Best Monthly Expense Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated November 2026

Spending Tracker is the household name in monthly expense tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Monthly Expense Tracker Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (20K)YesYesNov 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
3NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (126K)YesNoNov 2026
4Monthly Expense TrackerMonthly Expense Tracker$0.99—NoNoOct 2026
5Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (20K)YesYesNov 2026
6Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (5K)NoNoNov 2026
7Spend Monthly: Expense TrackerSpend Monthly: Expense TrackerFree—YesYesOct 2026
8Bill Tracker: Monthly ClarityBill Tracker: Monthly ClarityFree—NoYesOct 2026

Top Picks for Monthly Expense Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#60in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(126K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

Manage your finances with budgeting tools, credit monitoring, and personalized savings opportunities. Track spending, understand your credit score, and discover ways to save money and earn more on your cash.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
  • 🐛 Inconsistent transaction categorization

More Monthly Expense Tracker apps to explore

FAQ about Monthly Expense Tracker

What are the best monthly expense tracker apps for iPhone?
Spending Tracker tops our monthly expense tracker apps ranking as of November 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes — 19 of the top monthly expense tracker apps we rank are free to download, including Spending Tracker and Budget app - spending tracker.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 250+ monthly expense tracker apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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