Best Fonepay Apps

230+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Whether you're new to fonepay or looking for an upgrade, our curated collection of 230+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Fonepay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fonepay AppFonepay AppFree2.0★ (44)NoNoJul 2026
2Fonepay BusinessFonepay BusinessFree2.8★ (18)NoNoMay 2026
3FonepointsFonepointsFree4.4★ (108)NoNoJul 2026
4PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)NoNoJul 2026
5Khalti Digital Wallet (Nepal)Khalti Digital Wallet (Nepal)Free3.3★ (194)NoNoJul 2026
6eSewaeSewaFree3.1★ (479)NoNoJul 2026
7Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoJul 2026
8Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026

Top Picks for Fonepay

Fonepay Business#2

Fonepay Business by Fonepay Payment Service Limited

Strong Contender
💰 Finance
2.8(18 ratings)
Free
Fonepay Business screenshot 1
Fonepay Business screenshot 2
Fonepay Business screenshot 3
Fonepay Business screenshot 4
Fonepay Business screenshot 5
Fonepay Business screenshot 6

Manage all your digital payment transactions on a single platform. This app allows merchants to view payment details, initiate refunds, generate QR codes for contactless payments, and track transaction history. Streamline your business's payment management with enhanced control and visibility.

Fonepoints#3

Fonepoints by F1Soft International Pte Ltd.

Worth Considering
🌟 Lifestyle
4.4(108 ratings)
Free
Fonepoints screenshot 1
Fonepoints screenshot 2
Fonepoints screenshot 3
Fonepoints screenshot 4

Easily discover and redeem exclusive discounts and offers from your favorite businesses. Track your points balance and transaction history, and receive voucher codes directly to your phone for a hassle-free rewards experience.

More Fonepay apps to explore

4
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
5
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
by IME Khalti Limited
Free

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

Utility bill paymentsFlight bookingRemittance services
💰 Finance
(194)
free
6
eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
💰 Finance
(479)
free
7
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
8
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
9
myABL
myABL
myABL
by Allied Bank Limited
Free

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Money transfer via IBAN, Account Number, CNIC, QR, and RAASTBill payments for utilities, telco, education, government, and moreLoan applications and advance salary
💰 Finance
(3.6K)
free with in-app purchases
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
11
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(468K)
free with in-app purchases
12
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
💰 Finance
(2K)
free
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
14
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
15
Raenest
Raenest
Raenest
Raenest (formerly Geegpay)
Free

Manage your money globally with this all-in-one finance platform. Receive payments, open global accounts, spend with virtual cards, send money internationally, and invest in US stocks. It's designed for individuals and businesses operating across borders.

Open global accounts in USD, GBP, EURReceive payments from 190+ countriesVirtual and physical spending cards
💰 Finance
(1.8K)
free with in-app purchases
16
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
17
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
18
Earn Money with Survey Bucks
Earn Money with Survey Bucks
Earn Money with Survey Bucks
earn money with paid surveys
Free

Earn cash by sharing your opinions through paid surveys. This app offers a user-friendly interface, a wide variety of daily surveys, and multiple fast payout options. It's a legitimate way to make extra income from home with no investment required.

Complete paid surveys for cashMultiple fast payout optionsWide variety of daily surveys
📊 Productivity
(245)
free with in-app purchases
19
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
20
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
🍔 Food & Drink
(3K)
free

FAQ about Fonepay

What are the best fonepay apps for iPhone?
Fonepay App tops our fonepay apps ranking as of July 2026, with a 2.0-star average from 44 App Store ratings, and it's free to download.
Yes — 20 of the top fonepay apps we rank are free to download, including Fonepay App and Fonepay Business.
Fonepay App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ fonepay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Fonepay App allows users to consolidate all their bank accounts and digital wallets into one secure platform. It facilitates fast and instant payments via QR codes and NFC, enables bill splitting with friends, and rewards users with Fonepoints for every transaction.
You earn Fonepoints with every payment you make through the Fonepay App. These accumulated points can then be redeemed for various rewards such as food, fashion, travel, and other experiences.

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