Best Contactless Payment Apps

229+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good contactless payment apps. We benchmark 229+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Contactless Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.1K)NoNoJul 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoJul 2026
3JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (10K)YesNoJul 2026
4Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
5MyCardWallet.MyCardWallet.Free4.8★ (96K)NoNoJul 2026
6SumUp BusinessSumUp BusinessFree3.8★ (697)YesNoJul 2026
7PayHerePayHereFree3.0★ (9)NoNoMay 2026
8Payment for StripePayment for StripeFree4.8★ (8.9K)NoNoJul 2026

Top Picks for Contactless Payment

Tap to Pay + Contactless + POS#1

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Editor's Choice
💼 Business
4.8😞(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(603K ratings)
Free
#17in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
JIM: Tap to Pay & Payment Link#3

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Worth Considering
💰 Finance
4.7😞(10K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5
JIM: Tap to Pay & Payment Link screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment

More Contactless Payment apps to explore

4
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
5
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(96K)
free
6
SumUp Business
SumUp Business
SumUp Business
POS & Mobile Payments App
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
💼 Business
(697)
free with in-app purchases
7
PayHere
PayHere
PayHere
by 2C2P Pte Ltd
Free

Facilitates various payments and top-ups for users in Myanmar. Purchase mobile credit, game cards, airline and bus tickets, and manage closed and open loop cards.

Bill paymentsMobile top-up cardsGlobal game cards
💰 Finance
(9)
free
8
Payment for Stripe
Payment for Stripe
Payment for Stripe
Tap to Pay, POS & credit cards
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
9
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
10
Vault Payments
Vault Payments
Vault Payments
by Vault Payment Solutions Group Pty Ltd
Free

Manage and utilize prepaid Mastercards with ease. This application allows for quick and secure access to your prepaid cards, with the ability to add them directly to your Apple Wallet.

Utilize prepaid MastercardsAdd to Apple WalletQuick access
💰 Finance
(30)
free
11
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
12
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
13
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
14
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
15
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
16
Moveney
Moveney
Moveney
Soft Point of Sale
Free

This app allows merchants to accept contactless payments directly from their mobile phone, eliminating the need for additional hardware. It offers easy onboarding, inventory management, and the ability to add multiple payment terminals.

Contactless payment acceptance via NFCNo additional hardware requiredQuick onboarding process
💰 Finance
(0)
free
17
Swatch Pay
Swatch Pay
Swatch Pay
Pay with your Swatch
Free

This app allows you to link your payment card to your compatible watch for contactless payments. Track your transactions and manage your payment functions securely and conveniently from your smartphone.

Link payment cards to watchContactless paymentsTrack payment history
💰 Finance
(21)
free
18
CPOS Pay
CPOS Pay
CPOS Pay
Accept Payments Anywhere
Free

Transform your iPhone into a contactless payment terminal without any extra hardware. Accept debit, credit, and digital wallet payments instantly. Manage sales and send digital receipts on the go.

Tap to Pay with NFCDigital receipts via email/SMSReal-time sales tracking
💼 Business
(67)
free
19
iWallet
iWallet
iWallet
Mobile deposit
Free

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

Mobile check depositsContactless payments (Tap to Pay)Reputation management
💰 Finance
(835)
free
20
Y-POS - Your Point of Sale app
Y-POS - Your Point of Sale app
Y-POS - Your Point of Sale app
Your Point of Sale Solution
Free

Transform your smartphone into a powerful point-of-sale system. Accept various payment methods quickly and securely without extra hardware. Track sales, manage inventory, and gain real-time business insights.

Accept payments anywhereFast & secure transactionsNo extra hardware needed
💼 Business
(39)
free with in-app purchases

FAQ about Contactless Payment

What are the best contactless payment apps for iPhone?
Tap to Pay + Contactless + POS tops our contactless payment apps ranking as of July 2026, with a 4.8-star average from 3.1K App Store ratings, and it's free to download.
Yes — 20 of the top contactless payment apps we rank are free to download, including Tap to Pay + Contactless + POS and Square Point of Sale (POS).
Tap to Pay + Contactless + POS has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 229+ contactless payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows merchants to accept credit card payments directly through their iPhone using Tap to Pay and contactless technology. It eliminates the need for separate payment terminals, offering a streamlined solution for in-person transactions.
You can accept major credit cards including VISA, MasterCard, American Express, and Discover, among others. The app is designed to handle a wide range of payment cards for your convenience.