Best Loan Repayment Apps

248+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated August 2026

Debt Payoff Planner & Tracker is the household name in loan repayment, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Loan Repayment Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesSep 2026
2Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesSep 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
4EMI Calculator : Loan ManagerEMI Calculator : Loan ManagerFree4.8★ (569)NoYesSep 2026
5Loan Repayment CalcLoan Repayment CalcFree5.0★ (1)NoNoAug 2026
6Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoSep 2026
7EMI Calculator & Loan PlannerEMI Calculator & Loan PlannerFree4.1★ (9)YesYesAug 2026
8Loan Book & Debt ManagerLoan Book & Debt ManagerFree4.4★ (55)NoYesSep 2026

Top Picks for Loan Repayment

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#67in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface
  • 🤑 Affordable premium subscription
  • 🔢 Customizable debt payoff strategies

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
  • 🔢 Difficulty making changes to existing debt entries
  • 💸 Concerns about recurring subscription costs
Loan Calculator - Loan2Me#2

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Strong Contender
💰 Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling
  • 💡 Convenient for various loan types
  • 👍 Clean and intuitive interface

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations
  • 🐛 Issues with editing input fields
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
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Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads

More Loan Repayment apps to explore

FAQ about Loan Repayment

What are the best loan repayment apps for iPhone?
Debt Payoff Planner & Tracker tops our loan repayment apps ranking as of August 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes — 19 of the top loan repayment apps we rank are free to download, including Debt Payoff Planner & Tracker and Loan Calculator - Loan2Me.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 248+ loan repayment apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.

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