Best Loans App In Ghana

248+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our loans app in ghana list covers 248+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Loans App In Ghana (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
2SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoAug 2026
3CediPayCediPayFree2.7★ (23)NoNoJul 2026
4Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
5Fidelity FastLoanFidelity FastLoanFree2.4★ (29)NoNoJul 2026
6Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
7MASLOC Mobile AppMASLOC Mobile AppFreeNoNoAug 2026
8Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026

Top Picks for Loans App In Ghana

SIKACASH+#2

SIKACASH+ by Nafa

Strong Contender
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support
CediPay#3

CediPay by NEW-CEDIPAY GHANA LIMITED

Worth Considering
💰 Finance
2.7(23 ratings)
Free
CediPay screenshot 1
CediPay screenshot 2
CediPay screenshot 3
CediPay screenshot 4
CediPay screenshot 5

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

More Loans App In Ghana apps to explore

4
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
5
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
6
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
7
MASLOC Mobile App
MASLOC Mobile App
MASLOC Mobile App
by Eban Capital Limited
Free
💰 Finance
(0)
8
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
9
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
10
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
11
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
12
Credlix - Business Loan App
Credlix - Business Loan App
Credlix - Business Loan App
Working Capital for Business
Free

Access flexible business financing solutions including loans, working capital, and invoice discounting. This platform simplifies the borrowing process with minimal documentation and fast approvals to help your business grow.

Collateral-free loans up to ₹25 croresInvoice discounting for accelerated cash flowFlexible supply chain financing
💰 Finance
(0)
free
13
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(324K)
free with in-app purchases
14
3kle: Banking, Loans, Payments
3kle: Banking, Loans, Payments
3kle: Banking, Loans, Payments
Digital Banking Super App
Free

Manage your finances, conduct transactions, and access various banking services with this comprehensive digital banking app. It offers features for account management, secure payments, loans, budgeting, and savings goals.

Instant account access and transaction historySecure money transfers and bill paymentsLoan and new account applications
💰 Finance
(1)
free
15
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(457K)
subscription
16
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
17
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free
18
Friends Loans Tracker
Friends Loans Tracker
Friends Loans Tracker
Keep Friendships Intact!
Free
$1.99 | 100% OFF
💰 Finance
(0)
19
Apacm Loan App
Apacm Loan App
Apacm Loan App
Manage Loan EMIs with Easy
Free
💼 Business
(0)
20
MonieAssist
MonieAssist
MonieAssist
by Nanabanyin Ofori-Acquah
Free
💰 Finance
(0)

FAQ about Loans App In Ghana

Are there free loans app in ghana for iPhone?
Yes — 20 of the top loans app in ghana we rank are free to download, including Quick Loan - Credit Cash Calc and SIKACASH+.
Quick Loan - Credit Cash Calc shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ loans app in ghana on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.