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Best Free Budget App Spreadsheet

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our free budget app spreadsheet list covers 250+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Free Budget App Spreadsheet (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Google SheetsGoogle SheetsFree4.8★ (1.8M)NoNoSep 2026
2Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesSep 2026
3Numbers: Make SpreadsheetsNumbers: Make SpreadsheetsFree4.6★ (215K)NoYesSep 2026
4Microsoft ExcelMicrosoft ExcelFree4.7★ (1.5M)NoYesSep 2026
5My Budget - Do My BudgetMy Budget - Do My BudgetFree—YesNoMay 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
7Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesSep 2026
8iSpreadsheet™ : Office SheetsiSpreadsheet™ : Office SheetsFree4.5★ (10K)YesNoSep 2026

Top Picks for Free Budget App Spreadsheet

Google Sheets#1

Google Sheets by Google

Collaborate on Spreadsheets
Editor's Choice
📊 Productivity
4.8😊(1.8M ratings)
Free
#11in Productivity
Google Sheets screenshot 1
Google Sheets screenshot 2
Google Sheets screenshot 3

Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 💡 Collaborative features
  • 🔒 Secure cloud storage
  • 📈 Useful for business/personal organization

Room to Improve

  • 🐛 Crashes and stability issues
  • 📱 Limited functionality compared to desktop version
  • 🔍 Difficult to navigate and find features
  • 🖋️ Cumbersome editing experience on mobile
  • 🗓️ Inconsistent date/time formatting
Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#83in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing
Numbers: Make Spreadsheets#3

Numbers: Make Spreadsheets by Apple

Plan, organize, and visualize
Worth Considering
📊 Productivity
4.6😐(215K ratings)
Free
Numbers: Make Spreadsheets screenshot 1
Numbers: Make Spreadsheets screenshot 2
Numbers: Make Spreadsheets screenshot 3
Numbers: Make Spreadsheets screenshot 4
Numbers: Make Spreadsheets screenshot 5
Numbers: Make Spreadsheets screenshot 6

Design impressive spreadsheets with a flexible canvas, interactive charts, and powerful functions. Collaborate with others and access your work across devices. Includes tools for data analysis and text composition.

What We Love

  • 🚀 Easy to use
  • 🚀 Intuitive interface
  • 🚀 Seamless integration with Apple ecosystem
  • 🚀 Great for basic spreadsheet needs
  • 🚀 Visually appealing charts and formatting
  • 🚀 Convenient for personal/small business use

Room to Improve

  • 🐛 Frequent crashes and stability issues
  • 🐛 Compatibility problems with Excel files
  • 🐛 Limited functionality compared to Excel
  • 🐛 Frustrating editing experience on mobile
  • 🐛 Disappearing spreadsheets after updates
  • 🐛 Buggy date and formula handling

More Free Budget App Spreadsheet apps to explore

FAQ about Free Budget App Spreadsheet

What is the best free budget app spreadsheet for iPhone?
Google Sheets tops our free budget app spreadsheet ranking as of September 2026, with a 4.8-star average from 1.8M App Store ratings, and it's free to download.
Google Sheets has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ free budget app spreadsheet on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to create, edit, and collaborate on spreadsheets. You can format cells, enter data, insert formulas, view charts, and use find/replace functionality. It also supports working offline and editing Excel files.
Key features include creating and editing spreadsheets, real-time collaboration with others, offline access for working anywhere, formatting options, formula insertion, chart viewing, and the ability to open and edit Excel files. All changes are automatically saved.