Best Fonepay Apps

250+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Whether you're new to fonepay or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Fonepay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fonepay AppFonepay AppFree2.0★ (44)NoNoJul 2026
2Fonepay BusinessFonepay BusinessFree2.8★ (18)NoNoMay 2026
3FonepointsFonepointsFree4.4★ (108)NoNoAug 2026
4PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
5Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026
6eSewaeSewaFree3.2★ (511)NoNoAug 2026
7Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoAug 2026
8Khalti Digital Wallet (Nepal)Khalti Digital Wallet (Nepal)Free3.3★ (196)NoNoAug 2026

Top Picks for Fonepay

Fonepay Business#2

Fonepay Business by Fonepay Payment Service Limited

Strong Contender
💰 Finance
2.8(18 ratings)
Free
Fonepay Business screenshot 1
Fonepay Business screenshot 2
Fonepay Business screenshot 3
Fonepay Business screenshot 4
Fonepay Business screenshot 5
Fonepay Business screenshot 6

Manage all your digital payment transactions on a single platform. This app allows merchants to view payment details, initiate refunds, generate QR codes for contactless payments, and track transaction history. Streamline your business's payment management with enhanced control and visibility.

Fonepoints#3

Fonepoints by F1Soft International Pte Ltd.

Worth Considering
🌟 Lifestyle
4.4(108 ratings)
Free
Fonepoints screenshot 1
Fonepoints screenshot 2
Fonepoints screenshot 3
Fonepoints screenshot 4

Easily discover and redeem exclusive discounts and offers from your favorite businesses. Track your points balance and transaction history, and receive voucher codes directly to your phone for a hassle-free rewards experience.

More Fonepay apps to explore

4
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
5
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
6
eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
💰 Finance
(511)
free
7
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
8
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
by IME Khalti Limited
Free

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

Utility bill paymentsFlight bookingRemittance services
💰 Finance
(196)
free
9
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
10
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
11
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
12
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
13
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
14
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
15
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
16
ClearPay
ClearPay
ClearPay
by Fedeth Microfinance Bank Limited
Free
💰 Finance
(0)
17
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(108K)
free with in-app purchases
18
DirectPay
DirectPay
DirectPay
by PAYMEDIA (PRIVATE) LIMITED
Free

Facilitates secure account-to-account payments using QR codes. Supports transfers within the same bank or via LankaPay for interbank transactions. Offers enhanced security with device and password protection.

QR code scanning for paymentsAccount-to-account fund transfersInterbank transactions via LankaPay
💰 Finance
(2)
free
19
DoNotPay
DoNotPay
DoNotPay
by DoNotPay Inc
Free

This AI-powered app acts as your consumer champion, helping you fight corporations, manage subscriptions, protect your privacy with burner phone numbers, and lower your bills. It also assists in finding unclaimed money and navigating bureaucratic processes like appealing tickets.

Fight corporations on your behalfCancel unwanted subscriptionsGenerate burner phone numbers
🔧 Utilities
(7.6K)
free with in-app purchases
20
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Access earned wages earlyTrack earnings per shiftAutomatic paycheck savings
💰 Finance
(159K)
free

FAQ about Fonepay

What are the best fonepay apps for iPhone?
Fonepay App tops our fonepay apps ranking as of August 2026, with a 2.0-star average from 44 App Store ratings, and it's free to download.
Yes — 20 of the top fonepay apps we rank are free to download, including Fonepay App and Fonepay Business.
Fonepay App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ fonepay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Fonepay App allows users to consolidate all their bank accounts and digital wallets into one secure platform. It facilitates fast and instant payments via QR codes and NFC, enables bill splitting with friends, and rewards users with Fonepoints for every transaction.
You earn Fonepoints with every payment you make through the Fonepay App. These accumulated points can then be redeemed for various rewards such as food, fashion, travel, and other experiences.

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