Best Envy Budget Apps

69+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated May 2026

Out of 69+ envy budget apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Envy Budget

Envy: Envelope Budget Planner#1

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Editor's Choice
💰 Finance
4.8😊(760 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
Monefy: Money Tracker#2

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Strong Contender
💰 Finance
4.7😊(279 ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Track your income, expenses, and budgets effortlessly with this money management app. Gain insight into your finances and stay on top of your spending. Start managing your money better today!

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
YNAB#3

YNAB by You Need A Budget LLC

Never worry about money again
Worth Considering
💰 Finance
4.8😊(60K ratings)
FreeAdsIn-App Purchases
#6in Finance
YNAB screenshot 1
YNAB screenshot 2
YNAB screenshot 3
YNAB screenshot 4
YNAB screenshot 5
YNAB screenshot 6

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription

More Envy Budget apps to explore

4
bless. minimal shopping habits
bless. minimal shopping habits
bless. minimal shopping habits
wishlist & budget planner
Free

A minimalist shopping app to streamline your purchases and shopping habits. Easily create wishlists, track your spending, and simplify your shopping experience. Start decluttering your life today with bless.

🌟 Lifestyle
(165)
5
MoneyCircle: Expense & Budget
MoneyCircle: Expense & Budget
MoneyCircle: Expense & Budget
Spending Tracker & No Buy
Free

This finance management tool helps you track your spending with clarity and control, offering smart categorization, easy entry, and monthly reports to give you a clear picture of your money flow. Take control of your finances and discover new ways to save with a simple, beautiful, and intuitive experience.

🔧 Utilities
(19)
6
Spending Tracker - My Budget
Spending Tracker - My Budget
Spending Tracker - My Budget
Manage your income & expense
Free

This easy-to-use expense manager helps you track your income and expenses, stick to a budget, and save money by providing a simple and intuitive interface, fast expense entry, and a clear overview of your spending. Download it for free and take control of your finances by easily managing your spending and identifying your main areas of expense.

💰 Finance
(11)
7
Saving Money Challenge
Saving Money Challenge
Saving Money Challenge
Track goals. Save money daily
Free

Track and achieve your savings goals with the Envelope Savings Challenge app! Choose envelopes with surprise amounts ranging from $1 to $100, open one per day, and save your way to $5,050. Customize your own savings challenge and make saving fun! Visit the EULA link for more details.

💰 Finance
(416)
8
Money Manager: expense, budget
Money Manager: expense, budget
Money Manager: expense, budget
spending tracker, planner
Free
💰 Finance
(2)
9
Simpler Budget: Envely
Simpler Budget: Envely
Simpler Budget: Envely
Envelope Budget App
Free

This budgeting app helps you track your expenses, income, and savings, providing a clear picture of your financial health and insights to make smart financial decisions. With its intuitive cash tracker, customizable budget envelopes, and visual savings tracker, you can take control of your finances, build better habits, and reach your goals.

💰 Finance
(3)
10
Kkumgom - Shared Budget
Kkumgom - Shared Budget
Kkumgom - Shared Budget
Track Emotions, Share Budget
Free
💰 Finance
(1)
11
Money Bee - Budget tracker
Money Bee - Budget tracker
Money Bee - Budget tracker
Control for money and finances
Free

Track your finances effortlessly with our budget tracking app. Easily manage income, expenses, and budgets, analyze spending patterns, collaborate on budgets, and import data for seamless financial management. Start for free now!

💰 Finance
(2)
12
Wonder Budget - Money Planner
Wonder Budget - Money Planner
Wonder Budget - Money Planner
Personal Expense Tracker
Free

This personal expense tracker app provides a 360-degree view of your finances with advanced data visualization, allowing you to effortlessly track and manage your spending, create budgets, and set financial goals. With its intuitive interface, you can start planning your finances immediately, gain deep insights into your spending habits, and make informed decisions to take control of your financial future.

💰 Finance
(1)
13
Spending Budget Tracker
Spending Budget Tracker
Spending Budget Tracker
by 洪彬 林
Free

This personal finance manager helps you track where your money is going, stay on top of your spending, and achieve financial peace of mind. With its simple and practical features, you can easily monitor your expenses, visualize your financial situation, and even export your data for further review.

💰 Finance
(0)
14
Budget Planner + Money Manager
Budget Planner + Money Manager
Budget Planner + Money Manager
Bill Spending, Expense Tracker
Free
💰 Finance
(2)
15
Expense: Budget Tracker
Expense: Budget Tracker
Expense: Budget Tracker
Log your expenses easily
Free

This intuitive app helps you manage your budget and track spending with customizable settings, user-friendly data visualizations, and powerful expense tracking tools. Take control of your finances by setting budgets, monitoring expenses, and collaborating with others, and start saving today!

💰 Finance
(7)
16
Home Budget Plan Pro
Home Budget Plan Pro
Home Budget Plan Pro
Manage Your Money Better
$2.99

This application helps you manage your money by tracking your monthly household expenditure, identifying areas to cut back, and analyzing where your money goes, allowing you to plan your budget and secure your finance details. By using this app, you can take control of your finances and make informed decisions to achieve your financial goals.

💰 Finance
(26)
17
Monthly Budget Finance Tracker
Monthly Budget Finance Tracker
Monthly Budget Finance Tracker
Simple, good budget app
Free
💰 Finance
(0)
18
Spenda
Spenda
Spenda
by Guangdong Weishi Data Technology Co., Ltd.
Free
🔧 Utilities
(0)
19
Budget Rider
Budget Rider
Budget Rider
Budget & Expense Tracker
Free
💰 Finance
(0)
20
My Budget - Do My Budget
My Budget - Do My Budget
My Budget - Do My Budget
by Michael Andarge
Free
💰 Finance
(0)