Best Envy Budget Apps

86+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Out of 86+ envy budget apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Envy Budget Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (776)NoYesJul 2026
2Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesJul 2026
3TendiTendiFree3.0★ (8)NoYesJul 2026
4SAVY BudgetSAVY BudgetFreeNoNoMay 2026
5Spending Budget TrackerSpending Budget TrackerFreeNoNoMay 2026
6Spending Tracker - My BudgetSpending Tracker - My BudgetFree3.1★ (11)NoNoMay 2026
7SpotFunds - Spending & BudgetSpotFunds - Spending & BudgetFree was $3.995.0★ (7)NoNoJul 2026
8Budget FriendBudget FriendFreeNoNoMay 2026

Top Picks for Envy Budget

Envy: Envelope Budget Planner#1

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Editor's Choice
💰 Finance
4.8😊(776 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
Monefy: Money Tracker#2

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Strong Contender
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
Tendi#3

Tendi by Tendi LLC

AI Budgeting, Financial Advice
Worth Considering
💰 Finance
3.0(8 ratings)
FreeIn-App Purchases
Tendi screenshot 1
Tendi screenshot 2
Tendi screenshot 3
Tendi screenshot 4

This app uses AI to help you manage your money, create budgets, and track spending. It offers personalized financial guidance, goal setting, and insights to improve your financial habits. Securely link bank accounts for a complete financial overview.

More Envy Budget apps to explore

4
SAVY Budget
SAVY Budget
SAVY Budget
Family Budget Tracker
Free
💰 Finance
(0)
5
Spending Budget Tracker
Spending Budget Tracker
Spending Budget Tracker
by 洪彬 林
Free

Manage your personal finances to spend smarter and save more. Track your expenses with a simple interface and visualize your spending habits with clear pie charts. Export your billing data for easy record-keeping.

Expense trackingBudget managementSpending visualization
💰 Finance
(0)
free
6
Spending Tracker - My Budget
Spending Tracker - My Budget
Spending Tracker - My Budget
Manage your income & expense
Free

Easily manage your income and expenses with this user-friendly app. Track your spending to stay within budget and save money. Get instant control over your finances with quick entry and clear overviews.

Intuitive user interfaceFast expense entryFlexible time periods (weekly, monthly, yearly)
💰 Finance
(11)
free
7
SpotFunds - Spending & Budget
SpotFunds - Spending & Budget
SpotFunds - Spending & Budget
Pace budgets between paychecks
Free
$3.99 | 100% OFF

This app acts as a personal spending coach, helping you manage discretionary spending between paychecks. It calculates your "Ready-to-Spend®" amount daily, providing real-time feedback to prevent overspending and debt. The app learns your habits to offer personalized nudges and alerts.

Daily "Ready-to-Spend®" calculationReal-time spending feedbackPersonalized spending nudges
💰 Finance
(7)
free
8
Budget Friend
Budget Friend
Budget Friend
Simple budget comparison tool
Free
💰 Finance
(0)
9
Spendly - Budget Tracker
Spendly - Budget Tracker
Spendly - Budget Tracker
Simple Budget Tracker
Free
💰 Finance
(0)
10
Honey Budget - Expense Tracker
Honey Budget - Expense Tracker
Honey Budget - Expense Tracker
Easy - to -use expense tracker
Free
🔧 Utilities
(0)
11
Monee: Budget Tracker
Monee: Budget Tracker
Monee: Budget Tracker
by Abdullah Al-Abbas
Free
💰 Finance
(0)
12
My Budget - Do My Budget
My Budget - Do My Budget
My Budget - Do My Budget
by Michael Andarge
Free
💰 Finance
(0)
13
Budget Savior
Budget Savior
Budget Savior
The Expense Pacer
Free

Plan your finances with weekly and monthly budget forecasts. Visualize spending limits and track your progress with intuitive charts. Log expenses quickly and manage fixed payments effortlessly.

Weekly & Monthly Budget ForecastVisual Budget GuidesEffortless Expense Logging
💰 Finance
(1)
free
14
Budget Daily: Budget Planner
Budget Daily: Budget Planner
Budget Daily: Budget Planner
Shared budgets for couples
Free
💰 Finance
(0)
15
Expense Tracker: Budget App
Expense Tracker: Budget App
Expense Tracker: Budget App
Track Spending & Save Money
Free
🔧 Utilities
(0)
16
macaron - Budget Calendar
macaron - Budget Calendar
macaron - Budget Calendar
Build a Better Life Day by Day
Free
🌟 Lifestyle
(0)
17
Kkumgom - Shared Budget
Kkumgom - Shared Budget
Kkumgom - Shared Budget
Track Emotions, Share Budget
Free

This app helps you understand your spending habits by tracking emotions alongside expenses. It allows real-time budget sharing with partners, family, or friends for various needs like travel or daily living. Manage finances with smart budgeting tools, custom settings, and auto-generated reports.

Emotion-based spending analysisReal-time shared budgetingSmart budget management
💰 Finance
(1)
ad-supported
18
Wonder Budget - Money Planner
Wonder Budget - Money Planner
Wonder Budget - Money Planner
Personal Expense Tracker
Free

This app helps you visualize and manage your finances with advanced charts and intuitive budgeting tools. It offers effortless expense tracking, customizable categories, and goal setting to provide deep insights into your spending habits and financial health.

Advanced financial chartsIntuitive UI for expense loggingCustomizable budget plans
💰 Finance
(1)
free with in-app purchases
19
Monthly Budget Finance Tracker
Monthly Budget Finance Tracker
Monthly Budget Finance Tracker
Simple, good budget app
Free
💰 Finance
(0)
20
Money Manager: expense, budget
Money Manager: expense, budget
Money Manager: expense, budget
spending tracker, planner
Free

Easily track daily expenses, income, and set budgets with visual reports and smart categories. This finance app helps you manage personal and business transactions, plan spending, and gain control over your money.

Track income and expensesVisual reports and spending chartsCustomizable smart categories
💰 Finance
(2)
freemium

FAQ about Envy Budget

What are the best envy budget apps for iPhone?
Envy: Envelope Budget Planner tops our envy budget apps ranking as of July 2026, with a 4.8-star average from 776 App Store ratings, and it's free to download.
Yes — 20 of the top envy budget apps we rank are free to download, including Envy: Envelope Budget Planner and Monefy: Money Tracker.
Envy: Envelope Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 86+ envy budget apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.
Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.