Best Mortgage Calculator Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Looking for free mortgage calculator apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Mortgage Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
3Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoAug 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoAug 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
6Mortgage Calculator PlusMortgage Calculator PlusFree3.0★ (11)YesYesAug 2026
7Qualifier Plus IIIx/fxQualifier Plus IIIx/fxFree4.9★ (3.4K)NoYesAug 2026
8Zillow Real Estate & RentalsZillow Real Estate & RentalsFree4.8★ (7.2M)NoNoAug 2026

Top Picks for Mortgage Calculator

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Editor's Choice
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Mortgage Calculator- Home Loan#3

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Worth Considering
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

More Mortgage Calculator apps to explore

4
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Mortgage Calculator Plus
Mortgage Calculator Plus
Mortgage Calculator Plus
by AppRebel, Inc.
Free

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Intuitive mortgage calculationDetailed amortization schedulesEnhanced mortgage analytics
💰 Finance
(11)
free with in-app purchases
7
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Real estate finance calculator
Free

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Instant loan payment calculations (P&I, PITI)Buyer qualifying for conventional, FHA, and VA loansComplete cash flow solutions (IRR, NPV, NFV)
💰 Finance
(3.4K)
subscription
8
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Buy & Sell Homes & Apartments
Free

Explore homes and apartments with advanced tools like 3D tours and virtual staging. Estimate your buying budget, connect with agents, and manage the entire home buying or renting process seamlessly. Find your perfect place faster.

3D home toursVirtual stagingBuyAbility score estimation
🌟 Lifestyle
(7.2M)
ad-supported
9
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
10
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
11
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(178K)
free
12
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.8K)
free with in-app purchases
13
Mortgage Calculator IQ
Mortgage Calculator IQ
Mortgage Calculator IQ
Calculate Your Mortgage
Free

This comprehensive financial toolkit offers 13 powerful calculators, including mortgage, loan, and investment analyzers. Visualize financial growth, convert currencies, and manage everyday calculations with a clean, modern interface and dark mode support.

13 financial calculatorsMortgage amortization schedulesInvestment return analysis
💰 Finance
(1)
free
14
Mortgage Calculator - Bricks
Mortgage Calculator - Bricks
Mortgage Calculator - Bricks
Home Loan & EMI Tracker
Free

This tool helps you plan and understand mortgages and loans. Calculate monthly payments, compare different scenarios, and see the full cost of a loan including taxes, insurance, and extra payments. It provides detailed amortization schedules and helps evaluate refinancing options.

Calculate monthly paymentsEstimate full loan costCompare loan scenarios
💰 Finance
(1)
free with in-app purchases
15
Mortgage Calculator: Loan Mate
Mortgage Calculator: Loan Mate
Mortgage Calculator: Loan Mate
Plan, amortize & save on loans
Free

This tool provides a clear and precise amortization schedule for mortgages, allowing users to plan, compare, and pay off loans faster. It calculates missing loan details, includes all associated costs, and models various payment strategies with instant updates.

5-variable loan solverFull amortization scheduleVariable & adjustable rate modeling
💼 Business
(1)
free with in-app purchases
16
Advanced Mortgage Calculator
Advanced Mortgage Calculator
Advanced Mortgage Calculator
by Kristoffer Ruyeras
Free

This tool helps you make informed home buying decisions by calculating mortgage payments, comparing loan scenarios, and analyzing affordability. It offers detailed amortization schedules and forecasts savings from extra payments. Advanced features include refinance analysis and rent vs. buy comparisons.

Monthly payment calculation (P+I, taxes, insurance, PMI)Compare multiple loan scenariosFull amortization schedules
💰 Finance
(1)
free
17
Mortgage Calculator UK
Mortgage Calculator UK
Mortgage Calculator UK
Mortgage Calculator ( UK )
Free

Calculate your mortgage payments with this free tool. It helps you find the best rates for various mortgage types, including remortgages, first-time buyer loans, and buy-to-let mortgages.

Free mortgage calculationsFind best mortgage ratesRemortgage calculator
💰 Finance
(1)
free with in-app purchases
18
Mortgage Calculator Pro+
Mortgage Calculator Pro+
Mortgage Calculator Pro+
by Foodmatesss Limited
Free

Easily calculate monthly mortgage payments by adjusting principal, term, loan ratio, and interest rate. This user-friendly tool also helps determine total interest expenses with a convenient scrollbar for attribute adjustments.

Calculate monthly mortgage paymentsAdjust principal, term, loan ratio, interest rateDetermine total interest expense
💰 Finance
(1)
ad-supported
19
Mortgage Visualizer
Mortgage Visualizer
Mortgage Visualizer
Understand Your Mortgage
Free

Visualize your home loan payments and understand their breakdown over the life of the loan. See how principal and interest change, and factor in taxes, insurance, and other costs. Make informed decisions about your mortgage with interactive charts and detailed cost breakdowns.

Interactive payment breakdown chartVisualize principal vs. interest over timeIncludes taxes, insurance, PMI, and HOA fees
💰 Finance
(1)
free
20
Mortgage Pro App Calculator
Mortgage Pro App Calculator
Mortgage Pro App Calculator
Fast Loan Calculator
Free

Instantly calculate estimated monthly mortgage payments with a detailed breakdown of principal, interest, taxes, and insurance. Analyze your debt-to-income ratio and simulate extra payments to see potential savings. Export your amortization schedule as a PDF for easy reference.

Monthly payment breakdownDebt-to-Income (DTI) analyzerAmortization chart
💰 Finance
(1)
ad-supported

FAQ about Mortgage Calculator

What are the best mortgage calculator apps for iPhone?
Mortgage Pal - Loan Calculator tops our mortgage calculator apps ranking as of August 2026, with a 4.8-star average from 4.7K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage calculator apps we rank are free to download, including Mortgage Pal - Loan Calculator and Loan Calculator‰.
Mortgage Pal - Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ mortgage calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Pal is an all-in-one mortgage toolkit designed to help users make smarter home buying decisions. It provides seven powerful tools, including calculators for mortgage payments, affordability, refinancing, HELOCs, rent vs. buy comparisons, closing costs, and a mortgage rate trends visualizer.
Key features include a Mortgage Payment Calculator that accounts for PMI, taxes, insurance, and HOA fees with various payment plans, an Affordability Calculator to determine how much home you can afford, a Refinance Calculator to compare loan options, a HELOC Calculator, a Rent vs. Buy Calculator, a Closing Costs Calculator, and a Mortgage Rate Trends Visualizer.

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