Best Group Payment Tracker Apps

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Who Owes Me is the household name in group payment tracker, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Group Payment Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (788)NoYesSep 2026
2Cost Split Payments: Settle UpCost Split Payments: Settle UpFree4.7★ (11)NoYesSep 2026
3SplitwiseSplitwiseFree4.0★ (27K)NoYesSep 2026
4Invoice Maker,Estimate CreatorInvoice Maker,Estimate CreatorFree4.6★ (339)NoYesSep 2026
5Group Expenses - SplitPatronGroup Expenses - SplitPatronFree4.5★ (15)NoYesMay 2026
6Tandapp: Group Savings TrackerTandapp: Group Savings TrackerFreeNoYesSep 2026
7Split! Rent, Bills, ExpensesSplit! Rent, Bills, ExpensesFree4.5★ (36)NoYesSep 2026
8Pray- Qibla and Prayer TimesPray- Qibla and Prayer TimesFree4.4★ (13)NoNoMay 2026

Top Picks for Group Payment Tracker

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Editor's Choice
💰 Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
  • 🐛 Crashes and data loss
  • 💰 Expensive for the features offered
Cost Split Payments: Settle Up#2

Cost Split Payments: Settle Up by Nadiia Martyniuk

Splitility: Payment Tracker
Strong Contender
💰 Finance
4.7(11 ratings)
FreeIn-App Purchases
Cost Split Payments: Settle Up screenshot 1
Cost Split Payments: Settle Up screenshot 2
Cost Split Payments: Settle Up screenshot 3
Cost Split Payments: Settle Up screenshot 4
Cost Split Payments: Settle Up screenshot 5

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Splitwise#3

Splitwise by Splitwise, Inc.

Split expenses with friends
Worth Considering
💰 Finance
4.0😊(27K ratings)
FreeIn-App Purchases
#27in Finance
Splitwise screenshot 1
Splitwise screenshot 2
Splitwise screenshot 3
Splitwise screenshot 4
Splitwise screenshot 5

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

What We Love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration
  • 🚀 Supports multiple currencies

Room to Improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive
  • 🐛 Glitches when switching between apps
  • 🐛 Inconsistent user experience

More Group Payment Tracker apps to explore

FAQ about Group Payment Tracker

What are the best group payment tracker apps for iPhone?
Who Owes Me - Payment Tracker tops our group payment tracker apps ranking as of July 2026, with a 4.6-star average from 788 App Store ratings, and it's free to download.
Yes — 20 of the top group payment tracker apps we rank are free to download, including Who Owes Me - Payment Tracker and Cost Split Payments: Settle Up.
Who Owes Me - Payment Tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
This app helps you remember who you owe money to and who owes you money. It allows you to track debts, split expenses with friends, and maintain an overview of your financial transactions with contacts.
Key features include remembering debts, splitting expenses, cloud synchronization between devices, support for over 155 currencies, part payments, marking debts as paid, exporting data, generating PDFs, and sending reminders via SMS or email.