Best Debt 2 Income Calculator Apps

247+ iOS apps curated and reviewed

4.2 avg rating
18 free apps
Updated July 2026

Looking for free debt 2 income calculator apps? 18 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Debt 2 Income Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt 2 Income CalculatorDebt 2 Income Calculator$2.994.2★ (6)NoNoMay 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
3Debt To Income CalculatorDebt To Income Calculator$2.993.3★ (4)NoNoMay 2026
4Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.4K)YesNoAug 2026
5Loan Cash - Loan App CalcLoan Cash - Loan App CalcFreeYesNoJul 2026
6YOLO CalculatorYOLO CalculatorFreeNoNoJul 2026
7Debt & Loan Calculator - Pay Off Debts and LoansDebt & Loan Calculator - Pay Off Debts and LoansFree1.0★ (6)NoYesMay 2026
8Debtor Debt Pay Off CalculatorDebtor Debt Pay Off CalculatorFree4.8★ (44)YesNoMay 2026

Top Picks for Debt 2 Income Calculator

Debt 2 Income Calculator#1

Debt 2 Income Calculator by Heng Jia Liang

Calculate DTI Ratio
Editor's Choice
💰 Finance
4.2(6 ratings)
$2.99
Debt 2 Income Calculator screenshot 1
Debt 2 Income Calculator screenshot 2
Debt 2 Income Calculator screenshot 3
Debt 2 Income Calculator screenshot 4
Debt 2 Income Calculator screenshot 5
Debt 2 Income Calculator screenshot 6

Instantly calculate your Debt-to-Income ratio to understand your financial health. The app provides a color-coded gauge, loan simulation, and personalized insights to help you make smarter money decisions.

Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Debt To Income Calculator#3

Debt To Income Calculator by Rukshan Marapana

Calculate your DTI Ratio
Worth Considering
💰 Finance
3.3(4 ratings)
$2.99
Debt To Income Calculator screenshot 1
Debt To Income Calculator screenshot 2
Debt To Income Calculator screenshot 3
Debt To Income Calculator screenshot 4

This app helps you calculate your debt-to-income ratio, a key metric lenders use to assess loan repayment likelihood. It provides clear examples and explains why this ratio is important for financial decisions.

More Debt 2 Income Calculator apps to explore

4
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
5
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
6
YOLO Calculator
YOLO Calculator
YOLO Calculator
by Thao Truong Lam Thu
Free
🔧 Utilities
(0)
7
Debt & Loan Calculator - Pay Off Debts and Loans
Debt & Loan Calculator - Pay Off Debts and Loans
Debt & Loan Calculator - Pay Off Debts and Loans
by Catrnja Dev
Free

Manage your debts with this intuitive tool. It automatically calculates payoff timelines using the debt snowball method, allowing you to accelerate your debt repayment by reinvesting previous payments into subsequent debts.

Debt managementAutomatic payoff calculationDebt snowball method
💰 Finance
(6)
free with in-app purchases
8
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Per-Month debt interest calculationBy-Months loan amortizationVisualize credit card costs
💰 Finance
(44)
ad-supported
9
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(989)
free with in-app purchases
10
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
💰 Finance
(313)
ad-supported
11
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
12
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Guidance and understand EMI
Free

This educational app helps users understand Equated Monthly Installment (EMI) calculations and basic financial concepts. It allows for easy estimation of loan payments based on loan amount, interest rate, and tenure. The app is for learning purposes only and does not provide or facilitate loans.

Easy EMI calculationFinancial concept explanationsUser-friendly interface
💰 Finance
(12)
ad-supported
13
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Lump Sum & Prepay Calculator
Free

This tool helps you pay off loans faster by calculating the impact of extra payments. Input your debt details and see how lump sums or recurring additional payments can save you interest and shorten repayment periods.

Calculate interest paid on loansSimulate extra one-time paymentsSimulate recurring extra payments
💰 Finance
(7)
free with in-app purchases
14
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Mortgage Loan EMI Calculator
Free

This personal finance assistant simplifies loan management and investment planning. Calculate EMIs, plan SIPs, and compare loan options to make informed financial decisions.

EMI Calculator for various loan typesSIP Calculator for mutual fundsFinancial planner with insights
💰 Finance
(3)
free with in-app purchases
15
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.6K)
subscription
16
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
17
Loan Manager : Loan App
Loan Manager : Loan App
Loan Manager : Loan App
Finance Tool : Loan Calculator
Free

Manage all your financial calculations in one place. This app offers over 25 tools for loans, investments, taxes, credit, expenses, and business finances, simplifying complex financial tasks for smart planning.

Loan EMI and eligibility calculatorsInvestment and tax planning toolsCredit card payoff and discount calculators
🔧 Utilities
(5)
free with in-app purchases
18
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
19
National Debt - USA & World
National Debt - USA & World
National Debt - USA & World
US Debt Clock + 180 Countries!
Free

Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

Real-time national debt trackingData for over 180 countriesHistorical debt development
💰 Finance
(1.7K)
free with in-app purchases
20
Credit Calculator App
Credit Calculator App
Credit Calculator App
by Juan Bernardo Rivera Arias
Free
💰 Finance
(0)

FAQ about Debt 2 Income Calculator

What are the best debt 2 income calculator apps for iPhone?
Debt 2 Income Calculator tops our debt 2 income calculator apps ranking as of July 2026, with a 4.2-star average from 6 App Store ratings, and it's priced at $2.99.
Yes — 18 of the top debt 2 income calculator apps we rank are free to download, including Loan Calculator - Debt Planner and Changed: Automate Debt Payoff.
Debt 2 Income Calculator has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 247+ debt 2 income calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Debt 2 Income Calculator is a finance app that helps users understand their Debt-to-Income (DTI) ratio. It provides instant calculations, visual breakdowns, and simulation tools to assess financial health.
The app calculates your DTI by taking your total monthly debt payments and dividing them by your gross monthly income. It then presents this as a percentage, often with a color-coded gauge indicating financial health.