Best Envy Budget Apps

73+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated June 2026

Out of 73+ envy budget apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Envy Budget

Envy: Envelope Budget Planner#1

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Editor's Choice
💰 Finance
4.8😊(763 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
Monefy: Money Tracker#2

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Strong Contender
💰 Finance
4.7😊(6.5K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
YNAB#3

YNAB by You Need A Budget LLC

Never worry about money again
Worth Considering
💰 Finance
4.8😊(61K ratings)
FreeAdsIn-App Purchases
#5in Finance
YNAB screenshot 1
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YNAB screenshot 4
YNAB screenshot 5
YNAB screenshot 6

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription

More Envy Budget apps to explore

4
bless. minimal shopping habits
bless. minimal shopping habits
bless. minimal shopping habits
wishlist & budget planner
Free

This app helps you shop mindfully, track expenses, and declutter your space. It offers a guided approach to conscious consumption with features like a mindful wishlist, expense tracker, and a "Should I?" test. It's designed to foster a healthier relationship with possessions and reduce impulsive buying.

Mindful WishlistExpense TrackerDecluttering Log
🌟 Lifestyle
(165)
freemium
5
MoneyCircle: Expense & Budget
MoneyCircle: Expense & Budget
MoneyCircle: Expense & Budget
소비기록, 지출관리, 돈관리
Free

Effortlessly track your expenses and understand your spending habits with a clean, intuitive interface. Automatically categorize transactions and generate insightful monthly reports to help you save money and gain financial control.

Smart expense categorizationFast and easy manual entryLearning category suggestions
🔧 Utilities
(19)
freemium
6
Spenda
Spenda
Spenda
by Guangdong Weishi Data Technology Co., Ltd.
Free
🔧 Utilities
(0)
7
Saving Money Challenge
Saving Money Challenge
Saving Money Challenge
Track goals. Save money daily
Free

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

Envelope savings challenge trackerCustomizable savings goalsDaily money saving
💰 Finance
(416)
free with in-app purchases
8
Vala: Budget & Money Leaks
Vala: Budget & Money Leaks
Vala: Budget & Money Leaks
Split Bills, Savings & Alerts
Free

Manage your finances with AI-powered insights. Track expenses, create budgets, get bill reminders, and split costs with friends. Achieve your savings goals with personalized coaching and real-time cash flow monitoring.

AI financial intelligenceBudgeting by categoryReal-time expense tracking
💰 Finance
(7)
freemium
9
Piggy Bank - Mani
Piggy Bank - Mani
Piggy Bank - Mani
savings tracker in your pocket
Free

This app helps you manage and achieve your financial goals by allowing you to create and customize multiple savings goals. Track your transactions, receive daily reminders, and personalize your savings "money boxes" to stay on track towards your financial dreams. It offers a user-friendly interface for effortless financial management.

Create multiple money goalsTrack transactionsCustomize money boxes
💰 Finance
(356)
free with in-app purchases
10
Spending Tracker - My Budget
Spending Tracker - My Budget
Spending Tracker - My Budget
Manage your income & expense
Free

Easily manage your income and expenses with this user-friendly app. Track your spending to stay within budget and save money. Get instant control over your finances with quick entry and clear overviews.

Intuitive user interfaceFast expense entryFlexible time periods (weekly, monthly, yearly)
💰 Finance
(11)
free
11
Money Manager: expense, budget
Money Manager: expense, budget
Money Manager: expense, budget
spending tracker, planner
Free

Easily track daily expenses, income, and set budgets with visual reports and smart categories. This finance app helps you manage personal and business transactions, plan spending, and gain control over your money.

Track income and expensesVisual reports and spending chartsCustomizable smart categories
💰 Finance
(2)
freemium
12
Expense: Budget Tracker
Expense: Budget Tracker
Expense: Budget Tracker
Log your expenses easily
Free

Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.

Track expenses and incomeCreate multiple budgetsView transactions by category
💰 Finance
(7)
freemium
13
Home Budget Plan Pro
Home Budget Plan Pro
Home Budget Plan Pro
Manage Your Money Better
$2.99

Track your monthly income and expenses to understand your spending habits. Identify areas where you can cut back and plan your finances for the future. Customize categories and secure your financial data.

Record monthly household expenditureIdentify overspendingAnalyze expenditure by category
💰 Finance
(26)
free
14
Kkumgom - Shared Budget
Kkumgom - Shared Budget
Kkumgom - Shared Budget
Track Emotions, Share Budget
Free

This app helps you understand your spending habits by tracking emotions alongside expenses. It allows real-time budget sharing with partners, family, or friends for various needs like travel or daily living. Manage finances with smart budgeting tools, custom settings, and auto-generated reports.

Emotion-based spending analysisReal-time shared budgetingSmart budget management
💰 Finance
(1)
ad-supported
15
Money Bee - Budget tracker
Money Bee - Budget tracker
Money Bee - Budget tracker
Control for money and finances
Free

This app simplifies financial management with intuitive income and expense tracking. It offers detailed analytics, collaborative budgeting features, and convenient widgets for home screen control. Manage multiple wallets and recurring payments with ease.

Intuitive income and expense trackingDetailed financial analyticsCollaborative budgeting
💰 Finance
(2)
freemium
16
Wonder Budget - Money Planner
Wonder Budget - Money Planner
Wonder Budget - Money Planner
Personal Expense Tracker
Free

This app helps you visualize and manage your finances with advanced charts and intuitive budgeting tools. It offers effortless expense tracking, customizable categories, and goal setting to provide deep insights into your spending habits and financial health.

Advanced financial chartsIntuitive UI for expense loggingCustomizable budget plans
💰 Finance
(1)
free with in-app purchases
17
Spending Budget Tracker
Spending Budget Tracker
Spending Budget Tracker
by 洪彬 林
Free

Manage your personal finances to spend smarter and save more. Track your expenses with a simple interface and visualize your spending habits with clear pie charts. Export your billing data for easy record-keeping.

Expense trackingBudget managementSpending visualization
💰 Finance
(0)
free
18
SAVY Budget
SAVY Budget
SAVY Budget
Family Budget Tracker
Free
💰 Finance
(0)
19
Budget Planner + Money Manager
Budget Planner + Money Manager
Budget Planner + Money Manager
Bill Spending, Expense Tracker
Free

Effortlessly track expenses, manage budgets, and visualize your financial health. This app offers tools for instant transaction logging, recurring bill reminders, and comprehensive spending reports to help you save smarter.

Set and monitor budgets by categoryLog transactions instantlyVisualize spending with charts
💰 Finance
(2)
free with in-app purchases
20
My Budget - Do My Budget
My Budget - Do My Budget
My Budget - Do My Budget
by Michael Andarge
Free
💰 Finance
(0)