Best Hayat Pay Apps

212+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

Hayat Finans is the household name in hayat pay, but it's far from the only option. We track 212+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Hayat Pay

TOM Bank Hadi#3

TOM Bank Hadi by T.O.M. KATILIM BANKASI A.S.

TOM Bank
Worth Considering
💰 Finance
4.8(398 ratings)
FreeAds
TOM Bank Hadi screenshot 1
TOM Bank Hadi screenshot 2
TOM Bank Hadi screenshot 3
TOM Bank Hadi screenshot 4
TOM Bank Hadi screenshot 5
TOM Bank Hadi screenshot 6

This digital banking app offers a lifetime fee-free credit card, interest-earning savings accounts, and convenient payment options. Users can also access installment loans, perform free money transfers, and manage their finances with ease.

More Hayat Pay apps to explore

4
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Instant Transfers & Payments
Free

Manage all your cards, make instant payments for services, and transfer money domestically and internationally. Enjoy cashback, installment options, and secure transactions with online identification and multilingual support.

Instant payments for servicesDomestic and international money transfersLink multiple bank cards
💰 Finance
(2.7K)
free
5
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
6
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
7
payme - переводы и платежи
payme - переводы и платежи
payme - переводы и платежи
Оплата услуг, интернета и ЖКХ
Free

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Pay bills and fines without commissionCard-to-card money transfersEarn bonuses and cashback
💰 Finance
(8.3K)
freemium
8
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(185K)
free
9
Apna Pay - Discover, Buy, Earn
Apna Pay - Discover, Buy, Earn
Apna Pay - Discover, Buy, Earn
Buy,Recharge,Bill Payment More
Free

Discover local businesses, shops, and restaurants in your area. This platform allows users to find deals, pay bills, and make purchases using a dedicated card for exclusive discounts.

Discover local businessesFind shops and restaurantsAccess exclusive discounts
🔧 Utilities
(8)
free
10
bit ביט
bit ביט
bit ביט
by Bank Hapoalim
Free

This app simplifies sending and receiving money, managing balances, and making secure online payments. It also facilitates group collections, payment requests, and even allows for pre-ordering foreign currency.

Send and receive moneyManage in-app balanceOnline shopping payments
💰 Finance
(2.2K)
free with in-app purchases
11
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
🛍️ Shopping
(1.3K)
free
12
موعد صرف حساب المواطن
موعد صرف حساب المواطن
موعد صرف حساب المواطن
حساب المواطن والرواتب
Free

This app helps users track important payment dates for various government programs. It offers a widget for quick viewing and push notifications to ensure you never miss a payment. The app also includes a news section for relevant program updates.

Widget for at-a-glance viewingTracks multiple payment schedulesPush notification alerts
🔧 Utilities
(518)
ad-supported
13
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
14
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
15
Smart Rahal: Sana'a Cab
Smart Rahal: Sana'a Cab
Smart Rahal: Sana'a Cab
Taxi To Go in Sanaa, Yemen
Free

This app offers convenient and affordable taxi services in Sana'a, Yemen. Book a ride easily and enjoy safe, door-to-door transportation with various vehicle options and flexible payment methods.

Lowest taxi pricesArrives in 10 minutesDoor-to-door service
✈️ Travel
(270)
free with in-app purchases
16
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
💰 Finance
(5.2K)
free
17
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
18
Trusty Pay
Trusty Pay
Trusty Pay
by Trusty Family Company Limited
Free

Manage your finances, make quick payments, and access exclusive member discounts. This app facilitates easy money transfers, bill payments via QR code, and foreign currency exchange. Enjoy convenient e-top-ups and track all your financial transactions securely.

Money transfers between accountsQR code bill payments with discountsReal-time foreign exchange rates
💰 Finance
(87)
free
19
HHR Train
HHR Train
HHR Train
Haramain High Speed Railway
Free

Book high-speed train tickets to the Holy cities directly from your smartphone. Enjoy a simple, user-friendly booking process with real-time availability, seat selection, and instant ticket delivery via email and SMS. Pay securely with multiple options.

Real-time service availabilityInteractive seat selectionInstant ticket delivery
✈️ Travel
(245)
free
20
Ezipay Global
Ezipay Global
Ezipay Global
Global Money Remittance
Free

Facilitates global money remittances with a focus on African markets. Offers secure and efficient international money transfers.

Global money remittanceInternational money transfersSecure transactions
💰 Finance
(13)
ad-supported