Instantly calculate your Debt-to-Income ratio to understand your financial health. The app provides a color-coded gauge, loan simulation, and personalized insights to help you make smarter money decisions.






226+ iOS apps curated and reviewed
Looking for free debt 2 income calculator apps? 15 of our 226+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.






Instantly calculate your Debt-to-Income ratio to understand your financial health. The app provides a color-coded gauge, loan simulation, and personalized insights to help you make smarter money decisions.






This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.


This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.


This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.


Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.


Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.


This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.


This app helps you calculate your debt-to-income ratio, a key metric lenders use to assess loan repayment likelihood. It provides clear examples and explains why this ratio is important for financial decisions.


This app offers a comprehensive financial calculator with over 105 functions for business, statistics, and general math. It simplifies complex calculations like loan payments, time value of money, and investment analysis with an intuitive interface and visual tools. Easy modes are available for users new to financial calculations.


This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.


This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.


This app helps you create and stick to a debt payoff plan using methods like debt snowball or avalanche. Visualize your progress and stay motivated on your journey to becoming debt-free.


This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.


Emulates the TI BAII Plus financial calculator, offering identical functionality with a clean and user-friendly interface. It's designed for finance professionals and students preparing for exams like CFA, FRM, and CPA.




Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.


This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.


This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.


Calculate your take-home pay instantly by entering your salary or hourly wage, W-4 status, and deductions. This app provides accurate gross-to-net breakdowns, including federal and state taxes, Social Security, and Medicare. Plan your budget with your real numbers and compare different job offers.