Best Envy Budget Apps

86+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Out of 86+ envy budget apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Envy Budget Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (794)NoYesSep 2026
2Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesSep 2026
3TendiTendiFree3.0★ (8)NoYesJul 2026
4SAVY BudgetSAVY BudgetFreeNoNoMay 2026
5Spending Budget TrackerSpending Budget TrackerFreeNoNoMay 2026
6Spending Tracker - My BudgetSpending Tracker - My BudgetFree3.1★ (11)NoNoAug 2026
7SpotFunds - Spending & BudgetSpotFunds - Spending & BudgetFree was $3.995.0★ (7)NoNoJul 2026
8Budget FriendBudget FriendFreeNoNoMay 2026

Top Picks for Envy Budget

Envy: Envelope Budget Planner#1

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Editor's Choice
💰 Finance
4.8😊(794 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase
  • 🎨 Visually pleasing design

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
  • 🔢 Envelope balance rounding issues
Monefy: Bills & Money Tracker#2

Monefy: Bills & Money Tracker by Reflective Technologies ApS

Track income, budget, expenses
Strong Contender
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Bills & Money Tracker screenshot 1
Monefy: Bills & Money Tracker screenshot 2
Monefy: Bills & Money Tracker screenshot 3
Monefy: Bills & Money Tracker screenshot 4
Monefy: Bills & Money Tracker screenshot 5
Monefy: Bills & Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface
  • 👍 Reliable and smooth performance
  • 👍 Great value for money
  • 👍 Useful for budgeting and saving
  • 👍 Excellent customer support

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
  • 🐛 Inability to change categories in free version
  • 🐛 Slow startup without internet connection
  • 🐛 Inability to reverse or change expenses
Tendi#3

Tendi by Tendi LLC

AI Budgeting, Financial Advice
Worth Considering
💰 Finance
3.0(8 ratings)
FreeIn-App Purchases
Tendi screenshot 1
Tendi screenshot 2
Tendi screenshot 3
Tendi screenshot 4

This app uses AI to help you manage your money, create budgets, and track spending. It offers personalized financial guidance, goal setting, and insights to improve your financial habits. Securely link bank accounts for a complete financial overview.

More Envy Budget apps to explore

FAQ about Envy Budget

What are the best envy budget apps for iPhone?
Envy: Envelope Budget Planner tops our envy budget apps ranking as of July 2026, with a 4.8-star average from 794 App Store ratings, and it's free to download.
Yes — 20 of the top envy budget apps we rank are free to download, including Envy: Envelope Budget Planner and Monefy: Bills & Money Tracker.
Envy: Envelope Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 86+ envy budget apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.
Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.