Best Monthly Expense Tracker Apps

250+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

Budget app is the household name in monthly expense tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Monthly Expense Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
3Monthly Expense TrackerMonthly Expense Tracker$0.99—NoNoJul 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoOct 2026
5Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesOct 2026
6ToSpend: Expense TrackerToSpend: Expense TrackerFree—NoYesAug 2026
7Bill Tracker: Monthly ClarityBill Tracker: Monthly ClarityFree—NoYesSep 2026
8Expense Note - Monthly TrackerExpense Note - Monthly TrackerFree5.0★ (2)YesYesOct 2026

Top Picks for Monthly Expense Tracker

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

More Monthly Expense Tracker apps to explore

FAQ about Monthly Expense Tracker

What are the best monthly expense tracker apps for iPhone?
Budget app - spending tracker tops our monthly expense tracker apps ranking as of October 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 19 of the top monthly expense tracker apps we rank are free to download, including Budget app - spending tracker and Spending Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ monthly expense tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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