Instantly calculate your Debt-to-Income ratio to understand your financial health. The app provides a color-coded gauge, loan simulation, and personalized insights to help you make smarter money decisions.






247+ iOS apps curated and reviewed
Looking for free debt 2 income calculator apps? 18 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | $2.99 | 4.2★ (6) | No | No | May 2026 | |
| 2 | Free | 4.6★ (22K) | Yes | Yes | Aug 2026 | |
| 3 | $2.99 | 3.3★ (4) | No | No | May 2026 | |
| 4 | Free | 4.6★ (5.4K) | Yes | No | Aug 2026 | |
| 5 | Free | — | Yes | No | Jul 2026 | |
| 6 | Free | — | No | No | Jul 2026 | |
| 7 | Free | 1.0★ (6) | No | Yes | May 2026 | |
| 8 | Free | 4.8★ (44) | Yes | No | May 2026 |






Instantly calculate your Debt-to-Income ratio to understand your financial health. The app provides a color-coded gauge, loan simulation, and personalized insights to help you make smarter money decisions.






This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.




This app helps you calculate your debt-to-income ratio, a key metric lenders use to assess loan repayment likelihood. It provides clear examples and explains why this ratio is important for financial decisions.


This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.






Manage your debts with this intuitive tool. It automatically calculates payoff timelines using the debt snowball method, allowing you to accelerate your debt repayment by reinvesting previous payments into subsequent debts.


This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.


This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.


This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.


Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.


This educational app helps users understand Equated Monthly Installment (EMI) calculations and basic financial concepts. It allows for easy estimation of loan payments based on loan amount, interest rate, and tenure. The app is for learning purposes only and does not provide or facilitate loans.


This tool helps you pay off loans faster by calculating the impact of extra payments. Input your debt details and see how lump sums or recurring additional payments can save you interest and shorten repayment periods.


This personal finance assistant simplifies loan management and investment planning. Calculate EMIs, plan SIPs, and compare loan options to make informed financial decisions.


Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.


This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.


Manage all your financial calculations in one place. This app offers over 25 tools for loans, investments, taxes, credit, expenses, and business finances, simplifying complex financial tasks for smart planning.


Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.


Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

