Best Free Budgeting Spreadsheet Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Finding the right free budgeting spreadsheet apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Budgeting Spreadsheet Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Google SheetsGoogle SheetsFree4.8★ (1.8M)NoNoAug 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
3Microsoft ExcelMicrosoft ExcelFree4.8★ (1.4M)NoYesAug 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
5Numbers: Make SpreadsheetsNumbers: Make SpreadsheetsFree4.6★ (212K)NoNoAug 2026
6Budget BestieBudget BestieFree4.7★ (3.1K)YesYesAug 2026
7Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
8Dollarwise: Budget & TrackingDollarwise: Budget & TrackingFree3.8★ (3.8K)NoYesAug 2026

Top Picks for Free Budgeting Spreadsheet

Google Sheets#1

Google Sheets by Google

Collaborate on Spreadsheets
Editor's Choice
📊 Productivity
4.8😊(1.8M ratings)
Free
#13in Productivity
Google Sheets screenshot 1
Google Sheets screenshot 2
Google Sheets screenshot 3

Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 💡 Collaborative features
  • 🔒 Secure cloud storage

Room to Improve

  • 🐛 Crashes and stability issues
  • 📱 Limited functionality compared to desktop version
  • 🔍 Difficult to navigate and find features
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#60in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Microsoft Excel#3

Microsoft Excel by Microsoft Corporation

Organize Your Data and Budget
Worth Considering
📊 Productivity
4.8😐(1.4M ratings)
FreeIn-App Purchases
#23in Productivity
Microsoft Excel screenshot 1
Microsoft Excel screenshot 2
Microsoft Excel screenshot 3
Microsoft Excel screenshot 4
Microsoft Excel screenshot 5
Microsoft Excel screenshot 6

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

What We Love

  • 💻 Powerful and feature-rich
  • 🔍 Useful for data management and analysis
  • 🔧 Convenient for on-the-go work
  • 🤝 Good integration with Microsoft ecosystem

Room to Improve

  • 🔒 Subscription required for full functionality
  • 🐛 Crashes and freezes
  • 📱 Limited features compared to desktop version

More Free Budgeting Spreadsheet apps to explore

4
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
5
Numbers: Make Spreadsheets
Numbers: Make Spreadsheets
Numbers: Make Spreadsheets
Create impressive spreadsheets
Free

Design impressive spreadsheets with a flexible canvas, interactive charts, and powerful functions. Collaborate with others and access your work across devices. Includes tools for data analysis and text composition.

Apple-designed templatesFlexible canvas for layoutInteractive charts and pivot tables
📊 Productivity
(212K)
free
6
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
7
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
8
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Rewrite your money story.
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.8K)
free with in-app purchases
9
Budget helper - spreadsheets
Budget helper - spreadsheets
Budget helper - spreadsheets
Easy accounting and cloud sync
Free

Easily manage your family's finances with this app that syncs your data into spreadsheets. Track income and expenses with detailed reports, manage multiple accounts, and collaborate with family members. Access your financial information anytime, anywhere.

Spreadsheet data syncDetailed income/expense reportsMulti-account management
💰 Finance
(0)
free with in-app purchases
10
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Lightweight Spreadsheet maker
Free

Create and edit spreadsheets with ease. Import Excel files, add charts, and generate PDFs. Offers templates and advanced cell editing features for various organizational tasks.

Import and edit Excel (xlsx) filesCreate tables and chartsGenerate PDF and print sheets
🔧 Utilities
(6.8K)
free with in-app purchases
11
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
12
Rosy: Budget Planner
Rosy: Budget Planner
Rosy: Budget Planner
Money planner & savings
Free
💰 Finance
(0)
13
XLSX Spreadsheets Editor
XLSX Spreadsheets Editor
XLSX Spreadsheets Editor
Create Share Office Files XLS
Free

Create, edit, and manage spreadsheet files on your mobile device. Offers powerful tools for data analysis, visualization, and collaboration. Includes templates and flexible import/export options for various file formats.

Create and edit XLSX filesApply formulas and functionsCreate professional charts and graphs
💼 Business
(0)
free with in-app purchases
14
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Free
💰 Finance
(0)
15
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
16
Herais Sheets
Herais Sheets
Herais Sheets
Smart Spreadsheet solutions
Free
💼 Business
(0)
17
Common Sense Budgeting
Common Sense Budgeting
Common Sense Budgeting
Budget, Plan & Track Money
Free
💰 Finance
(0)
18
Stacked Budgeting
Stacked Budgeting
Stacked Budgeting
Budgeting Made Simple
Free
💰 Finance
(0)
19
Bdgt - Monthly Budget Tracker
Bdgt - Monthly Budget Tracker
Bdgt - Monthly Budget Tracker
Simple Expense & Money Tracker
Free
💰 Finance
(0)
20
Spending Analysis: BudgetSwipe
Spending Analysis: BudgetSwipe
Spending Analysis: BudgetSwipe
Budget Categories & Save Money
Free
💰 Finance
(0)

FAQ about Free Budgeting Spreadsheet

What are the best free budgeting spreadsheet apps for iPhone?
Google Sheets tops our free budgeting spreadsheet apps ranking as of August 2026, with a 4.8-star average from 1.8M App Store ratings, and it's free to download.
Google Sheets has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ free budgeting spreadsheet apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to create, edit, and collaborate on spreadsheets. You can format cells, enter data, insert formulas, view charts, and use find/replace functionality. It also supports working offline and editing Excel files.
Key features include creating and editing spreadsheets, real-time collaboration with others, offline access for working anywhere, formatting options, formula insertion, chart viewing, and the ability to open and edit Excel files. All changes are automatically saved.