Best Mega Payments Apps

250+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated September 2026

Out of 250+ mega payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Mega Payments Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mega PaymentsMega PaymentsFreeNoNoJul 2026
2WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026
3Tank PaymentsTank PaymentsFree4.9★ (21)NoNoJul 2026
4SpotOn PaymentsSpotOn PaymentsFree4.7★ (29)NoNoMay 2026
5Payva: Buy Now, Pay LaterPayva: Buy Now, Pay LaterFree5.0★ (4)NoNoJul 2026
6PayTabsPayTabsFreeNoNoJul 2026
7Paymennt | Payments on the goPaymennt | Payments on the goFree3.7★ (3)YesNoMay 2026
8AutoPayAutoPayFreeNoNoMay 2026

Top Picks for Mega Payments

WhatsApp Messenger#2

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Strong Contender
🌐 Social Networking
4.7😊(19M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)
Tank Payments#3

Tank Payments by Tank Payments

Banking, Payments, Fleet Cards
Worth Considering
💰 Finance
4.9(21 ratings)
Free
Tank Payments screenshot 1
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Tank Payments screenshot 3
Tank Payments screenshot 4
Tank Payments screenshot 5
Tank Payments screenshot 6

This financial app is designed for freight carriers, offering instant invoice payments and fast money transfers to drivers. It also provides tools to manage fleet spending with customizable cards and real-time transaction alerts.

More Mega Payments apps to explore

4
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
5
Payva: Buy Now, Pay Later
Payva: Buy Now, Pay Later
Payva: Buy Now, Pay Later
by Abundant Servicing
Free

Easily manage your existing payment plans in one secure location. Track your payment history, update payment methods, and make payments anytime with real-time updates.

Manage active payment plansMake one-time paymentsUpdate payment methods
💰 Finance
(4)
free
6
PayTabs
PayTabs
PayTabs
Merchant App
Free

This app helps businesses manage payments and sell products globally. It offers seamless checkout experiences with multiple currency and payment options, including digital wallets. Businesses can also send and receive invoices easily via various channels.

Secure mobile paymentsGlobal sales managementSeamless checkout integration
💰 Finance
(0)
free
7
Paymennt | Payments on the go
Paymennt | Payments on the go
Paymennt | Payments on the go
Your payments made simple
Free

This platform simplifies payment acceptance and management for businesses. It offers features like payment links, online shop creation, and subscription management, all with a focus on security and fast settlement.

Accept online payments via linksCreate customizable online shopsManage recurring subscriptions
💰 Finance
(3)
ad-supported
8
AutoPay
AutoPay
AutoPay
Automate recurring payments
Free
💰 Finance
(0)
9
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
10
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
11
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(286)
free
12
GonzaPay
GonzaPay
GonzaPay
Mobile Payments
Free
💰 Finance
(0)
13
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
14
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
15
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(188)
free
16
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
17
Go PowerPay
Go PowerPay
Go PowerPay
by PowerPay, LLC.
Free

Manage your PowerPay, LLC payments effortlessly. Schedule payments in real-time, view your transaction history, and communicate directly with your provider through an integrated chat feature. This application offers a fast and straightforward way to handle your financial obligations.

Schedule payments in real-timeView payment historyChat with provider
💰 Finance
(59)
free
18
Payouts Hub
Payouts Hub
Payouts Hub
by Hyperwallet Systems
Free

Securely receive, review, and manage your payments on the go. This app offers fast, convenient access to your funds with multi-lingual self-serve tools and automated transfer methods. Track transactions and manage payout preferences easily.

Receive and manage paymentsCheck available fundsView transaction history
💰 Finance
(3)
free
19
Zoho Payments
Zoho Payments
Zoho Payments
Collect payments securely
Free
💼 Business
(0)
20
Splitit Go
Splitit Go
Splitit Go
Real-Time Installment Control
Free

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

Real-time installment controlMobile-first point-of-saleIntuitive workflow
💰 Finance
(1)
free

FAQ about Mega Payments

Are there free mega payments apps for iPhone?
Yes — 20 of the top mega payments apps we rank are free to download, including Mega Payments and WhatsApp Messenger.
Mega Payments has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ mega payments apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.