Best Lower Mortgage Apps

204+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good lower mortgage apps. We benchmark 204+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lower Mortgage Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lower MortgageLower MortgageFree4.6★ (5)NoNoJul 2026
2Rocket MortgageRocket MortgageFree4.9★ (179K)NoNoSep 2026
3Mr. CooperMr. CooperFree4.9★ (106K)NoNoSep 2026
4Hamilton Home MortgageHamilton Home MortgageFree5.0★ (5)NoNoJul 2026
5Heckman MortgageHeckman MortgageFree4.0★ (1)NoNoJul 2026
6Simple Mortgage PaymentSimple Mortgage PaymentFree3.6★ (31)NoYesMay 2026
7Silverton MortgageSilverton MortgageFree4.9★ (670)NoNoSep 2026
8Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026

Top Picks for Lower Mortgage

Lower Mortgage#1

Lower Mortgage by Lower, LLC

Editor's Choice
💰 Finance
4.6(5 ratings)
Free
Lower Mortgage screenshot 1
Lower Mortgage screenshot 2
Lower Mortgage screenshot 3
Lower Mortgage screenshot 4
Lower Mortgage screenshot 5
Lower Mortgage screenshot 6

Manage your homebuying process from your device. Search for homes, apply for loans, compare mortgage options, upload documents, and track your loan's progress.

Rocket Mortgage#2

Rocket Mortgage by Rocket Mortgage, LLC

Mortgages made simple
Strong Contender
💰 Finance
4.9😊(179K ratings)
Free
Rocket Mortgage screenshot 1
Rocket Mortgage screenshot 2
Rocket Mortgage screenshot 3
Rocket Mortgage screenshot 4
Rocket Mortgage screenshot 5

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

What We Love

  • 🚀 Easy and seamless application process
  • 👍 Knowledgeable and responsive customer service
  • 💡 Transparent loan options and information
  • 🚀 Quick and efficient mortgage experience
  • 👍 User-friendly app and website
  • 👍 Helpful features like amortization calculator

Room to Improve

  • 🐛 Inconsistent communication and updates
  • 🔒 Concerns about credit score impact
  • 🐛 Miscommunication and changing loan details
  • 🐛 Issues with PMI removal and refinancing
  • 🐛 Aggressive unsolicited sales calls and marketing
Mr. Cooper#3

Mr. Cooper by Nationstar Mortgage Holdings Inc.

Revolutionary home loan tools.
Worth Considering
💰 Finance
4.9😐(106K ratings)
Free
Mr. Cooper screenshot 1
Mr. Cooper screenshot 2
Mr. Cooper screenshot 3
Mr. Cooper screenshot 4

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

What We Love

  • 🚀 Easy to use app
  • 👍 Helpful customer service
  • 🚀 Convenient mortgage management
  • 🚀 Clean and intuitive interface
  • 🚀 Ability to make payments easily

Room to Improve

  • 🐛 Recurring payment application issues
  • 🐛 Unreliable app functionality
  • 🐛 Incorrect information display
  • 🔒 Lack of security features (2FA)
  • 🐛 Buggy and glitchy app

More Lower Mortgage apps to explore

FAQ about Lower Mortgage

What are the best lower mortgage apps for iPhone?
Lower Mortgage tops our lower mortgage apps ranking as of July 2026, with a 4.6-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top lower mortgage apps we rank are free to download, including Lower Mortgage and Rocket Mortgage.
Lower Mortgage has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 204+ lower mortgage apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Lower Mortgage allows you to search for homes, submit loan applications, compare mortgage calculations, upload loan documents, review disclosures, and monitor your loan's progress all from your device.
Currently, Lower Mortgage is supported on iPhone devices. The app is designed for mobile use on this platform.