Best Car Payment Planner Apps

213+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

Looking for free car payment planner apps? 20 of our 213+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Car Payment Planner

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(6.7K ratings)
FreeAdsIn-App Purchases
#77in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • ๐Ÿ’ฏ Excellent debt tracking and planning
  • ๐Ÿ” Detailed debt breakdown and payoff timeline
  • ๐ŸŽฏ Helps stay motivated and on track
  • ๐Ÿ‘ Simple and easy to use interface

Room to Improve

  • ๐Ÿ› Occasional app crashes and stability issues
  • ๐Ÿ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • ๐Ÿ’ฐ Frustration with premium-only features
Carpay#3

Carpay by CARPAY, INC

Car loan management made easy
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(4.9K ratings)
Free
Carpay screenshot 1
Carpay screenshot 2
Carpay screenshot 3
Carpay screenshot 4

Easily manage your car loan through a user-friendly mobile app. Make payments, track balances, set up autopay, and stay informed with notifications. Simplify your car loan management today!

What We Love

  • โญ Convenient and easy to use
  • โญ Secure payment method
  • โญ Helpful for making car payments remotely

Room to Improve

  • ๐Ÿ’ฐ Excessive and unexpected fees
  • ๐Ÿ”’ Security issues with login and payment processing
  • ๐Ÿ› Buggy and unreliable app functionality

More Car Payment Planner apps to explore

4
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Easily calculate monthly car payments and compare leasing options with this mobile app. Take control of your vehicle finances today!

๐Ÿ’ฐ Finance
(2.2K)
5
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your finances with our budget planning app. Track expenses, set financial goals, manage credit cards, receive bill reminders, and more to achieve financial peace of mind. Join now to start managing your money effectively.

๐Ÿ’ฐ Finance
(4.3K)
6
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

๐Ÿ’ฐ Finance
(22K)
7
GM Financial
GM Financial
GM Financial
MyAccount
Free

A mobile app providing secure access to GM Financial accounts for Chevrolet, Buick, GMC, and Cadillac vehicles. Users can make payments, set up auto pay, view payment history, manage multiple accounts, and access account information 24/7. For support, users can message the Customer Experience team within the app or through the website, Facebook, or Twitter.

๐Ÿ’ฐ Finance
(51K)
8
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

This application revolutionizes car insurance by offering reduced down payments for 99% of customers and helping users build their credit scores with on-time payments. Easily compare rates from national and regional providers, get coverage in a few steps, and manage your policy hassle-free.

๐Ÿ’ฐ Finance
(1.1K)
9
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Shop Used Cars, Trucks, SUVs
Free

Shop for new, certified, and used cars with the Autotrader app. With over 6 million cars to choose from and personalized filters, finding your ideal vehicle is easy. Compare prices, track cars, and connect with sellers directly through the app.

๐Ÿ›๏ธ Shopping
(338K)
10
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Conveniently manage car payments with the mobile app, offering secure logins, payment options, payment information, alerts, and contact details for ancillary products. Download now for seamless account management on the go!

๐Ÿ’ฐ Finance
(3.8K)
11
Bridgecrest
Bridgecrest
Bridgecrest
by Bridgecrest Acceptance Corporation
Free

Manage your vehicle payments effortlessly with the new Bridgecrest app. Stay on track with one-time or scheduled payments, easily update AutoPay settings, and access account details on the go. Download now for a seamless payment experience.

๐Ÿ’ฐ Finance
(1K)
12
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

Find and compare prices on new and used cars from local dealerships with our app. Get the best deals on your next car purchase.

๐Ÿ›๏ธ Shopping
(47K)
13
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

๐Ÿ’ฐ Finance
(72K)
14
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

๐Ÿ’ผ Business
(6.4K)
15
Car Payment Calculator Monthly
Car Payment Calculator Monthly
Car Payment Calculator Monthly
Calculate Monthly Auto Payment
Free

This auto loan calculator helps estimate monthly car payments and total interest based on vehicle price, down-payment, and loan terms. It provides a user-friendly way to calculate and plan car payments, making it ideal for car buyers, sellers, and dealerships.

๐Ÿ’ฐ Finance
(7)
16
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

๐Ÿ’ผ Business
(652)
17
State Farmยฎ
State Farmยฎ
State Farmยฎ
Insurance & Finance
Free

An insurance management app designed to help users easily access their policies, file claims, and receive support. Simplify your insurance experience with our convenient and user-friendly platform.

๐Ÿ’ฐ Finance
(1.2M)
18
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

๐Ÿ’ฐ Finance
(8K)
19
Caramel: Car Checkout Platform
Caramel: Car Checkout Platform
Caramel: Car Checkout Platform
Buy/sell any private party car
Free

A car checkout platform for private party buyers and sellers, facilitating secure transactions, handling paperwork, offering financing, insurance, and more. Say goodbye to DMV lines and enjoy a hassle-free way to buy and sell used cars. Check out with Caramel for a seamless experience.

๐Ÿ›๏ธ Shopping
(67)
20
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

๐Ÿ›๏ธ Shopping
(384)