Best Ach Accept Apps

35+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our ach accept list covers 35+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Ach Accept Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Melio Business PaymentsMelio Business PaymentsFree4.6β˜… (1.4K)NoNoAug 2026
2ACH BankingACH BankingFree2.5β˜… (12)NoNoMay 2026
3Fortis MobileFortis MobileFreeβ€”NoNoJul 2026
4Accept Payments by AutobooksAccept Payments by AutobooksFree4.1β˜… (21)NoNoJun 2026
5ePNMobileePNMobileFree3.1β˜… (30)NoNoMay 2026
6Fortis Business PortalFortis Business PortalFreeβ€”NoNoMay 2026
7MobilePay by Certegy LLCMobilePay by Certegy LLCFree5.0β˜… (4)NoNoMay 2026
8Nacha EventsNacha EventsFree5.0β˜… (1)NoNoJul 2026

Top Picks for Ach Accept

Melio Business Payments#1

Melio Business Payments by Melio Payments Inc

A simpler way to pay vendors
Editor's Choice
πŸ’° Finance
4.6😐(1.4K ratings)
Free
Melio Business Payments screenshot 1
Melio Business Payments screenshot 2
Melio Business Payments screenshot 3
Melio Business Payments screenshot 4
Melio Business Payments screenshot 5

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

  • πŸš€ Fast and reliable payments
  • πŸ‘ User-friendly interface
  • πŸ”’ Secure transactions
  • πŸ’‘ Convenient mobile app

Room to Improve

  • πŸ› Unreliable customer support
  • πŸ”’ Strict account verification issues
  • πŸ› Payment failures with no explanation
ACH Banking#2

ACH Banking by eProdigy Financial LLC

Strong Contender
πŸ’Ό Business
2.5(12 ratings)
Free
ACH Banking screenshot 1
ACH Banking screenshot 2
ACH Banking screenshot 3
ACH Banking screenshot 4
ACH Banking screenshot 5
ACH Banking screenshot 6

This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

More Ach Accept apps to explore

4
Accept Payments by Autobooks
Accept Payments by Autobooks
Accept Payments by Autobooks
Payments, Invoices, Tap to Pay
Free

Accept various payment methods like credit cards, debit cards, and digital wallets directly on your phone. Send invoices, create online checkout pages, and manage payments for your business securely.

Accept credit/debit card and digital wallet paymentsTap to Pay functionalityEmail or text invoices
πŸ’° Finance
(21)
free
5
ePNMobile
ePNMobile
ePNMobile
by eProcessing Network, LLC
Free

This mobile application functions as a point-of-sale terminal, enabling merchants to accept and process consumer payments via a secure gateway. A pre-existing account with the service provider is necessary for its operation.

Accepts consumer paymentsProcesses payments via gatewayMobile point-of-sale terminal
πŸ’Ό Business
(30)
free
6
Fortis Business Portal
Fortis Business Portal
Fortis Business Portal
Easy way to accept payments
Free
πŸ’° Finance
(0)
7
MobilePay by Certegy LLC
MobilePay by Certegy LLC
MobilePay by Certegy LLC
by Certegy Payment Solutions, LLC
Free

Securely process check payments directly from your mobile device. This solution offers a built-in risk engine for safer check acceptance and converts checks to EFT/ACH payments. Real-time authorization provides instant accept or decline recommendations.

Mobile check payment processingBuilt-in risk engineCheck scanning via device camera
πŸ’° Finance
(4)
free
8
Nacha Events
Nacha Events
Nacha Events
by NACHA
Free

This app facilitates access to information and networking opportunities related to payments innovation and industry meetings. It helps users stay informed about smarter payment solutions and connect with professionals in the field.

Smarter Faster Payments informationPayments Innovation Alliance Meetings accessPayments Institute updates
πŸ’Ό Business
(1)
free
9
ETran Mobile Payments
ETran Mobile Payments
ETran Mobile Payments
Pay invoices via mobile
Free

This app enables corporate users to deposit customer checks and initiate ACH or credit card payments directly from a mobile device. It securely stores payment information and integrates with existing A/R systems, offering a new payment channel.

Mobile check depositsInitiate ACH and credit card paymentsSecure PCI compliant storage
πŸ’° Finance
(2)
free
10
ACU Mobile Banking
ACU Mobile Banking
ACU Mobile Banking
by America's Credit Union, a Federal Credit Union
Free

Manage your finances quickly and conveniently on the go. Access your accounts, view transactions, and perform banking tasks from anywhere, at any time.

Manage finances on the goQuick and convenient accessAnytime, anywhere banking
πŸ’° Finance
(4K)
free
11
SurePay
SurePay
SurePay
by SUR Technology Holdings, LLC
Free

Process credit card and ACH payments directly from your mobile device. Track all sales activities, including approved and declined transactions, and quickly issue refunds or voids. Accept tips and custom surcharges, collect signatures, and send email receipts.

Credit card and ACH payment processingSales activity trackingRefund and void transactions
πŸ”§ Utilities
(6)
free
12
Kitch Acceptance
Kitch Acceptance
Kitch Acceptance
by C S Kitch Company Inc
Free

Manage your payments and payment history with this finance app. It allows for real-time payment scheduling and direct chat with your provider. The application is designed to be fast, easy, and free to use.

Real-time payment schedulingView payment historyChat with provider
πŸ’° Finance
(5)
free
13
MARINE ONE ACCEPTANCE
MARINE ONE ACCEPTANCE
MARINE ONE ACCEPTANCE
by Marine One Acceptance Corporation
Free

Easily schedule and make payments in real-time. View your payment history and communicate directly with your provider through a fast and simple interface.

Real-time payment schedulingMake paymentsView payment history
πŸ’° Finance
(4)
free
14
AACU Mobile
AACU Mobile
AACU Mobile
by Air Academy Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and make loan payments securely from anywhere. It also allows for secure messaging and access to branch information.

Check account balancesView transaction historyTransfer funds
πŸ’° Finance
(1.1K)
free
15
UTA Pay
UTA Pay
UTA Pay
by United TranzActions, LLC
Free

Accept and deposit company payments on the go with this mobile solution. It offers remote deposit capture, check guarantee, ACH processing, and credit card processing, all accessible 24/7 from your tablet or phone.

Remote Deposit CaptureTraditional Check GuaranteeACH Processing
πŸ’° Finance
(3)
free
16
ARH Federal Credit Union
ARH Federal Credit Union
ARH Federal Credit Union
by ARH FEDERAL CREDIT UNION
Free

Manage your ARH Federal Credit Union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills anytime, anywhere. It's a free service for all enrolled ARH FCU Internet banking members.

Check account balancesView transaction historyTransfer funds
πŸ’° Finance
(5)
free
17
Healthcare Systems FCU
Healthcare Systems FCU
Healthcare Systems FCU
by Healthcare Systems Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Easily check balances, view transaction history, and make payments or transfers. Securely deposit checks and send money to others directly from your device.

Real-time transaction historyAccount transfers and schedulingBill pay and e-statements
πŸ’° Finance
(5)
free
18
American Spirit Federal CU
American Spirit Federal CU
American Spirit Federal CU
by American Spirit Federal Credit Union
Free
πŸ’° Finance
(0)
19
CashDrop Digital Wallet
CashDrop Digital Wallet
CashDrop Digital Wallet
CashDrop Digital Wallet-ACH
Free

This application provides a digital wallet solution designed for small and medium-sized businesses. It facilitates efficient payment processing through ACH transfers, streamlining financial operations for companies.

Digital wallet for businessesACH transfer processingEfficient payment handling
πŸ’° Finance
(2)
free
20
L.A. Healthcare FCU
L.A. Healthcare FCU
L.A. Healthcare FCU
by LA Healthcare Federal Credit Union
Free
πŸ’° Finance
(0)

FAQ about Ach Accept

What are the best ach accept apps for iPhone?
Melio Business Payments tops our ach accept apps ranking as of July 2026, with a 4.6-star average from 1.4K App Store ratings, and it's free to download.
Yes β€” 20 of the top ach accept apps we rank are free to download, including Melio Business Payments and ACH Banking.
Melio Business Payments has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 35+ ach accept apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Melio is an all-in-one platform designed to simplify accounts payable and receivable for businesses. It allows you to pay vendors using various methods and get paid by clients digitally, all managed from your phone.
Key features include automating bill payments with flexible options like ACH, card, or check, creating and sending invoices on the go, accepting online payments, and syncing with accounting software like QuickBooks and Xero for seamless reconciliation.