Best Car Payment Planner Apps

213+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

Looking for free car payment planner apps? 20 of our 213+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Car Payment Planner

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(6.7K ratings)
FreeAdsIn-App Purchases
#68in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • ๐Ÿ’ฏ Excellent debt tracking and planning
  • ๐Ÿ” Detailed debt breakdown and payoff timeline
  • ๐ŸŽฏ Helps stay motivated and on track
  • ๐Ÿ‘ Simple and easy to use interface

Room to Improve

  • ๐Ÿ› Occasional app crashes and stability issues
  • ๐Ÿ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • ๐Ÿ’ฐ Frustration with premium-only features
Carpay#3

Carpay by CARPAY, INC

Car loan management made easy
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(4.9K ratings)
Free
Carpay screenshot 1
Carpay screenshot 2
Carpay screenshot 3
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Carpay screenshot 5

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

What We Love

  • โญ Convenient and easy to use
  • โญ Secure payment method
  • โญ Helpful for making car payments remotely

Room to Improve

  • ๐Ÿ’ฐ Excessive and unexpected fees
  • ๐Ÿ”’ Security issues with login and payment processing
  • ๐Ÿ› Buggy and unreliable app functionality

More Car Payment Planner apps to explore

4
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
๐Ÿ’ฐ Finance
(2.2K)
free with in-app purchases
5
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your money with this comprehensive budget planning app. Track expenses, manage bills, and set financial goals to achieve peace of mind. Analyze your spending with intuitive graphs and reports.

Track expenses and incomeCreate custom budgetsManage credit cards
๐Ÿ’ฐ Finance
(4.3K)
freemium
6
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
7
GM Financial
GM Financial
GM Financial
MyAccount
Free

Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.

Make paymentsSet up auto payView payment history
๐Ÿ’ฐ Finance
(51K)
free
8
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotesLow or no down payment optionsFlexible payment plans aligned with payday
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
9
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Shop Used Cars, Trucks, SUVs
Free

Discover a vast selection of used cars, trucks, and SUVs from thousands of sellers. Personalize your search with unique filters, receive price drop alerts, and compare vehicles with Kelley Blue Bookยฎ Price Advisor. Find your next car easily, with options for delivery to your door.

Shop millions of used cars, trucks, and SUVsPersonalized recommendations and alertsAdvanced search filters (delivery, color, features)
๐Ÿ›๏ธ Shopping
(340K)
free with in-app purchases
10
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
11
Bridgecrest
Bridgecrest
Bridgecrest
by Bridgecrest Acceptance Corporation
Free

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

Make one-time paymentsSchedule future paymentsSet up AutoPay
๐Ÿ’ฐ Finance
(1K)
free
12
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
๐Ÿ›๏ธ Shopping
(47K)
free with in-app purchases
13
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
๐Ÿ’ฐ Finance
(77K)
free
14
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
15
Car Payment Calculator Monthly
Car Payment Calculator Monthly
Car Payment Calculator Monthly
Calculate Monthly Auto Payment
Free

Estimate your new car's monthly payment and total interest. This tool helps calculate loan details like principal, balance, and interest paid over the loan term. It's designed for car buyers, sellers, and dealerships.

Monthly payment estimationTotal interest calculationAmortization schedule
๐Ÿ’ฐ Finance
(7)
free
16
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
๐Ÿ’ผ Business
(652)
free with in-app purchases
17
State Farmยฎ
State Farmยฎ
State Farmยฎ
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
๐Ÿ’ฐ Finance
(1.2M)
free
18
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
๐Ÿ’ฐ Finance
(8.2K)
freemium
19
Caramel: Car Checkout Platform
Caramel: Car Checkout Platform
Caramel: Car Checkout Platform
Buy/sell any private party car
Free

Facilitates private party car sales by handling all DMV paperwork, secure payment transfers, and identity verification. Offers optional financing, insurance, and delivery services within the app for a seamless transaction experience.

DMV paperwork handlingSecure digital paymentIdentity verification
๐Ÿ›๏ธ Shopping
(67)
free
20
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases