Best Loan Tracking Apps

244+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

Loan Tracker is the household name in loan tracking, but it's far from the only option. We track 244+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Loan Tracking Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Tracker: You Owe MeLoan Tracker: You Owe MeFree4.6โ˜… (351)NoYesSep 2026
2PautangPautangFreeโ€”NoNoAug 2026
3Loan TrackLoan TrackFreeโ€”NoNoMay 2026
4Oportun: Savings & LoansOportun: Savings & LoansFree4.7โ˜… (289K)NoNoSep 2026
5Fairmoney: Loan & Debt TrackerFairmoney: Loan & Debt TrackerFreeโ€”NoYesJul 2026
6Debt Tracker - Loan ReminderDebt Tracker - Loan ReminderFreeโ€”NoNoJun 2026
7Lend & Loan Tracker - ReminderLend & Loan Tracker - ReminderFree1.0โ˜… (1)YesNoMay 2026
8LoanMate - Loan TrackerLoanMate - Loan TrackerFree3.3โ˜… (3)NoYesAug 2026

Top Picks for Loan Tracking

Loan Tracker: You Owe Me#1

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Repayment Plans
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(351 ratings)
FreeIn-App Purchases
Loan Tracker: You Owe Me screenshot 1
Loan Tracker: You Owe Me screenshot 2
Loan Tracker: You Owe Me screenshot 3
Loan Tracker: You Owe Me screenshot 4
Loan Tracker: You Owe Me screenshot 5
Loan Tracker: You Owe Me screenshot 6

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿ“ˆ Keeps records organized
  • ๐Ÿ’ก Developer is receptive to ideas
  • โœจ Improvements and adjustments made
  • ๐Ÿ’ฐ Ability to add interest
  • ๐Ÿ”„ Recurring charge function helpful
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Great for family loans
  • ๐ŸŽฏ Reminders and letters effective
  • ๐Ÿ’ฏ Highly recommended by users
  • ๐Ÿš€ Smooth app performance
  • ๐Ÿค Responsive and helpful developer
  • โœ… Intuitive interface
  • ๐Ÿงฎ Tracks loans and debts
  • ๐Ÿ“‚ Flexible editing of entries
  • ๐ŸŒŸ Fills a much-needed niche

Room to Improve

  • ๐Ÿ› Total owed calculation incorrect
  • ๐Ÿ› App freezes after data entry
  • ๐Ÿ› Data loss after updates/reinstalls
  • ๐Ÿ› Unable to see past entry details
  • ๐Ÿ› App not working after purchase
  • ๐Ÿ› UI is outdated and not intuitive
  • ๐Ÿ› In-app purchase issues
  • ๐Ÿ› Date selection off-screen
  • ๐Ÿ› Edits and save buttons not working
  • ๐Ÿ› Entries swapping categories
  • ๐Ÿ› Can't add more people after update
  • ๐Ÿ› Currency not showing
  • ๐Ÿ› No iPad support
  • ๐Ÿ› Can't add/subtract as running list
  • ๐ŸŽจ UI is too gray

More Loan Tracking apps to explore

FAQ about Loan Tracking

What are the best loan tracking apps for iPhone?
Loan Tracker: You Owe Me tops our loan tracking apps ranking as of August 2026, with a 4.6-star average from 351 App Store ratings, and it's free to download.
Yes โ€” 20 of the top loan tracking apps we rank are free to download, including Loan Tracker: You Owe Me and Pautang.
Loan Tracker: You Owe Me has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 244+ loan tracking apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you manage money shared between people, such as friends, family, or roommates. It allows you to log loans, split bills, track who owes whom, and includes features for clear communication about money matters.
Key features include tracking loans and IOUs, splitting bills, built-in 'Money Messages' for communication, generating professional PDF statements, voice-to-entry for logging loans, and smart payment reminders.