Best Gafapay Merchant Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Gafapay Merchant is the household name in gafapay merchant, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Gafapay Merchant Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Gafapay MerchantGafapay MerchantFreeNoNoMay 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
3AmexAmexFree4.9★ (4.4M)YesNoAug 2026
4Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoAug 2026
6360Pay360PayFreeNoNoJul 2026
7PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
8Kurv Merchant AppKurv Merchant AppFree4.3★ (6)NoNoAug 2026

Top Picks for Gafapay Merchant

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(603K ratings)
Free
#27in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#31in Finance
Amex screenshot 1
Amex screenshot 2
Amex screenshot 3
Amex screenshot 4
Amex screenshot 5
Amex screenshot 6

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers

More Gafapay Merchant apps to explore

4
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.4M)
free with in-app purchases
6
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
7
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
8
Kurv Merchant App
Kurv Merchant App
Kurv Merchant App
by Electronic Merchant Systems, LLC
Free

This app simplifies business operations by enabling mobile payment acceptance, customer management, inventory tracking, and invoicing. It offers various payment methods, including contactless payments directly on your iPhone, with robust security and 24/7 customer support.

Accept contactless payments with Tap to Pay on iPhoneManage payments, customers, and inventorySend invoices and payment reminders
💰 Finance
(6)
free
9
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
10
PayPOS - Tap and Get Paid
PayPOS - Tap and Get Paid
PayPOS - Tap and Get Paid
Mobile Point of Sale Worldwide
Free

Accept credit card and mobile payments directly on your smartphone without additional hardware. Process transactions globally, collect tips and taxes, and manage payouts securely. Turn your device into a contactless payment terminal for your business.

Accept major credit cardsTap to pay on iPhoneWorldwide payment acceptance
💼 Business
(71)
free with in-app purchases
11
Merchant.app
Merchant.app
Merchant.app
A modern approach to payments
Free

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

Process payments via terminal, text, or emailLightning-fast transactionsCustomer payments via phone or email
💰 Finance
(6)
free
12
Gafapay
Gafapay
Gafapay
by GAFA LLC
Free

This mobile money solution offers a comprehensive suite of financial services, including deposits, bill payments, and money transfers, without requiring a bank account. Access these features through a network of distributors or the dedicated mobile banking app.

Mobile money solutionTransactional and financial servicesNo bank account required
💰 Finance
(2)
free
13
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
14
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
by North American Bancard, Inc.
Free

Turn your mobile device into a credit card reader. Accept major credit cards and PayPal payments with secure, encrypted transactions. Manage inventory, offer discounts, and track sales with real-time reporting.

Credit card processingAccept Visa, Mastercard, Amex, Discover, PayPalSecure and encrypted transactions
💼 Business
(16)
free with in-app purchases
15
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
16
ABA Merchant
ABA Merchant
ABA Merchant
by Advanced Bank of Asia Ltd.
Free

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

Accept customer paymentsmPOS solutionSuitable for various business types
💰 Finance
(15)
free
17
Paystack Merchant
Paystack Merchant
Paystack Merchant
Sell anywhere, get paid faster
Free

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Request and receive international paymentsSupport for cards, bank accounts, USSD, mobile moneyPayment notifications
💼 Business
(25)
free
18
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
19
Merchant App(Pow. By CBEBirr)
Merchant App(Pow. By CBEBirr)
Merchant App(Pow. By CBEBirr)
CBEBirr Merchant application.
Free

This application allows merchants to easily collect payments from customers who use CBEBirr. Merchants can initiate payment requests, and customers can pay directly from their CBEBirr accounts.

Initiate payment collection requestsFacilitate easy payment collectionCustomers pay via CBEBirr account
💰 Finance
(2)
free
20
Clip
Clip
Clip
Get paid at your business
Free

Accept payments from all major credit and debit cards, including contactless and mobile wallets. Grow your business with fast daily deposits, no monthly fees, and the ability to send payment links for remote transactions. Manage your inventory with an interactive catalog.

Accept all credit/debit cardsContactless and mobile wallet paymentsDaily deposits
💰 Finance
(3K)
free with in-app purchases

FAQ about Gafapay Merchant

Are there free gafapay merchant apps for iPhone?
Yes — 20 of the top gafapay merchant apps we rank are free to download, including Gafapay Merchant and Square Point of Sale (POS).
Gafapay Merchant has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ gafapay merchant apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.