Best Hayat Pay Apps

202+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Hayat Finans is the household name in hayat pay, but it's far from the only option. We track 202+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Hayat Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Hayat FinansHayat FinansFree2.0★ (1)NoNoAug 2026
2MarketPuanMarketPuanFreeYesNoMay 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4Mobily PayMobily PayFree4.7★ (3.6K)YesNoAug 2026
5Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
6Paycell - Digital WalletPaycell - Digital WalletFree4.7★ (845)NoNoAug 2026
7Hala - Payments RedefinedHala - Payments RedefinedFree4.5★ (1.8K)NoNoJul 2026
8PayactivPayactivFree4.7★ (78K)NoNoAug 2026

Top Picks for Hayat Pay

WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Hayat Pay apps to explore

4
Mobily Pay
Mobily Pay
Mobily Pay
by Etihad Digital Financial Company
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
💰 Finance
(3.6K)
free with in-app purchases
5
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
6
Paycell - Digital Wallet
Paycell - Digital Wallet
Paycell - Digital Wallet
by TURKTELL BILISIM SERVISLERI A S
Free

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

Secure digital walletMoney transfers (IBAN/phone)Bill payments
💰 Finance
(845)
free
7
Hala - Payments Redefined
Hala - Payments Redefined
Hala - Payments Redefined
by HalalaH Company
Free

This app allows users to make quick payments to stores and transfer money to other contacts. It simplifies transactions, eliminating the need for cash and offering a seamless shopping experience through code scanning.

One-click payments to storesTransfer money to contactsScan to pay
💰 Finance
(1.8K)
free
8
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
9
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
10
TOM Bank Hadi
TOM Bank Hadi
TOM Bank Hadi
TOM Bank
Free

This digital banking app offers a lifetime fee-free credit card, interest-earning savings accounts, and convenient payment options. Users can also access installment loans, perform free money transfers, and manage their finances with ease.

Lifetime fee-free credit cardInstallment shopping loans24/7 free money transfers
💰 Finance
(408)
free with in-app purchases
11
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(39K)
free with in-app purchases
12
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
13
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
💰 Finance
(5.5K)
free
14
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
15
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
🛍️ Shopping
(1.3K)
free
16
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
17
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
18
Gulf Pay
Gulf Pay
Gulf Pay
Fast. Easy. Secure.
Free

Pay for fuel quickly and securely at participating locations. Access exclusive deals and bonus offers to save money on every purchase. Experience the future of convenient payment for your vehicle.

Fast fuel paymentSecure transactionsEveryday deals
🗺️ Navigation
(7.7K)
ad-supported
19
متجر باقات | Baqqat
متجر باقات | Baqqat
متجر باقات | Baqqat
باقات Baqqat
Free

This is an online store for purchasing internet, gaming, and app bundles. It offers competitive prices and a variety of payment methods including bank transfers, Mada, Visa, and STC Pay.

Online shopping storeInternet bundlesGaming bundles
🛍️ Shopping
(100)
free
20
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption
💰 Finance
(10K)
free

FAQ about Hayat Pay

What are the best hayat pay apps for iPhone?
Hayat Finans tops our hayat pay apps ranking as of July 2026, with a 2.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top hayat pay apps we rank are free to download, including Hayat Finans and MarketPuan.
Hayat Finans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 202+ hayat pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
You can open an account with Hayat Finans without visiting a branch by using the video call feature within the mobile application. This allows for a quick and secure account opening process.
Hayat Finans allows you to invest in stocks and funds, diversifying your portfolio. You can also buy and sell gold and foreign currencies with advantageous exchange rates.