Best Financial Tracker Free Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Expenses OK is the household name in financial tracker free, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Financial Tracker Free Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoOct 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (114K)NoYesOct 2026
4Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesOct 2026
5Expense Trail - Budget TrackerExpense Trail - Budget TrackerFree—NoYesMay 2026
6Finance Tracker: Net WorthFinance Tracker: Net WorthFree——NoOct 2026
7Finore - Spending TrackerFinore - Spending TrackerFree—NoYesAug 2026
8Fyra — FIRE TrackerFyra — FIRE TrackerFree—NoYesOct 2026

Top Picks for Financial Tracker Free

Expenses OK - expenses tracker#1

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Editor's Choice
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories
  • 👍 Helpful data visualization
  • 🚀 Convenient widget
  • 👍 Straightforward and efficient

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
  • 🐛 Inability to attach receipts
  • 🐛 Inconsistent date format display
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#68in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
💰 Finance
4.9😊(114K ratings)
FreeIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times

More Financial Tracker Free apps to explore

FAQ about Financial Tracker Free

What are the best financial tracker free apps for iPhone?
Expenses OK - expenses tracker tops our financial tracker free apps ranking as of October 2026, with a 4.8-star average from 4.8K App Store ratings, and it's free to download.
Expenses OK - expenses tracker has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ financial tracker free apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.