Best Mega Payments Apps

225+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Out of 225+ mega payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Mega Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mega PaymentsMega PaymentsFreeNoNoJul 2026
2ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoJul 2026
3Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoJul 2026
4Zapper™ QR Payments & RewardsZapper™ QR Payments & RewardsFree4.8★ (3.9K)YesNoJul 2026
5Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.4K)NoNoJul 2026
6PayLater - Split in 4 paymentsPayLater - Split in 4 paymentsFree3.5★ (266)NoNoJul 2026
7JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (10K)YesNoJul 2026
8Cherry: The Smarter Way to PayCherry: The Smarter Way to PayFree4.9★ (275)NoNoJul 2026

Top Picks for Mega Payments

ChargeStripe: Stripe Payments#2

ChargeStripe: Stripe Payments by SureSwift Worldwide Inc.

Mobile Credit Card Processing
Strong Contender
💰 Finance
4.6😞(2.1K ratings)
Free
ChargeStripe: Stripe Payments screenshot 1
ChargeStripe: Stripe Payments screenshot 2
ChargeStripe: Stripe Payments screenshot 3
ChargeStripe: Stripe Payments screenshot 4
ChargeStripe: Stripe Payments screenshot 5
ChargeStripe: Stripe Payments screenshot 6

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

What We Love

  • 🚀 Simple and easy to use
  • 🚀 Quick and efficient
  • 👍 Great customer service
  • 👍 Works well for small businesses

Room to Improve

  • 🐛 Issues with card scanning and processing
  • 🕰️ Slow payouts and delayed access to funds
  • 💰 High fees and commission charges
Payoneer - Business Payments#3

Payoneer - Business Payments by Payoneer Inc

Worth Considering
💰 Finance
4.5😐(5.2K ratings)
Free
Payoneer - Business Payments screenshot 1
Payoneer - Business Payments screenshot 2
Payoneer - Business Payments screenshot 3
Payoneer - Business Payments screenshot 4
Payoneer - Business Payments screenshot 5

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

What We Love

  • 🚀 Easy to use
  • 💡 Great for international payments
  • 👍 Efficient and fast
  • 🔒 Secure platform

Room to Improve

  • 🐛 Buggy app with frequent crashes
  • 💰 High fees and charges
  • 🕰️ Slow customer support response

More Mega Payments apps to explore

4
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
5
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
6
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(266)
free
7
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(10K)
free with in-app purchases
8
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Make payments and manage plans
Free

Manage multiple payment plans easily and make payments in seconds. Track your progress and plan for the future with no surprises. Access health and wellness services through manageable payment plans.

Manage multiple payment plansMake payments in secondsTrack payment progress
💰 Finance
(275)
free
9
Tank Payments
Tank Payments
Tank Payments
Banking, Payments, Fleet Cards
Free

This financial app is designed for freight carriers, offering instant invoice payments and fast money transfers to drivers. It also provides tools to manage fleet spending with customizable cards and real-time transaction alerts.

Instant invoice paymentsFast driver payments via SMSDirect bill payments
💰 Finance
(21)
free
10
bit ביט
bit ביט
bit ביט
by Bank Hapoalim
Free

This app simplifies sending and receiving money, managing balances, and making secure online payments. It also facilitates group collections, payment requests, and even allows for pre-ordering foreign currency.

Send and receive moneyManage in-app balanceOnline shopping payments
💰 Finance
(2.2K)
free with in-app purchases
11
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
12
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
13
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
14
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(186)
free
15
Visa Pay
Visa Pay
Visa Pay
Fast & secure payments!
Free

A mobile payment solution enabling consumers and micro businesses to access digital payments. Users can create a wallet account, receive a digital card for online and offline transactions, and send money to any enrolled mobile number.

Mobile payment solutionDigital wallet creationInstant digital card
💰 Finance
(83)
ad-supported
16
Приват24 – мобільний банк
Приват24 – мобільний банк
Приват24 – мобільний банк
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.6K)
free
17
Swish payments
Swish payments
Swish payments
by Getswish AB
Free

Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.

Send money to contactsPay companies and organizationsSplit bills
💰 Finance
(70)
free
18
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

QR payments in Southeast AsiaPay in your own currencyNo cash exchanges or ATM runs
💰 Finance
(443)
free
19
Hala - Payments Redefined
Hala - Payments Redefined
Hala - Payments Redefined
by HalalaH Company
Free

This app allows users to make quick payments to stores and transfer money to other contacts. It simplifies transactions, eliminating the need for cash and offering a seamless shopping experience through code scanning.

One-click payments to storesTransfer money to contactsScan to pay
💰 Finance
(1.8K)
free
20
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free

FAQ about Mega Payments

Are there free mega payments apps for iPhone?
Yes — 20 of the top mega payments apps we rank are free to download, including Mega Payments and ChargeStripe: Stripe Payments.
Mega Payments has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 225+ mega payments apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.