Best Mortgage Calculator Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated September 2026

Looking for free mortgage calculator apps? 19 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Mortgage Calculator Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesSep 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoSep 2026
3Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoSep 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (124)YesNoSep 2026
5Mortgage Calculator PlusMortgage Calculator PlusFree3.0★ (11)YesYesSep 2026
6Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
7Zillow Real Estate & RentalsZillow Real Estate & RentalsFree4.8★ (7.2M)NoNoSep 2026
8Qualifier Plus IIIx/fxQualifier Plus IIIx/fxFree4.9★ (3.4K)NoYesSep 2026

Top Picks for Mortgage Calculator

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Editor's Choice
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection
Mortgage Calculator- Home Loan#3

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Worth Considering
💰 Finance
4.6😐(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

What We Love

  • 👍 Easy to use
  • 👍 Useful mortgage calculator
  • 👍 Good for basic functions and more
  • 👍 Implemented extra payments well
  • 👍 Uncluttered screen for scenarios
  • 👍 Ability to save results
  • 👍 Ability to download files
  • 👍 Good for personal mortgage calculations
  • 👍 Flexible for calculating loan amounts

Room to Improve

  • 😒 Ads are intrusive
  • 😒 Paid version still has ads
  • 😒 Obnoxious pop-up video ads
  • 😒 Ads prevent typing figures

More Mortgage Calculator apps to explore

FAQ about Mortgage Calculator

What are the best mortgage calculator apps for iPhone?
Mortgage Pal - Loan Calculator tops our mortgage calculator apps ranking as of September 2026, with a 4.8-star average from 4.7K App Store ratings, and it's free to download.
Yes — 19 of the top mortgage calculator apps we rank are free to download, including Mortgage Pal - Loan Calculator and Loan Calculator‰.
Mortgage Pal - Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ mortgage calculator apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Pal is an all-in-one mortgage toolkit designed to help users make smarter home buying decisions. It provides seven powerful tools, including calculators for mortgage payments, affordability, refinancing, HELOCs, rent vs. buy comparisons, closing costs, and a mortgage rate trends visualizer.
Key features include a Mortgage Payment Calculator that accounts for PMI, taxes, insurance, and HOA fees with various payment plans, an Affordability Calculator to determine how much home you can afford, a Refinance Calculator to compare loan options, a HELOC Calculator, a Rent vs. Buy Calculator, a Closing Costs Calculator, and a Mortgage Rate Trends Visualizer.

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