Best Direct Lenders Apps

179+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

The best direct lenders apps on iPhone average 4.4โ˜… across 179+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Direct Lenders

iCreditWorks#1

iCreditWorks by iCreditWorks LLC

The smartest way to pay.
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(1.1K ratings)
Free
iCreditWorks screenshot 1
iCreditWorks screenshot 2
iCreditWorks screenshot 3
iCreditWorks screenshot 4
iCreditWorks screenshot 5
iCreditWorks screenshot 6

Access dental financing with affordable rates and fast credit decisions right from your phone using the iCreditWorks app. Stay secure with biometric validation and manage your account easily, anytime, anywhere. Join the iCreditWorks community for financial education resources. Apply now!

What We Love

  • ๐Ÿš€ Super easy to use
  • ๐Ÿ‘ Convenient app experience
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ‘ Great customer service

Room to Improve

  • โฑ๏ธ Lengthy financing process
  • ๐Ÿ› Inconsistent app performance
  • ๐Ÿ” Lack of transparency on fees
Lenme: Investing and Borrowing#2

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Strong Contender
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(73K ratings)
FreeAdsIn-App Purchases
#13in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(37K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults

More Direct Lenders apps to explore

4
Payday Loans USA
Payday Loans USA
Payday Loans USA
by Rainbow UK Ltd
Free

An easy-to-use payday loan calculator app for the USA that instantly calculates repayments and connects you with top lenders for quick money transfer. With password protection for easy future applications and loan amounts up to $1,500, take control of your finances without extensive paperwork. Download now for free and apply for quick cash advances with bad credit, making managing your finances a breeze.

๐Ÿ’ฐ Finance
(3.8K)
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

๐Ÿ’ฐ Finance
(63K)
6
Payday Loans Direct
Payday Loans Direct
Payday Loans Direct
by Rainbow UK Ltd
Free

Get instant access to payday loans of up to ยฃ1,000 with a quick and simple application process that's available 24/7, even on bank holidays. Apply now and choose from lenders that accept you, with no upfront fees or obligation to borrow.

๐Ÿ’ฐ Finance
(213)
7
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Get up to $500 in just 5 minutes with our quick cash advance app. Instantly access funds with a simple application process.

๐Ÿ’ฐ Finance
(843K)
8
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

๐Ÿ’ฐ Finance
(23K)
9
Speedy Payday Loans
Speedy Payday Loans
Speedy Payday Loans
by Rainbow UK Ltd
Free

This application provides a hassle-free way to apply for short-term loans online, offering quick approvals and direct deposits to your bank account. Features include a built-in loan calculator, access to multiple lenders, and secure data encryption.

๐Ÿ’ฐ Finance
(1.4K)
10
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest โ€“ download now!

๐Ÿ’ฐ Finance
(165)
11
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Get quick access to instant loans with low interest rates using our user-friendly platform. Simply fill out an application online and receive funds deposited directly into your account within 24 hours. Fast, secure, and reliable financial assistance at your fingertips.

๐Ÿ’ฐ Finance
(3)
12
Your Mortgage Servicing Center
Your Mortgage Servicing Center
Your Mortgage Servicing Center
Your Loan Management Platform
Free

A loan management platform that allows borrowers to handle account inquiries, access mortgage information, make payments, and more online, without the need to contact customer service. Take control of your mortgage with Self-Servicing Digital; manage your loan with ease.

๐Ÿ’ฐ Finance
(1.8K)
13
Cornerstone Home Lending
Cornerstone Home Lending
Cornerstone Home Lending
by Cornerstone Capital Bank, SSB
Free

Manage your account with ease using our secure and simple mobile app. Make payments, access escrow details, view statements, access educational resources, and communicate with our Customer Care team.

๐Ÿ’ฐ Finance
(4.3K)
14
LoanChat
LoanChat
LoanChat
by Private Lender Portal LLC
Free
๐Ÿ’ผ Business
(1)
15
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

๐Ÿ’ฐ Finance
(38K)
16
loanDepot Mobile
loanDepot Mobile
loanDepot Mobile
Mortgage Payments & Balances
Free

Access your mortgage account on the go with our mobile application. Make payments, view account details, and stay up to date with your loan status anytime, anywhere. Experience convenience at your fingertips โ€“ download now!

๐Ÿ’ฐ Finance
(3.8K)
17
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

๐Ÿ’ฐ Finance
(398)
18
Renmoney MFB
Renmoney MFB
Renmoney MFB
by RENMONEY MFB LIMITED
Free

Get quick and convenient loans, earn high interest on your savings, and invest securely with the Renmoney app. Download the app and start accessing a range of financial services tailored to your needs.

๐Ÿ’ฐ Finance
(748)
19
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access quick and convenient employee loans through our application, designed to meet your financial needs without the hassle of traditional banking. Get fast approval and easy repayment options - take control of your finances today!

๐Ÿ’ฐ Finance
(143)
20
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free
๐Ÿ’ฐ Finance
(3K)