Best Cost Sharing Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Splitwise is the household name in cost sharing, but it's far from the only option. We track 250+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Cost Sharing Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SplitwiseSplitwiseFree4.0โ˜… (27K)NoYesAug 2026
2Splid โ€“ Split group billsSplid โ€“ Split group billsFree4.9โ˜… (3.9K)NoYesAug 2026
3tricount: Split & Settle Billstricount: Split & Settle BillsFree4.9โ˜… (6.5K)NoNoAug 2026
4ShareCost: Bill SplitterShareCost: Bill SplitterFree5.0โ˜… (2)NoNoAug 2026
5WieMee - Cost sharing made easyWieMee - Cost sharing made easyFreeโ€”NoNoAug 2026
6Settle Up - Group ExpensesSettle Up - Group ExpensesFree4.8โ˜… (1.7K)YesYesAug 2026
7Cost SplitCost SplitFree4.6โ˜… (129)NoYesAug 2026
8Expensya: Cost SplitExpensya: Cost SplitFreeโ€”YesNoMay 2026

Top Picks for Cost Sharing

Splitwise#1

Splitwise by Splitwise, Inc.

Split expenses with friends
Editor's Choice
๐Ÿ’ฐ Finance
4.0๐Ÿ˜Š(27K ratings)
FreeIn-App Purchases
#26in Finance
Splitwise screenshot 1
Splitwise screenshot 2
Splitwise screenshot 3
Splitwise screenshot 4
Splitwise screenshot 5

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

What We Love

  • ๐Ÿš€ Simplifies splitting expenses
  • ๐Ÿ‘ Easy to use and intuitive
  • ๐Ÿ’ก Helpful for group trips and shared living
  • ๐Ÿš€ Convenient payment integration

Room to Improve

  • ๐Ÿ› Confusing settle up process
  • ๐Ÿ› Inaccurate receipt scanning
  • ๐Ÿ’ฐ Subscription model too expensive
Splid โ€“ Split group bills#2

Splid โ€“ Split group bills by Nicolas Jersch

On vacation or with friends
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(3.9K ratings)
FreeIn-App Purchases
Splid โ€“ Split group bills screenshot 1
Splid โ€“ Split group bills screenshot 2
Splid โ€“ Split group bills screenshot 3
Splid โ€“ Split group bills screenshot 4
Splid โ€“ Split group bills screenshot 5

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Intuitive interface
  • ๐Ÿ’ฐ Free with optional paid features
  • ๐Ÿ’ณ Supports multiple currencies

Room to Improve

  • ๐Ÿ› Occasional bugs or glitches
  • โš ๏ธ Limited customization options
  • ๐Ÿ”ข Confusing settlement calculations
tricount: Split & Settle Bills#3

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(6.5K ratings)
FreeIn-App Purchases
tricount: Split & Settle Bills screenshot 1
tricount: Split & Settle Bills screenshot 2
tricount: Split & Settle Bills screenshot 3
tricount: Split & Settle Bills screenshot 4
tricount: Split & Settle Bills screenshot 5
tricount: Split & Settle Bills screenshot 6

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

What We Love

  • ๐Ÿš€ Intuitive and easy to use
  • ๐Ÿ’ฐ Free with no ads
  • ๐ŸŒ Supports multiple currencies
  • ๐Ÿค Facilitates group expense tracking

Room to Improve

  • ๐Ÿ› Occasional calculation errors
  • ๐Ÿ” Lack of detailed transaction history
  • ๐Ÿ”’ Limited customization options

More Cost Sharing apps to explore

4
ShareCost: Bill Splitter
ShareCost: Bill Splitter
ShareCost: Bill Splitter
Split group costs easily
Free

Easily split bills and track group expenses for roommates, travel, or shared costs. Handles complex splits, multiple currencies, and provides real-time synchronization and settlement suggestions. Offers a complete expense history with receipt photo support.

Split bills equally or by custom amountsSupports 100+ currencies with real-time exchange ratesWorks offline and syncs automatically
๐Ÿ’ฐ Finance
(2)
freemium
5
WieMee - Cost sharing made easy
WieMee - Cost sharing made easy
WieMee - Cost sharing made easy
by Lucas Twisk
Free

Easily track shared expenses within groups. Members can add their own costs and see the current balance between everyone. Simplifies managing group finances.

Create shared expense listsAdd individual expensesView group member balances
๐Ÿ’ฐ Finance
(0)
free
6
Settle Up - Group Expenses
Settle Up - Group Expenses
Settle Up - Group Expenses
by Step Up Labs, Inc.
Free

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

Track shared expensesManage IOUsHandle complex splits
๐Ÿ’ฐ Finance
(1.7K)
free with in-app purchases
7
Cost Split
Cost Split
Cost Split
Collaborative group expenses
Free

Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.

Cloud sync for group expensesOffline supportUneven expense splitting
๐Ÿ’ฐ Finance
(129)
free with in-app purchases
8
Expensya: Cost Split
Expensya: Cost Split
Expensya: Cost Split
by Dhruv Agnihotri
Free
๐Ÿ’ฐ Finance
(0)
9
Denominator: Fair Share
Denominator: Fair Share
Denominator: Fair Share
by Terim Cagatay
Free
๐Ÿ’ฐ Finance
(0)
10
AutoGive: Cover Costs Together
AutoGive: Cover Costs Together
AutoGive: Cover Costs Together
Private Monthly Family Giving
Free

This app facilitates private monthly financial support among family and friends for essential expenses like medical care or tuition. Users can invite trusted individuals to contribute and control who sees their financial information and updates.

Private monthly expense coverageInvite family and friendsControl visibility of information
๐Ÿ’ฐ Finance
(7)
ad-supported
11
BillEase: Shared Expenses
BillEase: Shared Expenses
BillEase: Shared Expenses
by Minseok Oh
Free
๐Ÿ’ฐ Finance
(0)
12
PaySplit: Split Bills & Rent
PaySplit: Split Bills & Rent
PaySplit: Split Bills & Rent
Roommates, trips & settle up
Free

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Track group expensesClear balance visibilitySmart settlement suggestions
๐Ÿ’ฐ Finance
(1)
freemium
13
Share Spend - Split Expenses
Share Spend - Split Expenses
Share Spend - Split Expenses
Group expense tracker
Free
๐Ÿ’ฐ Finance
(0)
14
UPool Rides - Split your cost
UPool Rides - Split your cost
UPool Rides - Split your cost
Share empty seats & save money
Free
โœˆ๏ธ Travel
(0)
15
Split+ - Split Payments
Split+ - Split Payments
Split+ - Split Payments
Split expenses together!
Free
๐Ÿ’ฐ Finance
(0)
16
EquiTab: Group Bill Divider
EquiTab: Group Bill Divider
EquiTab: Group Bill Divider
by Van Thi Bui
Free
๐Ÿ”ง Utilities
(0)
17
Famigo-
Famigo-
Famigo-
by Dawn Catone
Free

This tool helps families fairly divide household item quotas, from school supplies to snacks. It provides instant visual breakdowns and saves your allocation history for easy reference.

Fairly divides household item quotasManages school supplies, gear, and snacksInstant donut chart visualizations
๐ŸŒŸ Lifestyle
(14)
free
18
Divider - share your expenses
Divider - share your expenses
Divider - share your expenses
Divide total expenses
Free

Easily calculate and distribute shared expenses among participants. Input who paid what, and the app automatically determines optimal debt payments for everyone. Features an instant results button with an efficient calculation algorithm.

Accurate expense calculationAutomatic debt distributionParticipant expense tracking
๐Ÿ’ฐ Finance
(1)
free
19
Co-oto: Private Car Sharing
Co-oto: Private Car Sharing
Co-oto: Private Car Sharing
Track trips and split costs
Free

Organize car sharing among trusted individuals or groups. Track bookings, trips, expenses, and vehicle location all in one place. Ideal for families, friends, or small businesses managing shared vehicles.

Shared booking calendarOdometer-based trip trackingCentralized expense logging
โœˆ๏ธ Travel
(1)
freemium
20
NX Share
NX Share
NX Share
by Luis Carlos Gomes
Free
๐ŸŒŸ Lifestyle
(0)

FAQ about Cost Sharing

What are the best cost sharing apps for iPhone?
Splitwise tops our cost sharing apps ranking as of August 2026, with a 4.0-star average from 27K App Store ratings, and it's free to download.
Yes โ€” 20 of the top cost sharing apps we rank are free to download, including Splitwise and Splid โ€“ Split group bills.
Splitwise has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ cost sharing apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Splitwise is an application designed to help users easily track and manage shared expenses with friends, family, and roommates. It simplifies the process of figuring out who owes whom, reducing awkwardness and stress around money.
Key features include creating groups or private friendships, adding expenses in any currency (even offline), simplifying debts into repayment plans, splitting costs equally or unequally, and recording payments. It also offers recurring bills, expense categorization, and the ability to export data to CSV.

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