Best Basic Budget Apps

250+ iOS apps curated and reviewed

4.6 avg rating
18 free apps
Updated October 2026

Every iPhone needs a few good basic budget apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Basic Budget Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8β˜… (20K)YesYesNov 2026
2BasicBudget: A basic budgetBasicBudget: A basic budgetFreeβ€”NoNoMay 2026
3Daily Budget OriginalDaily Budget OriginalFree4.7β˜… (4.8K)NoYesNov 2026
4Basic Budget+Basic Budget+Free5.0β˜… (1)NoNoJun 2026
5Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6β˜… (14K)NoYesNov 2026
6Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7β˜… (9.6K)NoYesNov 2026
7Basic Budget: Expense TrackerBasic Budget: Expense TrackerFreeβ€”NoYesOct 2026
8Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8β˜… (13K)NoYesNov 2026

Top Picks for Basic Budget

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
πŸ’° Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful reports and charts
  • πŸ’° One-time fee for premium features
  • πŸ” Recurring transactions
  • πŸ—‚οΈ Multiple accounts and categories
  • πŸ”’ Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • πŸ—“οΈ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • πŸ› Occasional syncing issues
  • πŸ”’ Lack of fortnightly budget option
  • πŸ—‚οΈ Difficulty deleting unused categories
  • πŸ’° Paid upgrade required for some features
  • πŸ“ˆ Limited budget tracking within categories
4.7😊(4.8K ratings)
FreeIn-App Purchases
Daily Budget Original screenshot 1
Daily Budget Original screenshot 2
Daily Budget Original screenshot 3
Daily Budget Original screenshot 4

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

  • πŸ‘ Simple and functional
  • πŸš€ Keeps user informed on spending
  • πŸ’° Helps save money
  • πŸ“Š Provides good overview of finances
  • 🎨 Clean and intuitive interface

Room to Improve

  • πŸ› Issues with data syncing and disappearing transactions
  • πŸ”§ Limited customization options
  • πŸ’° Paid features can be expensive
  • πŸ•°οΈ Lack of historical transaction view

More Basic Budget apps to explore

FAQ about Basic Budget

What are the best basic budget apps for iPhone?
Spending Tracker tops our basic budget apps ranking as of October 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes β€” 18 of the top basic budget apps we rank are free to download, including Spending Tracker and BasicBudget: A basic budget.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ basic budget apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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