Best Mortgage Calculator Refinance Apps

214+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated June 2026

Mortgage Pal is the household name in mortgage calculator refinance, but it's far from the only option. We track 214+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Calculator Refinance Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
2RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.6K)YesNoAug 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
4Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
5Mortgage Calculator - BricksMortgage Calculator - BricksFree5.0★ (1)NoYesJul 2026
6Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
710bii Financial Calculator10bii Financial Calculator$5.99 was $7.994.7★ (662)NoYesAug 2026
8Refinance-Home Loan CalculatorRefinance-Home Loan CalculatorFree4.8★ (52)YesNoJul 2026

Top Picks for Mortgage Calculator Refinance

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Editor's Choice
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
RECalc Mortgage Calculator#2

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Strong Contender
💰 Finance
4.7😊(2.6K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Mortgage Calculator Refinance apps to explore

4
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
5
Mortgage Calculator - Bricks
Mortgage Calculator - Bricks
Mortgage Calculator - Bricks
Home Loan & EMI Tracker
Free

This tool helps you plan and understand mortgages and loans. Calculate monthly payments, compare different scenarios, and see the full cost of a loan including taxes, insurance, and extra payments. It provides detailed amortization schedules and helps evaluate refinancing options.

Calculate monthly paymentsEstimate full loan costCompare loan scenarios
💰 Finance
(1)
free with in-app purchases
6
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
7
10bii Financial Calculator
10bii Financial Calculator
10bii Financial Calculator
Easy Financial Calculator
$5.99
$7.99 | 25% OFF

This app offers a comprehensive financial calculator with over 105 functions for business, statistics, and general math. It simplifies complex calculations like loan payments, time value of money, and investment analysis with an intuitive interface and visual tools. Easy modes are available for users new to financial calculations.

Over 105 financial, business, and math functionsTime Value of Money (TVM) calculationsUneven Cashflow worksheets
💰 Finance
(662)
free with in-app purchases
8
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
House Car Mortgage Student Emi
Free

This loan calculator helps you estimate refinancing costs and potential savings. It calculates monthly payments, total interest, and total repayment for new loans, including the impact of additional payments. You can also save your loan details for future reference.

Calculate new loan based on remaining balanceEstimate saved interest with lower interest ratesCalculate monthly payment, total interest, and repayment
💰 Finance
(52)
ad-supported
9
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(5)
free
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
11
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
12
Refinance Calculator -Mortgage
Refinance Calculator -Mortgage
Refinance Calculator -Mortgage
Refinancing Calculator
Free
💰 Finance
(0)
13
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(20K)
free
14
Real Easy: Mortgage Calculator
Real Easy: Mortgage Calculator
Real Easy: Mortgage Calculator
Loan & Payment Calculator App
Free

This app simplifies mortgage calculations for homebuyers and property owners. It helps determine loan payments, interest rates, and loan terms with a user-friendly interface. Track payments, adjust loan variables, and add custom fees for a complete financial picture.

Mortgage payment trackingFlexible loan term adjustmentCustomizable fee input
💼 Business
(13)
ad-supported
15
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription
16
Cenlar Mobile™
Cenlar Mobile™
Cenlar Mobile™
Manage your mortgage on the go
Free

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

Make mortgage paymentsCheck account balanceView statements
💰 Finance
(16K)
free
17
Calculate Mortgage Easy
Calculate Mortgage Easy
Calculate Mortgage Easy
How much monthly payment
Free
💰 Finance
(0)
18
Mortgage Calculator Loan Rates
Mortgage Calculator Loan Rates
Mortgage Calculator Loan Rates
Home loan monthly payment
Free
💰 Finance
(0)
19
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
💰 Finance
(313)
ad-supported
20
Mortgage Calculator Plus
Mortgage Calculator Plus
Mortgage Calculator Plus
by AppRebel, Inc.
Free

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Intuitive mortgage calculationDetailed amortization schedulesEnhanced mortgage analytics
💰 Finance
(11)
free with in-app purchases

FAQ about Mortgage Calculator Refinance

What are the best mortgage calculator refinance apps for iPhone?
Mortgage Pal - Loan Calculator tops our mortgage calculator refinance apps ranking as of June 2026, with a 4.8-star average from 3.4K App Store ratings, and it's free to download.
Yes — 19 of the top mortgage calculator refinance apps we rank are free to download, including Mortgage Pal - Loan Calculator and RECalc Mortgage Calculator.
Mortgage Pal - Loan Calculator has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 214+ mortgage calculator refinance apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Pal is an all-in-one mortgage toolkit designed to help users make smarter home buying decisions. It provides seven powerful tools, including calculators for mortgage payments, affordability, refinancing, HELOCs, rent vs. buy comparisons, closing costs, and a mortgage rate trends visualizer.
Key features include a Mortgage Payment Calculator that accounts for PMI, taxes, insurance, and HOA fees with various payment plans, an Affordability Calculator to determine how much home you can afford, a Refinance Calculator to compare loan options, a HELOC Calculator, a Rent vs. Buy Calculator, a Closing Costs Calculator, and a Mortgage Rate Trends Visualizer.