Best Instantly Apps

222+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Looking for free instantly apps? 20 of our 222+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Instantly Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Instantly AIInstantly AIFree3.1★ (32)NoNoJul 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoAug 2026
3Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2★ (31K)NoNoAug 2026
4Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (861K)NoNoAug 2026
5Airbrush: Face Photo EditorAirbrush: Face Photo EditorFree4.8★ (201K)YesYesAug 2026
6Instantly AppInstantly AppFree3.5★ (11)YesNoMay 2026
7Grid MoneyGrid MoneyFree4.6★ (28K)NoNoAug 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (450K)NoNoAug 2026

Top Picks for Instantly

Instantly AI#1

Instantly AI by Foo Monk LLC

Manage your Unibox
Editor's Choice
📊 Productivity
3.1(32 ratings)
Free
Instantly AI screenshot 1
Instantly AI screenshot 2
Instantly AI screenshot 3
Instantly AI screenshot 4

This app provides on-the-go email management. Read replies, quickly respond or forward messages, and search your inbox using various filters.

Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(38K ratings)
Free
#80in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Beem: Cash Advance & Banking#3

Beem: Cash Advance & Banking by Line Financial, Pbc

Bank, Budget & Build Credit
Worth Considering
💰 Finance
4.2😐(31K ratings)
Free
Beem: Cash Advance & Banking screenshot 1
Beem: Cash Advance & Banking screenshot 2
Beem: Cash Advance & Banking screenshot 3
Beem: Cash Advance & Banking screenshot 4
Beem: Cash Advance & Banking screenshot 5
Beem: Cash Advance & Banking screenshot 6

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

What We Love

  • 🚀 Quick cash advances
  • 💳 Convenient instant cash withdrawals
  • 🔒 Secure app with identity verification
  • 💰 Helpful in emergency situations

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • ⏰ Long wait times for approval and increased limits
  • 💰 Subscription fees and withdrawal fees

More Instantly apps to explore

4
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
5
Airbrush: Face Photo Editor
Airbrush: Face Photo Editor
Airbrush: Face Photo Editor
Makeup, Hair & Body Retouch
Free

Enhance your selfies and portraits with a comprehensive suite of AI-powered editing tools. Easily retouch skin, adjust facial features, apply virtual makeup, and transform backgrounds. Perfect for both quick touch-ups and creative makeovers in photos and videos.

AI Retouch & Blemish RemovalFacial Feature ReshapingVirtual Makeup & Hair Color
📷 Photo & Video
(201K)
free with in-app purchases
6
Instantly App
Instantly App
Instantly App
Follow your favourite artists
Free

Connect with your favorite artists and creators. Get the latest news, subscribe for exclusive content, and enjoy early access to updates and releases. Stay informed and engaged with the creators you love.

Follow favorite creatorsReceive latest newsSubscribe for exclusive content
🌐 Social Networking
(11)
free with in-app purchases
7
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription
8
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(450K)
subscription
9
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
Earn Real Cash・Quick Advances
Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.

Quick cash advancesNo credit check requiredNo interest or late fees
💰 Finance
(16K)
free with in-app purchases
10
Glint | Buy Gold Instantly
Glint | Buy Gold Instantly
Glint | Buy Gold Instantly
Spend Gold with Debit Card
Free

Buy, sell, save, and spend physical gold and silver instantly. Use your gold like everyday money with a debit card accepted almost anywhere. Protect your wealth and track your holdings with real-time market data and expert insights.

Buy and sell physical gold and silverSpend gold with a Mastercard debit cardSave gold and silver as a hedge against inflation
💰 Finance
(4.6K)
free with in-app purchases
11
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(363K)
free with in-app purchases
12
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2K)
free with in-app purchases
13
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(441K)
free with in-app purchases
14
Super.com - Save, Earn, Travel
Super.com - Save, Earn, Travel
Super.com - Save, Earn, Travel
Put more money in your pocket
Free

This app helps you save money on travel, earn cashback on purchases, and even make extra income by playing games or completing tasks. It also offers tools to build your credit score and manage subscriptions.

Save up to 50% on hotelsEarn cashback on purchasesEarn money playing games and completing tasks
💰 Finance
(45K)
freemium
15
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
16
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
17
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(249K)
freemium
18
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
19
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
20
Clippie: Every Play, Instantly
Clippie: Every Play, Instantly
Clippie: Every Play, Instantly
Auto highlights + live stats
Free

This app allows users to score live basketball games in real-time and share the scoreboard with others. It's designed for coaches, parents, players, and fans to track every play and follow their favorite teams and athletes.

Score live basketball gamesRun the game clockTap baskets as they happen
⚽ Sports
(8)
free with in-app purchases

FAQ about Instantly

What are the best instantly apps for iPhone?
Instantly AI tops our instantly apps ranking as of July 2026, with a 3.1-star average from 32 App Store ratings, and it's free to download.
Yes — 20 of the top instantly apps we rank are free to download, including Instantly AI and Upstart: Personal Loans + More.
Instantly AI has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 222+ instantly apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Instantly AI allows you to manage your emails on the go. You can read replies, quickly reply to or forward messages, and search your emails using different filters.
Key features include reading emails remotely, the ability to quickly reply or forward messages, and advanced search functionality with various filters to find specific emails.

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