Best Free Budget App Spreadsheet

219+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our free budget app spreadsheet list covers 219+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Free Budget App Spreadsheet (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
4Microsoft ExcelMicrosoft ExcelFree4.8★ (1.4M)NoYesAug 2026
5Numbers: Make SpreadsheetsNumbers: Make SpreadsheetsFree4.6★ (212K)NoNoAug 2026
6Zoho Sheet: Spreadsheet AppZoho Sheet: Spreadsheet AppFree4.6★ (912)NoNoAug 2026
7Simple Spreadsheet:view & editSimple Spreadsheet:view & editFree4.6★ (6.8K)NoYesAug 2026
8EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026

Top Picks for Free Budget App Spreadsheet

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#61in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#53in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#66in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported

More Free Budget App Spreadsheet apps to explore

4
Microsoft Excel
Microsoft Excel
Microsoft Excel
Organize Your Data and Budget
Free

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools
📊 Productivity
(1.4M)
free with in-app purchases
5
Numbers: Make Spreadsheets
Numbers: Make Spreadsheets
Numbers: Make Spreadsheets
Create impressive spreadsheets
Free

Design impressive spreadsheets with a flexible canvas, interactive charts, and powerful functions. Collaborate with others and access your work across devices. Includes tools for data analysis and text composition.

Apple-designed templatesFlexible canvas for layoutInteractive charts and pivot tables
📊 Productivity
(212K)
free
6
Zoho Sheet: Spreadsheet App
Zoho Sheet: Spreadsheet App
Zoho Sheet: Spreadsheet App
Spreadsheets offline & online
Free

Create, edit, and collaborate on spreadsheets from your mobile device. Import files from various sources, scan data from images, and visualize your data with charts and AI-powered insights. Seamlessly sync across devices and export in multiple formats.

Import files from device and cloudScan and insert data from picturesReal-time collaboration with comments and @mentions
📊 Productivity
(912)
free
7
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Lightweight Spreadsheet maker
Free

Create and edit spreadsheets with ease. Import Excel files, add charts, and generate PDFs. Offers templates and advanced cell editing features for various organizational tasks.

Import and edit Excel (xlsx) filesCreate tables and chartsGenerate PDF and print sheets
🔧 Utilities
(6.8K)
free with in-app purchases
8
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
9
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(103K)
free with in-app purchases
10
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
11
The Spreadsheet App - Sheets
The Spreadsheet App - Sheets
The Spreadsheet App - Sheets
Excel & PDF export
Free

Create, manage, and visualize data with a user-friendly spreadsheet application. Build custom functions, generate charts, and export reports to PDF. Ideal for budgeting, expense tracking, and data analysis on the go.

User-defined functionsData visualization with chartsPDF export
📊 Productivity
(361)
free with in-app purchases
12
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
13
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
14
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Rewrite your money story.
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.8K)
free with in-app purchases
15
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
16
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free
$4.99 | 100% OFF

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
17
Spreadsheets
Spreadsheets
Spreadsheets
Spread Sheets 7 XLS XLSX Table
Free

This app offers a powerful and intuitive way to manage spreadsheets on your iOS device. It provides Excel compatibility, robust formula support, and the ability to create visualizations, allowing you to work with your data anywhere.

Excel file compatibilityPowerful formula and function supportData visualization with charts and graphs
💼 Business
(1.1K)
free with in-app purchases
18
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
19
Spreadsheet-xlsx&csv editor
Spreadsheet-xlsx&csv editor
Spreadsheet-xlsx&csv editor
Spreadsheets Templates
Free

Create and edit spreadsheets with a variety of templates and powerful text functions. Easily insert, merge, and batch operations. Output your work as XLS or PDF documents and benefit from automatic saving.

Create formsForm templatesText functions
📊 Productivity
(5.9K)
freemium
20
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.7K)
free with in-app purchases

FAQ about Free Budget App Spreadsheet

What is the best free budget app spreadsheet for iPhone?
Budget app - spending tracker tops our free budget app spreadsheet ranking as of July 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 219+ free budget app spreadsheet on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.