Best Debt 2 Income Calculator Apps

226+ iOS apps curated and reviewed

4.5 avg rating
15 free apps
Updated May 2026

Looking for free debt 2 income calculator apps? 15 of our 226+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Debt 2 Income Calculator

Debt 2 Income Calculator#1

Debt 2 Income Calculator by Heng Jia Liang

Calculate DTI Ratio
Editor's Choice
💰 Finance
4.2(6 ratings)
$2.99
Debt 2 Income Calculator screenshot 1
Debt 2 Income Calculator screenshot 2
Debt 2 Income Calculator screenshot 3
Debt 2 Income Calculator screenshot 4
Debt 2 Income Calculator screenshot 5
Debt 2 Income Calculator screenshot 6

This debt-to-income ratio calculator helps you determine how much debt you can afford by calculating the ratio between your current income and debt, and provides insights into front-end and back-end debt-to-income calculations to assess your financial health. Use this tool to evaluate your debt and make informed decisions about loan applications.

Loan Calculator - Loan2Me#2

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Strong Contender
💰 Finance
4.8😊(8K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations
Loan Calculator‰#3

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Worth Considering
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements

More Debt 2 Income Calculator apps to explore

4
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
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Track Debt, Pay It Down Faster
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Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

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5
EveryDollar: Budget Management
EveryDollar: Budget Management
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Track Income, Bills & Spending
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Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

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6
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
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Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

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7
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

An innovative financial app that helps users pay off debts while making everyday purchases. Easily manage and track your payments in real-time. Take control of your finances with Ditch!

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8
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

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9
Debt To Income Calculator
Debt To Income Calculator
Debt To Income Calculator
Calculate your DTI Ratio
$2.99

This application helps you determine how much debt you can afford compared to your income by calculating your debt-to-income ratio. By using this tool, you can understand your financial situation and make informed decisions about taking on new debt, and find out if you qualify for a loan.

💰 Finance
(4)
10
10bii Financial Calculator
10bii Financial Calculator
10bii Financial Calculator
Easy Financial Calculator
$7.99

A powerful and versatile financial calculator app with over 105 functions for various financial analysis needs, from loan payments to investment values. Perfect for beginners and professionals alike, offering easy-to-use features, intuitive display, and precise mathematics. Answer common financial questions effortlessly with 12 easy modes and visualize cash flows and statistical data with graphs for quick analysis and decision-making.

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(663)
11
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

The application is a comprehensive Loan Calculator and Tax Savings tool that provides advanced analysis and unique features not found in other similar apps. It offers a quick calculator, a simple interface for on-the-go analysis, and an extended mode for detailed loan evaluation. Key features include tax savings estimates, amortization tables, and comprehensive total cost calculations to help users make informed decisions about their loans and affordability.

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(97)
12
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
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13
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
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Your best debt payoff plan
$4.99

The application is a debt-tracking and debt-management tool that helps users develop and implement a personalized debt payoff strategy, whether using the debt snowball, debt avalanche, or any other method. It provides features to stay motivated, visualize progress, and collaborate with others, empowering users to become debt-free and achieve financial freedom.

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14
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

Manage and eliminate debt efficiently with this top-ranked finance app in the US. Take control of your finances and achieve financial freedom faster.

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15
BA Financial Calculator
BA Financial Calculator
BA Financial Calculator
BAII Plus Emulator
Free

This app, developed as a BAII Plus emulator, caters to CFA candidates and charterholders, offering identical functionality to the TI calculator with a user-friendly experience. For support, contact cfa.calculator@gmail.com.

💰 Finance
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16
Smart DTI Calculator
Smart DTI Calculator
Smart DTI Calculator
Debt to Income Ratio Tool
Free
🔧 Utilities
(0)
17
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

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18
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

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19
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Snowball repayment strategies
Free

Accelerate debt repayment with our intuitive calculator. Snowball repayment strategies help you pay off debts faster. Take control of your finances today.

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20
Paycheck Calculator US - Pay44
Paycheck Calculator US - Pay44
Paycheck Calculator US - Pay44
Take Home Pay & Tax Estimator
Free

An intuitive Paycheck Calculator app that quickly computes net income after taxes, allows customization for deductions like 401k, HSA, and bonuses, and offers real-time calculations for different pay periods. Easily plan your finances and see how much you'll take home each paycheck. Try it out now to manage your money better!

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