Best Monthly Budget Planner Free Apps

244+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our monthly budget planner free list covers 244+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Monthly Budget Planner Free Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)YesYesJul 2026
2Monthly: Budget PlannerMonthly: Budget PlannerFree5.0★ (4)NoNoJul 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)YesYesJul 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)YesYesJul 2026
5Daily Planner & To Do ListDaily Planner & To Do ListFree4.8★ (9.9K)NoYesJul 2026
6Budget BestieBudget BestieFree4.7★ (3K)YesYesJul 2026
7EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)YesYesJul 2026
8Monthly Budget Planner - FynloMonthly Budget Planner - FynloFree4.0★ (1)NoYesJun 2026

Top Picks for Monthly Budget Planner Free

Budget Planner App - Fleur#1

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#50in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Monthly: Budget Planner#2

Monthly: Budget Planner by Arno Richter

Budget, Bills & Contracts
Strong Contender
💰 Finance
5.0(4 ratings)
Free
Monthly: Budget Planner screenshot 1
Monthly: Budget Planner screenshot 2
Monthly: Budget Planner screenshot 3
Monthly: Budget Planner screenshot 4

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(13K ratings)
FreeAdsIn-App Purchases
#86in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported

More Monthly Budget Planner Free apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
5
Daily Planner & To Do List
Daily Planner & To Do List
Daily Planner & To Do List
Organize Better, ADHD Planner
Free

Organize your life with this all-in-one digital planner, journal, and to-do list. Manage tasks, habits, routines, and daily agendas with customizable templates and layouts. Export and share your plans easily.

1000+ planner and journal templatesFully customizable digital plannerDrag and drop planner elements
📊 Productivity
(9.9K)
free with in-app purchases
6
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
8
Monthly Budget Planner - Fynlo
Monthly Budget Planner - Fynlo
Monthly Budget Planner - Fynlo
#1 Money & Spending Tracker
Free

A cute and simple monthly budget planner designed to make managing money enjoyable. Track income, expenses, set budgets, and monitor savings goals with ease. Features a smart receipt scanner and AI chat assistant for financial planning.

Track income and expensesSet and manage custom budgetsMonitor savings goals
💰 Finance
(1)
freemium
9
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
10
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
11
Microsoft Excel
Microsoft Excel
Microsoft Excel
Organize Your Data and Budget
Free

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools
📊 Productivity
(1.4M)
free with in-app purchases
12
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(371K)
free with in-app purchases
13
Digital Planner – Task Journal
Digital Planner – Task Journal
Digital Planner – Task Journal
Routine List & Notes Tracker
Free

This app combines a daily planner with creative tools to organize your life and express your imagination. Create habit trackers, to-do lists, and reading lists, all while using colorful templates, stickers, and brushes. It also features AI art generation to add unique visuals to your pages.

Habit trackersTo-do listsReading and movie lists
📊 Productivity
(14K)
free with in-app purchases
14
Monthly Bill Planner
Monthly Bill Planner
Monthly Bill Planner
Organize income and expenses
Free
$14.99 | 100% OFF

Manage your monthly income and expenses with this app. Track bills, set pay periods, and visualize your financial situation with custom groupings and graphs. Supports multiple currencies and languages.

Track income and billsCustom pay periodsMark bills as paid
💰 Finance
(22)
free with in-app purchases
15
Planmore: Schedule Planner App
Planmore: Schedule Planner App
Planmore: Schedule Planner App
Daily Calendar, Time Organizer
Free

This app consolidates your calendars, events, tasks, reminders, and notes into a single, organized interface. It offers multiple views and customization options to help you stay focused and never miss an important appointment or deadline.

Integrated calendar, tasks, reminders, and notesMultiple schedule views (day, week, month, year)Customizable event creation
📊 Productivity
(4.4K)
free with in-app purchases
16
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.5K)
freemium
17
Structured: Daily Planner Todo
Structured: Daily Planner Todo
Structured: Daily Planner Todo
Calendar, Reminder & To Do
Free

Organize your day with a visual timeline that integrates your calendar, to-dos, routines, and habits. This app helps users feel calmer, focus faster, and accomplish more daily. It's ideal for work, study, travel, and managing ADHD, offering planning tools and focus timers.

Visual timeline for day and week organizationInbox for instant idea captureSub-tasks and notes for project breakdown
📊 Productivity
(162K)
freemium
18
Monthly Budget Planner - Easy
Monthly Budget Planner - Easy
Monthly Budget Planner - Easy
by Cullan Carey
Free
💰 Finance
(0)
19
Budgii: Budget Planner
Budgii: Budget Planner
Budgii: Budget Planner
by Phillip Zubic
Free
💰 Finance
(0)
20
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases

FAQ about Monthly Budget Planner Free

What are the best monthly budget planner free apps for iPhone?
Budget Planner App - Fleur tops our monthly budget planner free apps ranking as of July 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Budget Planner App - Fleur shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 244+ monthly budget planner free apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a cute and simple budget planner and tracker. It allows you to easily log daily expenses and income, set monthly budgets, create multiple accounts, and track your debt. It aims to help you manage your money effectively with its all-in-one features.
Key features include a minimal and elegant design, easy logging of expenses and income, the ability to set monthly budgets, viewing insights into spending habits, transaction history, adding repeating transactions, creating new categories, and iCloud sync. It also offers easy search and filter functionality.