Best Free Budget Planner Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Monthly is the household name in free budget planner apps, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Free Budget Planner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monthly: Budget PlannerMonthly: Budget PlannerFree4.6★ (44)NoNoOct 2026
2Budget app - GoodMoneyBudget app - GoodMoneyFree4.7★ (99)NoYesOct 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (14K)NoYesNov 2026
4Weekly: Budget Planner & BillsWeekly: Budget Planner & BillsFree4.8★ (3.8K)NoYesNov 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesNov 2026
6Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026
7Ease: Cute Budget PlannerEase: Cute Budget PlannerFree4.0★ (11)NoYesMay 2026
8Budget BestieBudget BestieFree4.7★ (3.2K)YesYesNov 2026

Top Picks for Free Budget Planner Apps

Monthly: Budget Planner#1

Monthly: Budget Planner by Arno Richter

Recurring Bills & Fixed Costs
Editor's Choice
💰 Finance
4.6(44 ratings)
Free
Monthly: Budget Planner screenshot 1
Monthly: Budget Planner screenshot 2
Monthly: Budget Planner screenshot 3
Monthly: Budget Planner screenshot 4
Monthly: Budget Planner screenshot 5
Monthly: Budget Planner screenshot 6

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Budget app - GoodMoney#2

Budget app - GoodMoney by BRAVESET LTD

Budget Planner,Expense Tracker
Strong Contender
💰 Finance
4.7(99 ratings)
FreeIn-App Purchases
Budget app - GoodMoney screenshot 1
Budget app - GoodMoney screenshot 2
Budget app - GoodMoney screenshot 3
Budget app - GoodMoney screenshot 4
Budget app - GoodMoney screenshot 5
Budget app - GoodMoney screenshot 6

Easily track income and expenses, manage bills, and monitor savings goals. Understand your spending habits with simple categories and clear insights without complicated spreadsheets. Your financial data stays private on your device.

Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(14K ratings)
FreeIn-App Purchases
#64in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
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Goodbudget Budget Planner screenshot 4
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Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing

More Free Budget Planner Apps apps to explore

FAQ about Free Budget Planner Apps

What are the best free budget planner apps for iPhone?
Monthly: Budget Planner tops our free budget planner apps ranking as of October 2026, with a 4.6-star average from 44 App Store ratings, and it's free to download.
Monthly: Budget Planner has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ free budget planner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.