Best Monthly Expense Tracker Apps

244+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Spending Tracker is the household name in monthly expense tracker, but it's far from the only option. We track 244+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Monthly Expense Tracker Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (18K)YesYesJul 2026
2Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesJul 2026
3Expense Tracker - MonAiExpense Tracker - MonAiFree4.8★ (813)NoYesJul 2026
4Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesJul 2026
5Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
6Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.2K)NoNoJul 2026
7Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (18K)YesYesJul 2026
8Expense Tracker - Money NoteExpense Tracker - Money NoteFree4.9★ (3K)YesYesJul 2026

Top Picks for Monthly Expense Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Expenses: Spending Tracker#2

Expenses: Spending Tracker by BLUE COMET LABS LLC

Bill & Subscription Manager
Strong Contender
💰 Finance
4.8😊(1.8K ratings)
FreeIn-App Purchases
Expenses: Spending Tracker screenshot 1
Expenses: Spending Tracker screenshot 2
Expenses: Spending Tracker screenshot 3
Expenses: Spending Tracker screenshot 4
Expenses: Spending Tracker screenshot 5
Expenses: Spending Tracker screenshot 6

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward functionality
  • 🔒 No bank account required
  • 💡 Flexible customization options

Room to Improve

  • 🐛 Occasional bugs and crashes
  • 🔒 Sharing/collaboration issues
  • 💡 Lack of advanced budgeting features
Expense Tracker - MonAi#3

Expense Tracker - MonAi by Florian Vates

Easily track spending with AI
Worth Considering
💰 Finance
4.8😊(813 ratings)
FreeIn-App Purchases
Expense Tracker - MonAi screenshot 1
Expense Tracker - MonAi screenshot 2
Expense Tracker - MonAi screenshot 3
Expense Tracker - MonAi screenshot 4
Expense Tracker - MonAi screenshot 5
Expense Tracker - MonAi screenshot 6

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

What We Love

  • 🚀 Dictate transactions, no need to enter individually
  • 🚀 Simple and easy to use
  • 👍 Shared account for couples
  • 👍 Practical, solves the problem of writing down expenses

Room to Improve

  • 🐛 Doesn't register all transactions, especially Apple Pay
  • 🔒 Requires payment to use, no free trial
  • 🔒 Stops working on alternative devices after paying

More Monthly Expense Tracker apps to explore

4
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
5
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
6
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.2K)
free
7
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
8
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner & Bills Tracker
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
💰 Finance
(3K)
free with in-app purchases
9
Expense manager -Money tracker
Expense manager -Money tracker
Expense manager -Money tracker
Spending tracker
Free

This app helps you manage and track your daily expenses with an intuitive interface. It offers features like financial calendars, customizable categories, and reminders to help you stay on top of your spending and bills.

Intuitive expense, income, and balance chartsFinancial calendar for monthly spending overviewCustomizable expense and income categories
💰 Finance
(267)
free with in-app purchases
10
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
11
Expense Note - Monthly Tracker
Expense Note - Monthly Tracker
Expense Note - Monthly Tracker
Super Easy & Simple Tracker
Free
$3.99 | 100% OFF

A minimalist expense tracker for effortless daily expense recording and management. Quickly input spending, view patterns at a glance, and customize categories. Securely back up your data and start smart spending.

Quick expense recordingIntuitive expense managementCustomizable categories
💰 Finance
(21)
free with in-app purchases
12
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
13
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
14
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
15
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(371K)
free with in-app purchases
16
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
17
Kharcha Book - Expense Manager
Kharcha Book - Expense Manager
Kharcha Book - Expense Manager
Track your expenses easily
Free

Easily track your spending and manage your budget with this comprehensive finance manager. Organize income and expenses, set clear financial goals, and gain insights with colorful charts. Share your financial overview with loved ones for collaborative budgeting.

Track income and expensesCreate custom budgetsShare finances with others
💰 Finance
(46)
free with in-app purchases
18
Daily Spend - Expense Tracker
Daily Spend - Expense Tracker
Daily Spend - Expense Tracker
Personal Expense Manager
Free

Easily manage and track your personal expenses and income. This app helps you stick to your budget with detailed reports, customizable categories, and visual charts. Take control of your finances and improve your savings.

Expense and income trackingBudget planning and managementCategorization of expenses
💰 Finance
(2.2K)
free with in-app purchases
19
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
📊 Productivity
(3.7K)
subscription
20
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases

FAQ about Monthly Expense Tracker

What are the best monthly expense tracker apps for iPhone?
Spending Tracker tops our monthly expense tracker apps ranking as of May 2026, with a 4.8-star average from 18K App Store ratings, and it's free to download.
Yes — 20 of the top monthly expense tracker apps we rank are free to download, including Spending Tracker and Expenses: Spending Tracker.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of May 2026.
We track 244+ monthly expense tracker apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.