Best Car Payment Planner Apps

249+ iOS apps curated and reviewed

3.8 avg rating
19 free apps
Updated August 2026

Looking for free car payment planner apps? 19 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Car Payment Planner Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Car Payment PlannerCar Payment PlannerFreeNoNoAug 2026
2Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
3CarpayCarpayFree4.8★ (4.9K)NoNoSep 2026
4Car Payment Calculator USCar Payment Calculator USFree5.0★ (1)YesNoMay 2026
5GM FinancialGM FinancialFree4.8★ (51K)NoNoSep 2026
6Car Payment Calculator MonthlyCar Payment Calculator MonthlyFree3.9★ (7)NoNoAug 2026
7CarCardCarCardFree4.2★ (9)NoNoAug 2026
8Credit Acceptance MobileCredit Acceptance MobileFree4.4★ (4.1K)NoNoSep 2026

Top Picks for Car Payment Planner

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#64in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Carpay#3

Carpay by CarPay, Inc.

Car loan management made easy
Worth Considering
💰 Finance
4.8😞(4.9K ratings)
Free
Carpay screenshot 1
Carpay screenshot 2
Carpay screenshot 3
Carpay screenshot 4
Carpay screenshot 5

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

What We Love

  • ⭐ Convenient and easy to use
  • ⭐ Secure payment method
  • ⭐ Helpful for making car payments remotely

Room to Improve

  • 💰 Excessive and unexpected fees
  • 🔒 Security issues with login and payment processing
  • 🐛 Buggy and unreliable app functionality

More Car Payment Planner apps to explore

4
Car Payment Calculator US
Car Payment Calculator US
Car Payment Calculator US
Auto Loan Calculator & Compare
Free

Easily calculate your car loan payments and compare different financing options. This tool helps you understand the full cost of a vehicle, including taxes, fees, and insurance, before you buy.

Instant monthly payment calculationsCompare up to 3 financing scenariosUS state tax rates included
💰 Finance
(1)
ad-supported
5
GM Financial
GM Financial
GM Financial
MyAccount
Free

Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.

Make paymentsSet up auto payView payment history
💰 Finance
(51K)
free
6
Car Payment Calculator Monthly
Car Payment Calculator Monthly
Car Payment Calculator Monthly
Calculate Monthly Auto Payment
Free

Estimate your new car's monthly payment and total interest. This tool helps calculate loan details like principal, balance, and interest paid over the loan term. It's designed for car buyers, sellers, and dealerships.

Monthly payment estimationTotal interest calculationAmortization schedule
💰 Finance
(7)
free
7
CarCard
CarCard
CarCard
CarCard - Simplifying payments
Free

Easily manage your auto loan payments and stay up-to-date with your account. Make one-time or automatic payments, and access exclusive discounts and coupons. Registration with a participating auto lender is required.

On-demand paymentsAutomatic payment schedulingAccount activity viewing
💰 Finance
(9)
ad-supported
8
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
💰 Finance
(4.1K)
free with in-app purchases
9
Bridgecrest
Bridgecrest
Bridgecrest
by Bridgecrest Acceptance Corporation
Free

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

Make one-time paymentsSchedule future paymentsSet up AutoPay
💰 Finance
(1.1K)
free
10
Car Badger
Car Badger
Car Badger
Master Your Car Payments
Free
$6.99 | 100% OFF
💰 Finance
(0)
11
Loan Calculator – Planner
Loan Calculator – Planner
Loan Calculator – Planner
Loan; Compare, Save & Export
Free
💰 Finance
(0)
12
DealShield: Car Deal Analyzer
DealShield: Car Deal Analyzer
DealShield: Car Deal Analyzer
Auto Loan & Payment Calculator
Free
💰 Finance
(0)
13
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
14
Car Loan Calculator Tools
Car Loan Calculator Tools
Car Loan Calculator Tools
Auto Loan Calculator
Free

This app helps potential car buyers estimate car loan details. It calculates monthly installments, loan amounts, and total interest paid without needing an internet connection. It's intended for general awareness and not as financial advice.

Car loan calculationMonthly installment estimationLoan amount calculation
🔧 Utilities
(4)
free
15
PortalPay
PortalPay
PortalPay
by DealerSocket
Free

Manage your car payments conveniently from your iPhone. Access contract details, make one-time payments, and get payoff quotes securely. The app offers PCI/DSS compliance and SSL certification for protected transactions.

Make one-time paymentsAccess contract informationGet payoff quotes
💰 Finance
(15)
free
16
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
17
Auto Car Loan Payment Calc Pro
Auto Car Loan Payment Calc Pro
Auto Car Loan Payment Calc Pro
The Carculator
$6.99
💰 Finance
(0)
18
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
19
CAR Financial Mobile
CAR Financial Mobile
CAR Financial Mobile
by CAR FINANCIAL SERVICES, INC.
Free

Manage your CAR Financial Services account on the go. View account activity and balances, and make payments directly from your mobile device.

View account activityCheck account balancesMake payments
💰 Finance
(2)
free
20
CAR OneView
CAR OneView
CAR OneView
Floor Plan portfolio manager
Free

Manage your floor plan accounts, review activity, and make payments directly from your mobile device. View statements, transaction history, and submit requests to add vehicles to your portfolio with VIN scanning.

Review account activity and balancesMake direct mobile paymentsView electronic statements
💰 Finance
(18)
free

FAQ about Car Payment Planner

Are there free car payment planner apps for iPhone?
Yes — 19 of the top car payment planner apps we rank are free to download, including Car Payment Planner and Debt Payoff Planner & Tracker.
Car Payment Planner has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ car payment planner apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.