Best Kaarma Apps

234+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good kaarma apps. We benchmark 234+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Kaarma Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyKaarmaMyKaarmaFree1.8★ (711)NoNoJul 2026
2Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)YesNoJul 2026
3MyKaarma GermanyMyKaarma GermanyFreeNoNoMay 2026
4KAARMAKAARMAFreeNoNoMay 2026
5DSD Direct Connect LightDSD Direct Connect LightFree4.2★ (5)NoNoMay 2026
6Kaarma AuthenticIndian CuisineKaarma AuthenticIndian CuisineFreeYesNoMay 2026
7Live KirtanLive KirtanFree4.9★ (1.1K)NoNoJul 2026
8AstroSage Kundli: AI AstrologyAstroSage Kundli: AI AstrologyFree4.6★ (6.8K)YesNoJul 2026

Top Picks for Kaarma

MyKaarma#1

MyKaarma by Kaarya

Editor's Choice
💼 Business
1.8😞(711 ratings)
Free
MyKaarma screenshot 1
MyKaarma screenshot 2
MyKaarma screenshot 3
MyKaarma screenshot 4

This app streamlines customer interactions for automotive dealerships. It facilitates communication with service customers via email, text, and voice calls, integrating with common Dealer Management Systems.

What We Love

  • 🚀 Great tool for daily use
  • 👍 Useful for customer communication
  • 🚀 Mobility and efficiency

Room to Improve

  • 🐛 Constant crashes and glitches
  • 🔋 Drains battery life
  • 👎 Complicated and not user-friendly
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Strong Contender
💰 Finance
4.8😐(7.7M ratings)
Free
#19in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns

More Kaarma apps to explore

4
KAARMA
KAARMA
KAARMA
Next gen user manual portal
Free
📊 Productivity
(0)
5
DSD Direct Connect Light
DSD Direct Connect Light
DSD Direct Connect Light
by Kaarya
Free

Streamline customer interactions for automotive dealerships. Communicate with service customers via email, text, and voice calls, integrating with common Dealer Management Systems.

Customer communication via email, text, and voiceService appointment managementIntegration with Dealer Management Systems
💼 Business
(5)
free
6
Kaarma AuthenticIndian Cuisine
Kaarma AuthenticIndian Cuisine
Kaarma AuthenticIndian Cuisine
Indian, Curry, Fresh Seafood
Free

Easily order authentic Indian cuisine with a user-friendly app. Browse detailed menus with photos, customize your meals, and enjoy secure payment and real-time delivery tracking. This app makes enjoying your favorite Indian dishes convenient and part of your lifestyle.

Detailed menus with photosOrder customizationSecure payment options
🍔 Food & Drink
(0)
ad-supported
7
Live Kirtan
Live Kirtan
Live Kirtan
by Hardeep singh
Free

Experience live and recorded spiritual content from Sri Harmandir Sahib. Access daily scriptures, listen to kirtan and katha, and read sacred texts. This app provides a connection to Sikh traditions for devotees worldwide.

Live Kirtan streamRecorded Kirtan and KathaDaily Hukamnama readings
🎵 Music
(1.1K)
free
8
AstroSage Kundli: AI Astrology
AstroSage Kundli: AI Astrology
AstroSage Kundli: AI Astrology
Talk to Premium Astrologers
Free

Generate your birth chart, receive personalized horoscopes, and consult with AI astrologers. This app offers Vedic astrology, horoscope matching, and detailed predictions based on your birth information.

AI-powered Kundli generationPersonalized horoscopes and predictionsHoroscope matching
🌟 Lifestyle
(6.8K)
free with in-app purchases
9
Akshar Amrutam
Akshar Amrutam
Akshar Amrutam
BAPS Katha Kirtan & Audiobooks
Free

Access a vast library of spiritual audio content, including kirtans, discourses, and audiobooks. Enjoy offline listening, personalized playlists, and synchronized lyrics. New content is added regularly, all completely free.

Extensive kirtan, katha, and audiobook libraryOffline listening and downloadsCustomizable playlists
🌟 Lifestyle
(233)
free
10
Sundar Gutka
Sundar Gutka
Sundar Gutka
by Khalis, Inc.
Free

This app provides a comprehensive collection of Sikh daily prayers, also known as Nitnem and Gurbani. It includes a vast selection of Banis with customizable features like text size, translations, and Romanized options for an enhanced spiritual experience.

Extensive collection of Sikh prayers (Banis)Multiple lengths for select prayersRomanized and English translations
📚 Books
(700)
free
11
Gujarat Samachar Gujarati News
Gujarat Samachar Gujarati News
Gujarat Samachar Gujarati News
Gujarat Samachar
Free

Access the largest Gujarati newspaper's ePaper, videos, and news from Gujarat and around the world. Stay updated on national, sports, politics, business, Bollywood, and astrological content.

Gujarati ePaper accessNews videosNational news coverage
📡 News
(321)
free with in-app purchases
12
Dista - Authentic Indian Goods
Dista - Authentic Indian Goods
Dista - Authentic Indian Goods
App to buy all Indian products
Free

Shop a vast selection of authentic Indian products, including food, fashion, beauty, and wellness items, with global shipping to over 200 countries. Enjoy fast, free, and duty-inclusive delivery, daily deals, and personalized recommendations.

Global shipping to 200+ countriesFast & free shippingNo customs duty
🛍️ Shopping
(784)
free with in-app purchases
13
KALNIRNAY 2026
KALNIRNAY 2026
KALNIRNAY 2026
by Sumangal Press Private Limited
Free

This app provides detailed information on Indian festivals, auspicious days, and cultural events across all religions. It includes lunar and solar event data, monthly horoscopes, and the ability to set reminders for important dates and personal notes.

Lunar and solar event detailsMonthly Bhavishya and PanchangAuspicious days for marriage
🔧 Utilities
(42)
free with in-app purchases
14
Stotra Lahari
Stotra Lahari
Stotra Lahari
Stotra Lahari
Free

Access a vast collection of devotional texts, prayers, and discourses to enrich your spiritual life. Learn and listen to slokas, bhajans, and discourses offline or online, with support for multiple languages and convenient playback features.

Extensive sloka libraryBhajans and discoursesLearning sessions
📚 Education
(1.3K)
free
15
Chaupal - Movies & Web Series
Chaupal - Movies & Web Series
Chaupal - Movies & Web Series
Punjabi, Haryani and Bhojpuri
Free

Stream popular and latest movies and web series in Punjabi, Haryanvi, and Bhojpuri. Enjoy ad-free, offline viewing with seamless streaming and personalized recommendations. Discover exclusive originals and a vast library of regional content.

Ad-free streamingOffline downloadsMultiple profiles
🎬 Entertainment
(23)
subscription
16
Sattva Meditations & Mantras
Sattva Meditations & Mantras
Sattva Meditations & Mantras
Powered by the Art of Living
Free

Experience ancient Vedic meditation practices with guided sessions, sacred sounds, and calming music. Track your progress, set reminders, and explore curated collections for a deeper mind-body connection. Suitable for beginners and experienced practitioners alike.

Guided MeditationsSacred Sounds (mantras & chants)Meditative Wisdom
💪 Health & Fitness
(19K)
free with in-app purchases
17
Kirtanavali
Kirtanavali
Kirtanavali
by Shree Swaminarayan Mandir Bhuj
Free

Access a vast collection of Swaminarayan kirtans with audio, live group sessions, and study tools. Explore over 10,500 sacred songs in Gujarati and English, perfect for daily devotion, festivals, and community gatherings.

10,500+ KirtansAudio RenditionsLive Community Sessions
📚 Education
(48)
free
18
Shrimad Bhagavad Gita - Bangla
Shrimad Bhagavad Gita - Bangla
Shrimad Bhagavad Gita - Bangla
Gita with Bengali translations
Free

Explore the profound spiritual wisdom of the Bhagavad Gita with all 700 Sanskrit verses presented in Bengali. This app offers translations, descriptions, and the ability to bookmark and share your favorite verses. It functions offline and provides a fast, responsive interface.

700 Sanskrit ShlokasBengali translation and descriptionBookmark favorite verses
📚 Books
(473)
free with in-app purchases
19
Nava Kundali (Mero Jyotish)
Nava Kundali (Mero Jyotish)
Nava Kundali (Mero Jyotish)
Jyotish Sewa
Free

This app offers a comprehensive suite of astrological services rooted in Nepalese tradition. It provides tools for birth chart creation and analysis, compatibility matching, personalized reports, and online spiritual consultations. Explore horoscopes, dream interpretations, and book spiritual services.

Kundali MakingKundali Match MakingPersonalized Astrology Reports
🌟 Lifestyle
(78)
free with in-app purchases
20
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

Credit builder programNo credit check or feesReports to all 4 bureaus
💰 Finance
(10K)
free with in-app purchases

FAQ about Kaarma

What are the best kaarma apps for iPhone?
MyKaarma tops our kaarma apps ranking as of July 2026, with a 1.8-star average from 711 App Store ratings, and it's free to download.
Yes — 20 of the top kaarma apps we rank are free to download, including MyKaarma and Intuit Credit Karma.
MyKaarma has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 234+ kaarma apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The myKaarma application is designed for automotive dealerships to streamline interactions with service customers. It helps manage appointments and vehicles undergoing service, facilitating communication through various channels.
The app allows dealerships to communicate with their service customers via email, text messages, and voice calls. This ensures customers are kept informed about their vehicle's service status.

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