Best Lower Mortgage Apps

204+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good lower mortgage apps. We benchmark 204+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lower Mortgage Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lower MortgageLower MortgageFree4.6★ (5)NoNoJul 2026
2Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoAug 2026
3Mr. CooperMr. CooperFree4.9★ (106K)NoNoAug 2026
4Hamilton Home MortgageHamilton Home MortgageFree5.0★ (5)NoNoJul 2026
5Heckman MortgageHeckman MortgageFree4.0★ (1)NoNoJul 2026
6Simple Mortgage PaymentSimple Mortgage PaymentFree3.6★ (31)NoYesMay 2026
7Silverton MortgageSilverton MortgageFree4.9★ (670)NoNoJul 2026
8Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026

Top Picks for Lower Mortgage

Lower Mortgage#1

Lower Mortgage by Lower, LLC

Editor's Choice
💰 Finance
4.6(5 ratings)
Free
Lower Mortgage screenshot 1
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Lower Mortgage screenshot 4
Lower Mortgage screenshot 5
Lower Mortgage screenshot 6

Manage your homebuying process from your device. Search for homes, apply for loans, compare mortgage options, upload documents, and track your loan's progress.

Rocket Mortgage#2

Rocket Mortgage by Rocket Mortgage, LLC

Mortgages made simple
Strong Contender
💰 Finance
4.9😊(176K ratings)
Free
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Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

What We Love

  • 🚀 Easy and seamless application process
  • 👍 Knowledgeable and responsive customer service
  • 💡 Transparent loan options and information
  • 🚀 Quick and efficient mortgage experience

Room to Improve

  • 🐛 Inconsistent communication and updates
  • 🔒 Concerns about credit score impact
  • 🐛 Miscommunication and changing loan details
Mr. Cooper#3

Mr. Cooper by Nationstar Mortgage Holdings Inc.

Revolutionary home loan tools.
Worth Considering
💰 Finance
4.9😐(106K ratings)
Free
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Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

What We Love

  • 🚀 Easy to use app
  • 👍 Helpful customer service
  • 🚀 Convenient mortgage management
  • 🚀 Clean and intuitive interface

Room to Improve

  • 🐛 Recurring payment application issues
  • 🐛 Unreliable app functionality
  • 🐛 Incorrect information display

More Lower Mortgage apps to explore

4
Hamilton Home Mortgage
Hamilton Home Mortgage
Hamilton Home Mortgage
by Lower, LLC
Free

Streamline your home buying or refinancing journey with a mobile app that offers personalized mortgage expert guidance. Securely apply for loans, track your progress 24/7, and generate pre-qualification letters to expedite your offer.

Secure mortgage applicationPre-qualification letter generation24/7 loan status visibility
💰 Finance
(5)
free
5
Heckman Mortgage
Heckman Mortgage
Heckman Mortgage
by Lower, LLC
Free

This app simplifies the home buying and refinancing process by connecting users with mortgage experts. It allows for secure application submission, pre-qualification letter generation, and real-time loan status tracking. Users can also upload documents and utilize mortgage calculators.

Secure mortgage applicationPre-qualification letter generationReal-time loan status visibility
💰 Finance
(1)
free
6
Simple Mortgage Payment
Simple Mortgage Payment
Simple Mortgage Payment
Keeping it Simple!
Free

Easily calculate your monthly mortgage payment or the maximum house price you can afford. Input your down payment, interest rate, loan term, and either the monthly payment or house price to get instant results.

Calculate monthly mortgage paymentEstimate maximum house priceInput down payment
💰 Finance
(31)
free with in-app purchases
7
Silverton Mortgage
Silverton Mortgage
Silverton Mortgage
by Silverton Mortgage Specialists, Inc
Free

This app facilitates seamless communication between mortgage customers, realtors, and loan officers. It provides loan status updates, document uploads, and access to essential loan documents, streamlining the mortgage process.

Loan information and status updatesPush notification reminders for key datesInitiate chat with realtor/loan officer
💰 Finance
(670)
free
8
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
💰 Finance
(55)
ad-supported
9
Park Cities Mortgage
Park Cities Mortgage
Park Cities Mortgage
by Lower, LLC
Free
💰 Finance
(0)
10
Weststar Mortgage Corporation
Weststar Mortgage Corporation
Weststar Mortgage Corporation
Welcome to loan management!
Free

Manage your mortgage loans with ease. This application provides borrowers direct access to monitor and control their mortgage accounts. Stay informed about your loan details and payment status conveniently.

Mortgage loan managementAccess borrower accountsMonitor loan details
💰 Finance
(1.2K)
free
11
Vybe Mortgage
Vybe Mortgage
Vybe Mortgage
by Lower, LLC
Free
💰 Finance
(0)
12
Mortgage News Daily
Mortgage News Daily
Mortgage News Daily
Mortgage Calculators and Rates
Free

This app provides real-time mortgage rates, detailed calculators, and market analysis. Track MBS prices, treasury yields, and receive instant alerts for rate changes and news updates. Understand how mortgage rates work with daily commentary and historical charts.

Mortgage payment calculator with amortization tableReal-time mortgage rates and alertsMBS and treasury yield tracking
📡 News
(51)
ad-supported
13
GoodLeap Mortgage
GoodLeap Mortgage
GoodLeap Mortgage
by GoodLeap, LLC
Free

This app helps you assess home affordability, calculate refinance savings, and manage your mortgage application. Connect with a mortgage specialist for guidance throughout the process.

Assess home affordabilityCalculate refinance savingsStreamline mortgage applications
💰 Finance
(31)
free
14
Trailblazer Mortgage
Trailblazer Mortgage
Trailblazer Mortgage
by Trailblazer Mortgage L.L.C.
Free

This app simplifies the homebuying and lending process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also upload documents, access contact information, and stay updated on industry news.

Compare lending scenariosCalculate refinancing savingsDetermine homeownership affordability
💰 Finance
(1)
free
15
GoColonial
GoColonial
GoColonial
by Colonial Savings, F. A.
Free

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

Loan account managementMortgage payment assistanceRefinancing opportunities
💰 Finance
(647)
free
16
Provident Funding
Provident Funding
Provident Funding
Low Rates. Great Service.
Free

Manage your mortgage, check rates, and apply for new loans directly from your mobile device. Securely access account information, payment history, and set up automatic payments.

View mortgage ratesManage account informationCheck payment history
💰 Finance
(1.3K)
free
17
Simplicity by On Q
Simplicity by On Q
Simplicity by On Q
by OnQ Financial
Free

This app simplifies the mortgage process, connecting buyers, consultants, and realtors. It offers tools for pre-qualification, loan applications, payment calculations, and document management, making homeownership more accessible.

Full mortgage applicationMortgage payment calculatorsDocument scanning and uploading
💰 Finance
(34)
free
18
Premier Nationwide Lending App
Premier Nationwide Lending App
Premier Nationwide Lending App
by Lower, LLC
Free
💰 Finance
(0)
19
BayshoreApp
BayshoreApp
BayshoreApp
by Bayshore Mortgage Funding, LLC
Free
💰 Finance
(0)
20
My SPS
My SPS
My SPS
by Select Portfolio Servicing, Inc.
Free

Manage your mortgage account securely and conveniently 24/7. Make payments, set up auto-drafts, view statements, and review escrow details on the go. Access account information and upload documents easily.

Manage mortgage account 24/7Make mortgage paymentsSet up/modify auto-draft payments
💰 Finance
(318)
free

FAQ about Lower Mortgage

What are the best lower mortgage apps for iPhone?
Lower Mortgage tops our lower mortgage apps ranking as of July 2026, with a 4.6-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top lower mortgage apps we rank are free to download, including Lower Mortgage and Rocket Mortgage.
Lower Mortgage has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 204+ lower mortgage apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Lower Mortgage allows you to search for homes, submit loan applications, compare mortgage calculations, upload loan documents, review disclosures, and monitor your loan's progress all from your device.
Currently, Lower Mortgage is supported on iPhone devices. The app is designed for mobile use on this platform.