Best Loan Repayment Apps

213+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Debt Payoff Planner & Tracker is the household name in loan repayment, but it's far from the only option. We track 213+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Loan Repayment

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
πŸ’° Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#64in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features
Loan Calculator - Loan2Me#2

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Strong Contender
πŸ’° Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Accurate and quick calculations
  • πŸ’‘ Helpful for financial planning
  • πŸ”’ No data tracking or selling

Room to Improve

  • πŸ› Occasional data loss after updates
  • πŸ’‘ Lack of currency and language options
  • πŸ’‘ Missing features like taxes, insurance, and PMI calculations
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes

More Loan Repayment apps to explore

4
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
πŸ’° Finance
(96K)
ad-supported
5
EMI Calculator : Loan Manager
EMI Calculator : Loan Manager
EMI Calculator : Loan Manager
Home Loan Calculator
Free

This app helps you manage your loans and finances by calculating EMIs, comparing loan options, and providing detailed repayment schedules. It also includes calculators for investments, currency, and GST, allowing for informed financial planning.

Instant EMI calculationLoan comparison toolAmortization schedule
πŸ’° Finance
(552)
free with in-app purchases
6
Loan Repayment Calc
Loan Repayment Calc
Loan Repayment Calc
Loan Calculator Repaymen
Free

This finance app simplifies loan interest calculations with an intuitive interface. Visualize repayment curves, track loan history, and set payment reminders to manage your finances effectively. Export your calculation results in PDF format for easy archiving and sharing.

Amortizable loan visualizationAccurate interest calculationsPDF export of results
πŸ’° Finance
(0)
free
7
Loan Book & Debt Manager
Loan Book & Debt Manager
Loan Book & Debt Manager
Loan Management by Freebird
Free

This app helps you manage your lending business securely and efficiently. Track loans, payments, and collaborate with your team. Features auto-reminders for borrowers and data export options.

Secure lending business managementTeam collaborationLoan and payment tracking
πŸ’° Finance
(54)
free with in-app purchases
8
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
πŸ’° Finance
(71)
ad-supported
9
EMI Calculator Loan Tracker
EMI Calculator Loan Tracker
EMI Calculator Loan Tracker
Home, Car & Mortgage Planner
Free

Calculate and manage home, car, and personal loans with instant EMI calculations, amortization schedules, and side-by-side loan comparisons. Plan prepayments and receive smart payment reminders to stay on top of your finances.

Instant EMI calculationFull amortization scheduleLoan comparison tool
πŸ’° Finance
(24)
free with in-app purchases
10
EMI Calculator & Loan Planner
EMI Calculator & Loan Planner
EMI Calculator & Loan Planner
Financial Calculator GST Tool
Free

This app helps you calculate loan repayments, including EMIs, interest, and principal. It offers clear breakdowns, visual charts, and the ability to plan prepayments to save on interest. It also includes GST calculation, currency conversion, and finance news.

EMI calculation for various loan typesRepayment schedule and breakdownPrepayment planning and interest savings
πŸ’° Finance
(150)
free with in-app purchases
11
Insta Money - Loan Calculator
Insta Money - Loan Calculator
Insta Money - Loan Calculator
Finance, SIP & EMI Calculator
Free

Manage your finances, track expenses, and calculate loans and investments. This app provides tools for budgeting, planning financial goals, and understanding your money's growth.

Total money counterExpense and transaction loggingSmart financial analysis charts
πŸ’° Finance
(125)
ad-supported
12
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
πŸ’° Finance
(964)
free with in-app purchases
13
Amortization Loan Calculator +
Amortization Loan Calculator +
Amortization Loan Calculator +
Mortgage & Car Payoff Calc
Free

Easily analyze and compare loan options with this tool. Calculate overpayments, manage multiple loans, and track savings from early repayments. Securely sync your data and make informed financial decisions.

Loan and mortgage analysisOverpayment calculationsAnnuity and differentiated repayment
πŸ’° Finance
(102)
freemium
14
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by Seong Eon Kim
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
πŸ’° Finance
(552)
ad-supported
15
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Schedule & More
Free

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

Calculate loan paymentsGenerate repayment scheduleAdd extra payments
πŸ’° Finance
(818)
free with in-app purchases
16
Bear Loan Calculator
Bear Loan Calculator
Bear Loan Calculator
Loan Calculation Easier
Free

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Monthly loan payment calculationRepayment schedule generationLoan repayment reminders
πŸ’° Finance
(44)
free with in-app purchases
17
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.

Quick loan payment calculationDetailed amortization tablesEstimated tax savings impact
πŸ’° Finance
(97)
free
18
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free
πŸ’° Finance
(19)
19
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free
πŸ’° Finance
(10)
20
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
πŸ’° Finance
(230)
free with in-app purchases

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