendations.

Mobile check payment processingBuilt-in risk engineCheck scanning via device camera

Associated Credit Union

Associated Credit Union

Associated Credit Union

by Associated Credit Union

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

View account balancesReview transaction historyTransfer funds

ETran Mobile Payments

ETran Mobile Payments

ETran Mobile Payments

Pay invoices via mobile

This app enables corporate users to deposit customer checks and initiate ACH or credit card payments directly from a mobile device. It securely stores payment information and integrates with existing A/R systems, offering a new payment channel.

Mobile check depositsInitiate ACH and credit card paymentsSecure PCI compliant storage

ACU Mobile Banking

ACU Mobile Banking

ACU Mobile Banking

by America's Credit Union

Manage your finances quickly and conveniently on the go. Access your accounts, view transactions, and perform banking tasks from anywhere, at any time.

Manage finances on the goQuick and convenient accessAnytime, anywhere banking

by National Automated Clearing House Association

This app facilitates access to information and networking opportunities related to payments innovation and industry meetings. It helps users stay informed about smarter payment solutions and connect with professionals in the field.

Smarter Faster Payments informationPayments Innovation Alliance Meetings accessPayments Institute updates

Merchant Lynx Mobile App

Merchant Lynx Mobile App

Merchant Lynx Mobile App

by Groundhog Enterprises Inc.

Process credit card and ACH payments on the go. Track all sales activities, including approved and declined transactions, and quickly refund or void them. Accept tips and custom surcharges, collect signatures, and send email receipts.

Credit card payment processingACH payment processingTransaction tracking

by The Credit Wholesale Company Inc

HSFCU Mobile App

HSFCU Mobile App

HSFCU Mobile App

by Healthcare Systems Federal Credit Union

Manage your finances on the go with this mobile banking app. Easily check balances, view transaction history, and make payments or transfers. Securely deposit checks and send money to others directly from your device.

Real-time transaction historyAccount transfers and schedulingBill pay and e-statements

by SUR Technology Holdings, LLC

Process credit card and ACH payments directly from your mobile device. Track all sales activities, including approved and declined transactions, and quickly issue refunds or voids. Accept tips and custom surcharges, collect signatures, and send email receipts.

Credit card and ACH payment processingSales activity trackingRefund and void transactions

CashDrop Digital Wallet

CashDrop Digital Wallet

CashDrop Digital Wallet

CashDrop Digital Wallet-ACH

This application provides a digital wallet solution designed for small and medium-sized businesses. It facilitates efficient payment processing through ACH transfers, streamlining financial operations for companies.

Digital wallet for businessesACH transfer processingEfficient payment handling

Grow, Scale & Impact

This platform helps social sector organizations efficiently distribute funds to recipients. For those receiving funds, it provides a mobile hub to manage cards, view transactions, and receive payments.

Access cardsAdd to digital walletsView transaction history

by Air Academy Federal Credit Union

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and make loan payments securely from anywhere. It also allows for secure messaging and access to branch information.

Check account balancesView transaction historyTransfer funds

Kitch Acceptance

Kitch Acceptance

Kitch Acceptance

by C S Kitch Company Inc

Manage your payments and payment history with this finance app. It allows for real-time payment scheduling and direct chat with your provider. The application is designed to be fast, easy, and free to use.

Real-time payment schedulingView payment historyChat with provider

L.A. Healthcare FCU

L.A. Healthcare FCU

L.A. Healthcare FCU

by LA Healthcare Federal Credit Union

FAQ about Ach Accept

What are the best ach accept apps for iPhone?

Cash App tops our ach accept apps ranking as of September 2026, with a 4.8-star average from 8.7M App Store ratings, and it's free to download.

Are there free ach accept apps for iPhone?

Yes — 20 of the top ach accept apps we rank are free to download, including Cash App and ACH Banking.

Does Cash App have ads or in-app purchases?

Cash App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.

How many ach accept apps are on the App Store?

We track 38+ ach accept apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

What does Cash App do?

Cash App is a financial services platform that allows users to send and receive money or bitcoin instantly. It also offers features for saving money by rounding up spare change, investing in stocks and bitcoin, and simplified banking services like early direct deposit.

What are the key features of Cash App?

Key features include instant P2P payments, a customizable debit card with exclusive discounts, the ability to invest in stocks and bitcoin with no commission fees, and early access to paychecks through direct deposit. It also supports saving by rounding up spare change.