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Best Financial Tracker Free Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Budget app is the household name in financial tracker free, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Financial Tracker Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
2NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoAug 2026
3Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesAug 2026
4Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
5Bill Tracker ProBill Tracker ProFree4.6★ (4.9K)NoYesAug 2026
6Money Tracker: My FinancialsMoney Tracker: My FinancialsFree—NoYesJul 2026
7Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (384K)YesYesAug 2026
8Finore - Spending TrackerFinore - Spending TrackerFree—NoYesAug 2026

Top Picks for Financial Tracker Free

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Strong Contender
💰 Finance
4.8😐(125K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
Monefy: Bills & Money Tracker#3

Monefy: Bills & Money Tracker by Reflective Technologies ApS

Track income, budget, expenses
Worth Considering
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Bills & Money Tracker screenshot 1
Monefy: Bills & Money Tracker screenshot 2
Monefy: Bills & Money Tracker screenshot 3
Monefy: Bills & Money Tracker screenshot 4
Monefy: Bills & Money Tracker screenshot 5
Monefy: Bills & Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features

More Financial Tracker Free apps to explore

4
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
5
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.9K)
subscription
6
Money Tracker: My Financials
Money Tracker: My Financials
Money Tracker: My Financials
Checkbook & Portfolio Manager
Free
💰 Finance
(0)
7
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(384K)
free with in-app purchases
8
Finore - Spending Tracker
Finore - Spending Tracker
Finore - Spending Tracker
Money Manager & Income Tracker
Free
💰 Finance
(0)
9
Ascentist: Your Financial Life
Ascentist: Your Financial Life
Ascentist: Your Financial Life
Financial Awareness System
Free
💰 Finance
(0)
10
Net Worth Tracker : Vaultly
Net Worth Tracker : Vaultly
Net Worth Tracker : Vaultly
Track wealth privately
Free
💰 Finance
(0)
11
Diofolio: Portfolio Tracker
Diofolio: Portfolio Tracker
Diofolio: Portfolio Tracker
Track Wealth & Finance Clearly
Free
💰 Finance
(0)
12
WealthTrack: Portfolio Tracker
WealthTrack: Portfolio Tracker
WealthTrack: Portfolio Tracker
Metals, shares, crypto & more
Free
💰 Finance
(0)
13
Casfow - Expense Tracker
Casfow - Expense Tracker
Casfow - Expense Tracker
Expense & Income Tracker
Free
💰 Finance
(0)
14
Closer - Net Worth Tracker
Closer - Net Worth Tracker
Closer - Net Worth Tracker
Net Worth & Wealth Tracker
Free
💰 Finance
(0)
15
Financial - Manager & Tracker
Financial - Manager & Tracker
Financial - Manager & Tracker
Budget & Subscription Tracker
Free

Manage all your financial accounts, track spending, and set budgets with smart insights and automated categorization. Features include expense splitting, recurring payment management, and personalized financial advice. Supports offline use and iCloud sync across Apple devices.

All accounts in one viewAutomatic transaction importBudgeting and spending tracking
💰 Finance
(0)
free with in-app purchases
16
FinArt: AI Expense Tracker
FinArt: AI Expense Tracker
FinArt: AI Expense Tracker
Expense Automation & Budgeting
Free

Effortlessly track expenses and manage budgets with automated insights from SMS, emails, and transactions. Offers bill reminders, category reports, and data export. A premium subscription unlocks advanced features like family sharing and multi-currency support.

Automated expense trackingBudget managementBill reminders
💰 Finance
(0)
freemium
17
WorthPilot: Money Tracker
WorthPilot: Money Tracker
WorthPilot: Money Tracker
Budget & Net Worth, Offline
Free
💰 Finance
(0)
18
Worthly: Net Worth Tracker
Worthly: Net Worth Tracker
Worthly: Net Worth Tracker
by William Brandt
Free
💰 Finance
(0)
19
Assetly: Net Worth Tracker
Assetly: Net Worth Tracker
Assetly: Net Worth Tracker
Stocks, Crypto & Asset Manager
Free
💰 Finance
(0)
20
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases

FAQ about Financial Tracker Free

What are the best financial tracker free apps for iPhone?
Budget app - spending tracker tops our financial tracker free apps ranking as of August 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ financial tracker free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.