Best Free Expense Tracking Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.7★, the free expense tracking category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Free Expense Tracking Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Expensify - Travel & ExpenseExpensify - Travel & ExpenseFree4.6★ (158K)NoYesOct 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
3Expense Tracker & ManagerExpense Tracker & ManagerFree4.6★ (484)YesNoOct 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (5K)NoNoOct 2026
5Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.8K)YesYesOct 2026
6SplitwiseSplitwiseFree4.0★ (29K)NoYesOct 2026
7Expense Tracking - Xpense EaseExpense Tracking - Xpense EaseFree—YesNoMay 2026
8Stride: Mileage & Tax TrackerStride: Mileage & Tax TrackerFree4.8★ (99K)NoNoOct 2026

Top Picks for Free Expense Tracking

Expensify - Travel & Expense#1

Expensify - Travel & Expense by Expensify, Inc.

Track receipts & expenses
Editor's Choice
💼 Business
4.6😞(158K ratings)
FreeIn-App Purchases
Expensify - Travel & Expense screenshot 1
Expensify - Travel & Expense screenshot 2
Expensify - Travel & Expense screenshot 3
Expensify - Travel & Expense screenshot 4
Expensify - Travel & Expense screenshot 5
Expensify - Travel & Expense screenshot 6

This app streamlines expense tracking, reimbursement, and corporate card management for individuals and businesses. It features receipt scanning, distance tracking, invoicing, and travel booking, all integrated with chat functionality for seamless communication. Syncs with popular accounting software.

What We Love

  • 🚀 Easy to use
  • 🚀 Streamlines expense reporting
  • 🚀 Convenient receipt scanning
  • 👍 Helpful customer support

Room to Improve

  • 🐛 Buggy and glitchy
  • 🔍 Lack of functionality
  • 🤖 Automated responses instead of live support
  • 💰 Unexpected charges and difficult to cancel
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Expense Tracker & Manager#3

Expense Tracker & Manager by Alin Sorin Cuc

Money manager - Budget Tracker
Worth Considering
💰 Finance
4.6😊(484 ratings)
FreeAds
Expense Tracker & Manager screenshot 1
Expense Tracker & Manager screenshot 2
Expense Tracker & Manager screenshot 3
Expense Tracker & Manager screenshot 4
Expense Tracker & Manager screenshot 5
Expense Tracker & Manager screenshot 6

This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.

What We Love

  • 👍 Easy to use
  • 🚀 Practical and efficient
  • 💡 Customizable categories
  • 🚀 Simple and straightforward
  • 👍 Helpful for managing finances
  • 👍 Great visual representation of expenses

Room to Improve

  • 🐛 App crashes or stops working
  • 🐛 Data loss after device change or app reinstall
  • 🔋 Excessive ads that interfere with usage
  • 🐛 Inability to edit or delete entries
  • 🐛 Calendar/date issues and inconsistencies

More Free Expense Tracking apps to explore

FAQ about Free Expense Tracking

What are the best free expense tracking apps for iPhone?
Expensify - Travel & Expense tops our free expense tracking apps ranking as of October 2026, with a 4.6-star average from 158K App Store ratings, and it's free to download.
Expensify - Travel & Expense has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free expense tracking apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.