Best Free Budget App Planner

250+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Whether you're new to free budget app planner or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Free Budget App Planner (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
4Monthly: Budget PlannerMonthly: Budget PlannerFree4.8★ (5)NoNoAug 2026
5Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)NoYesAug 2026
6Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
7Rosy: Budget PlannerRosy: Budget PlannerFreeNoYesJul 2026
8Budjetly: Budget PlannerBudjetly: Budget PlannerFreeNoYesAug 2026

Top Picks for Free Budget App Planner

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#64in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#13in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#53in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Free Budget App Planner apps to explore

4
Monthly: Budget Planner
Monthly: Budget Planner
Monthly: Budget Planner
Subscriptions, Rent & Payments
Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Automatic fixed cost calculationIncome and expense trackingPayment reminders
💰 Finance
(5)
free
5
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
6
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
7
Rosy: Budget Planner
Rosy: Budget Planner
Rosy: Budget Planner
Money planner & savings
Free
💰 Finance
(0)
8
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
9
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Free
💰 Finance
(0)
10
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Expense, Money, Bills Tracker
Free

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders
💰 Finance
(0)
subscription
11
Budgii: Budget Planner
Budgii: Budget Planner
Budgii: Budget Planner
by Phillip Zubic
Free
💰 Finance
(0)
12
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases
13
My Simple Budget Planner - Easy Finance Tracking and Planning
My Simple Budget Planner - Easy Finance Tracking and Planning
My Simple Budget Planner - Easy Finance Tracking and Planning
by Black Cigar Apps, LLC
Free

Easily manage your finances by logging earnings and expenses, setting budget plans, and tracking spending history. Features include a currency converter, multi-currency support, and flexible time periods for detailed financial oversight. Secure your data with PIN protection.

Log earnings and expensesCreate budget plansCurrency converter
💰 Finance
(14)
free with in-app purchases
14
Payday Budget Planner
Payday Budget Planner
Payday Budget Planner
Plan every paycheck ahead
Free
💰 Finance
(0)
15
Bills Organizer Budget Planner
Bills Organizer Budget Planner
Bills Organizer Budget Planner
Bill Payment Calendar Tracker
Free

This app helps you manage your finances by tracking expenses, planning budgets, and scheduling future payments. Gain insights into your spending habits and work towards your financial goals with intuitive tools and visual reports.

Track expenses and transactionsVisualize spending with reportsSchedule future payments
💰 Finance
(3)
free with in-app purchases
16
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
17
Budget Planner & Trackerㅤ
Budget Planner & Trackerㅤ
Budget Planner & Trackerㅤ
Income & Expense Manager
Free

Manage your money with this intuitive budgeting tool. Track expenses, monitor spending habits, and receive personalized financial recommendations. A free version is available, with a premium subscription unlocking full functionality.

Quick transaction entriesBudget tracking with customizable categoriesSynchronization across devices
💰 Finance
(4)
freemium
18
Zerobased: Budget Planner
Zerobased: Budget Planner
Zerobased: Budget Planner
Zero-based paycheque budgeting
Free
$9.99 | 100% OFF

This app offers a simple, flexible zero-based budgeting system designed for everyday users in Canada and the US. It allows you to budget by paycheck, share with your household under one subscription, and connect your bank accounts or enter transactions manually. Start for free and upgrade when ready.

Budget by PaycheckHousehold SharingBank Account Linking
💰 Finance
(0)
free with in-app purchases
19
Money Budget Tracker. Spending
Money Budget Tracker. Spending
Money Budget Tracker. Spending
Family & Couples Daily Planner
Free

This app helps you track your spending and gain awareness of your financial habits. It categorizes expenses, facilitates cost-sharing, and provides insights to help you make smarter money decisions. It's designed for individuals, families, and friends to manage daily budgets and trips.

Expense categorizationCost splittingSpending analytics
💰 Finance
(0)
free
20
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Stow: Envelope Budget Tracker
Offline Money Manager & Bills
Free
💰 Finance
(0)

FAQ about Free Budget App Planner

What is the best free budget app planner for iPhone?
Goodbudget Budget Planner tops our free budget app planner ranking as of August 2026, with a 4.6-star average from 13K App Store ratings, and it's free to download.
Goodbudget Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ free budget app planner on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Goodbudget is a personal finance app designed for budget planning, debt tracking, and overall money management. It utilizes a virtual envelope system to help users plan their spending and track expenses effectively.
Key features include the virtual envelope budgeting system, the ability to share budgets with others across multiple devices, insightful reports on spending and debt, and automatic cloud backup of transactions. Users can also track bank balances and schedule transactions.