Best Loan Repayment Apps

247+ iOS apps curated and reviewed

4.0 avg rating
19 free apps
Updated September 2026

Loan Calculator is the household name in loan repayment, but it's far from the only option. We track 247+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Loan Repayment Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesSep 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
3Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.3K)YesYesSep 2026
4EMI Calculator : Loan ManagerEMI Calculator : Loan ManagerFree4.8★ (582)NoYesOct 2026
5Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFree—YesNoSep 2026
6Loan Repayment CalcLoan Repayment CalcFree5.0★ (1)NoNoSep 2026
7Cash Advance - CLS MoneyCash Advance - CLS MoneyFree—NoNoJul 2026
8Easy Loan Guru CalculatorEasy Loan Guru CalculatorFree—NoNoSep 2026

Top Picks for Loan Repayment

Loan Calculator - Loan2Me#1

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Editor's Choice
💰 Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling
  • 💡 Convenient for various loan types
  • 👍 Clean and intuitive interface

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations
  • 🐛 Issues with editing input fields
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, Lease & Payoff
Strong Contender
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(7.3K ratings)
FreeAdsIn-App Purchases
#72in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface
  • 🤑 Affordable premium subscription
  • 🔢 Customizable debt payoff strategies

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
  • 🔢 Difficulty making changes to existing debt entries
  • 💸 Concerns about recurring subscription costs

More Loan Repayment apps to explore

FAQ about Loan Repayment

What are the best loan repayment apps for iPhone?
Loan Calculator - Loan2Me tops our loan repayment apps ranking as of September 2026, with a 4.8-star average from 8.2K App Store ratings, and it's free to download.
Yes — 19 of the top loan repayment apps we rank are free to download, including Loan Calculator - Loan2Me and Loan Calculator - Debt Planner.
Loan Calculator - Loan2Me has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 247+ loan repayment apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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