Best Bancos Digitais Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our bancos digitais list covers 250+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Bancos Digitais Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PicPay: Conta, Cartão e PixPicPay: Conta, Cartão e PixFree4.5★ (1.2K)YesNoAug 2026
2Neon: cartão de créditoNeon: cartão de créditoFree4.8★ (2.1K)NoNoAug 2026
3NuNuFree4.8★ (24K)YesNoAug 2026
4Mercado Pago: cuenta digitalMercado Pago: cuenta digitalFree4.8★ (77K)YesNoAug 2026
5Inter: Mobile BankingInter: Mobile BankingFree4.8★ (22K)NoNoAug 2026
6next: Conta Digital e Cartãonext: Conta Digital e CartãoFree4.7★ (1.1K)NoNoAug 2026
7BB: Banco, Cartão, CréditoBB: Banco, Cartão, CréditoFree4.7★ (70K)NoNoAug 2026
8Digio: cartão de créditoDigio: cartão de créditoFree4.5★ (604)YesNoAug 2026

Top Picks for Bancos Digitais

PicPay: Conta, Cartão e Pix#1

PicPay: Conta, Cartão e Pix by PicPay Apps

Crédito, débito, FGTS e mais
Editor's Choice
💰 Finance
4.5😐(1.2K ratings)
FreeAds
PicPay: Conta, Cartão e Pix screenshot 1
PicPay: Conta, Cartão e Pix screenshot 2
PicPay: Conta, Cartão e Pix screenshot 3
PicPay: Conta, Cartão e Pix screenshot 4
PicPay: Conta, Cartão e Pix screenshot 5
PicPay: Conta, Cartão e Pix screenshot 6

This app offers a complete digital account with loans, investments, and cashback. It provides quick and easy account opening, a credit card with no annual fee, and the ability to pay bills and split invoices. It also offers competitive interest on savings.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and practical
  • 💰 Good cashback offers
  • 🤑 Helps manage finances

Room to Improve

  • 🐛 Frequent app crashes
  • 🤖 Poor customer support
  • ⏱️ Slow transaction processing
Neon: cartão de crédito#2

Neon: cartão de crédito by Neon Pagamentos S.A.

Conta digital, CDB e mais
Strong Contender
💰 Finance
4.8(2.1K ratings)
Free
Neon: cartão de crédito screenshot 1
Neon: cartão de crédito screenshot 2
Neon: cartão de crédito screenshot 3
Neon: cartão de crédito screenshot 4
Neon: cartão de crédito screenshot 5

A comprehensive digital account and credit card designed for Brazilians. Offers features like a no-annual-fee credit card, cashback, investment options, and personal loans. Simplifies daily financial management with easy online account opening and a user-friendly interface.

Nu#3

Nu by NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO

Crédito, débito, pix e mais
Worth Considering
💰 Finance
4.8😊(24K ratings)
FreeAds
Nu screenshot 1
Nu screenshot 2
Nu screenshot 3
Nu screenshot 4
Nu screenshot 5
Nu screenshot 6

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

What We Love

  • 🚀 Easy to use
  • 👍 Transparent and intuitive
  • 🚀 Fast and efficient
  • 💡 Modern banking experience

Room to Improve

  • 🐛 Occasional app crashes
  • 🐛 Login issues
  • 🐛 Unreliable facial recognition

More Bancos Digitais apps to explore

4
Mercado Pago: cuenta digital
Mercado Pago: cuenta digital
Mercado Pago: cuenta digital
Cartão de crédito, Pix e mais
Free

Manage your finances with a digital account that offers daily growth on your balance. Access a credit card with no annual fee and a free Mastercard debit card. Pay bills, recharge phones, and make instant money transfers.

Money grows daily in your accountCredit card with no annual feeFree Mastercard debit card
💰 Finance
(77K)
free with in-app purchases
5
Inter: Mobile Banking
Inter: Mobile Banking
Inter: Mobile Banking
Credit card & Money transfers
Free

Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.

Banking solutionsStock and ETF investingGift cards with cashback
💰 Finance
(22K)
free
6
next: Conta Digital e Cartão
next: Conta Digital e Cartão
next: Conta Digital e Cartão
Cartão, Mimos, Investimentos
Free

Manage your finances with a 100% digital account and a free credit card. Enjoy features like international payments, investments, and secure transfers. It offers a complete financial solution with the backing of Bradesco.

100% digital accountFree international cardOpen Finance integration
💰 Finance
(1.1K)
free
7
BB: Banco, Cartão, Crédito
BB: Banco, Cartão, Crédito
BB: Banco, Cartão, Crédito
Conta, Investimentos, Pix e +
Free

Manage your finances with a free digital account. Make instant Pix transfers, pay bills and taxes, and access credit, investments, and insurance. Organize your budget and track spending with smart tools.

Free digital account openingInstant Pix transfersBill and tax payments
💰 Finance
(70K)
free with in-app purchases
8
Digio: cartão de crédito
Digio: cartão de crédito
Digio: cartão de crédito
Conta e cartão sem anuidade
Free

Manage your finances with a digital bank offering international credit cards, a rewards program, and exclusive discounts. Access a free digital account, Pix payments, investments, and personal loans, all managed through a 100% digital app.

International credit cardsRewards programDigital account
💰 Finance
(604)
free with in-app purchases
9
Banco PagBank
Banco PagBank
Banco PagBank
by PagSeguro Internet S.A
Free

This digital bank offers a free account with a credit card, investment options, and business solutions. It allows users to save money with daily interest, access various investment products, and manage finances for personal or business needs.

Free digital accountCredit card without credit analysisInterest-earning savings options
💰 Finance
(11K)
free
10
Ton
Ton
Ton
Pagamentos por aproximação
Free

This app empowers entrepreneurs to sell, manage, and grow their businesses. It offers mobile card payments, POS machines, and online payment links. Track sales, manage finances, and access a product catalog to streamline operations and boost growth.

Mobile card payments (TapTon)POS machines for various sales channelsOnline payment links
💰 Finance
(327)
free with in-app purchases
11
Banco PAN: Conta, Cartão e +
Banco PAN: Conta, Cartão e +
Banco PAN: Conta, Cartão e +
Cartão de crédito e empréstimo
Free

This digital bank offers a comprehensive suite of financial services, including a high-yield digital account, credit card options, loans, and payment solutions. Manage your money, make purchases securely, and access financial planning tools all within one app.

Digital account that yields interestPix and boleto installment paymentsCashback and price comparison shopping
💰 Finance
(679)
free with in-app purchases
12
Banco Bradesco
Banco Bradesco
Banco Bradesco
Conta, crédito, débito e mais!
Free

Manage your finances with a comprehensive banking app. Easily make payments, transfer money with Pix, track expenses, and access credit and investment options. It offers a digital wallet, bill payment features, and personalized offers through Open Finance.

Pix transfers and paymentsDigital wallet for cardsBill payment and search
💰 Finance
(44K)
free
13
Banco Bmg: cartão e empréstimo
Banco Bmg: cartão e empréstimo
Banco Bmg: cartão e empréstimo
Empréstimo consignado e FGTS
Free

Manage your finances with a digital account, credit and debit cards, and various loan options. Access FGTS anticipation, investments, and secure online purchases. Enjoy cashback and partner discounts.

Digital account managementCredit and debit cardsFGTS anticipation
💰 Finance
(439)
free with in-app purchases
14
C6 Bank: Cartão, conta e mais!
C6 Bank: Cartão, conta e mais!
C6 Bank: Cartão, conta e mais!
Cartão de Crédito e Conta
Free

Open a digital account in various currencies, get a credit card with rewards, and access international banking services. Manage investments, make global transactions, and enjoy exclusive benefits. This app offers a comprehensive financial solution for personal and business needs.

Digital account in BRL, USD, or EURCredit card with rewards and cashbackInternational account with low exchange rates
💰 Finance
(3.7K)
free with in-app purchases
15
AnyPay Comerciante
AnyPay Comerciante
AnyPay Comerciante
by ANYCONNECT-Tecnologias e Telecomunicacoes S.A
Free
💰 Finance
(0)
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
17
Cada Menudo
Cada Menudo
Cada Menudo
by Moneta Fintech LLC
Free
💰 Finance
(0)
18
Guracoop
Guracoop
Guracoop
Guracoop
Free

Access your cooperative accounts securely from your mobile device. View balances, transaction history, make transfers, and pay bills. Requires Home Banking enrollment.

Account balance and detailsLoan and credit card informationFund transfers
💼 Business
(1)
free
19
Floridacoop
Floridacoop
Floridacoop
by COOPERATIVA DE AHORRO Y CREDITO FLORIDA
Free
💰 Finance
(0)
20
Judicoop
Judicoop
Judicoop
Judicoop
Free
💰 Finance
(0)

FAQ about Bancos Digitais

What are the best bancos digitais apps for iPhone?
PicPay: Conta, Cartão e Pix tops our bancos digitais apps ranking as of July 2026, with a 4.5-star average from 1.2K App Store ratings, and it's free to download.
Yes — 20 of the top bancos digitais apps we rank are free to download, including PicPay: Conta, Cartão e Pix and Neon: cartão de crédito.
PicPay: Conta, Cartão e Pix shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ bancos digitais apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a complete digital financial account that allows users to open an account quickly and easily, access loans, make various investments, and earn cashback on purchases. It also offers a credit card with no annual fee and the ability to pay bills and split invoices.
Key features include a 100% digital and free account, a credit card without an annual fee, the ability to pay bills and split invoices up to 36x with a credit card, investments that yield 102% of the CDI with daily liquidity, and cashback on various purchases. It also offers a consigned loan for CLT workers.