Best Mortgage Calculator Refinance Apps

234+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated August 2026

RECalc Mortgage Calculator is the household name in mortgage calculator refinance, but it's far from the only option. We track 234+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Calculator Refinance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoAug 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
3Mortgage Calculator PlusMortgage Calculator PlusFree3.0★ (11)YesYesAug 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoAug 2026
5Refinance-Home Loan CalculatorRefinance-Home Loan CalculatorFree4.8★ (52)YesNoJul 2026
6Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
7Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
8Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoAug 2026

Top Picks for Mortgage Calculator Refinance

RECalc Mortgage Calculator#1

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Editor's Choice
💰 Finance
4.7😊(2.8K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Strong Contender
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Mortgage Calculator Plus#3

Mortgage Calculator Plus by AppRebel, Inc.

Worth Considering
💰 Finance
3.0😐(11 ratings)
FreeAdsIn-App Purchases
Mortgage Calculator Plus screenshot 1
Mortgage Calculator Plus screenshot 2
Mortgage Calculator Plus screenshot 3
Mortgage Calculator Plus screenshot 4

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

What We Love

  • 💻 Great app
  • 📊 Excellent visuals
  • 🔢 Useful calculations
  • ⭐ Favorite app

Room to Improve

  • 🐛 Crashes on launch
  • 🔍 Difficult to input data
  • 🛠️ Buggy after updates

More Mortgage Calculator Refinance apps to explore

4
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
5
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
House Car Mortgage Student Emi
Free

This loan calculator helps you estimate refinancing costs and potential savings. It calculates monthly payments, total interest, and total repayment for new loans, including the impact of additional payments. You can also save your loan details for future reference.

Calculate new loan based on remaining balanceEstimate saved interest with lower interest ratesCalculate monthly payment, total interest, and repayment
💰 Finance
(52)
ad-supported
6
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
7
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(105K)
ad-supported
8
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
9
Mortgage News Daily
Mortgage News Daily
Mortgage News Daily
Mortgage Calculators and Rates
Free

This app provides real-time mortgage rates, detailed calculators, and market analysis. Track MBS prices, treasury yields, and receive instant alerts for rate changes and news updates. Understand how mortgage rates work with daily commentary and historical charts.

Mortgage payment calculator with amortization tableReal-time mortgage rates and alertsMBS and treasury yield tracking
📡 News
(51)
ad-supported
10
Mortgage Calculator:
Mortgage Calculator:
Mortgage Calculator:
Mortgage & Loan Calculator
Free

This comprehensive home loan planner helps users calculate mortgage payments, analyze refinancing options, and assess home affordability. It provides detailed amortization schedules and debt payoff planning tools, all with a privacy-focused, offline experience.

Monthly payment calculationAmortization schedulesRefinance analysis
💰 Finance
(10)
free
11
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(178K)
free
12
Calculate Mortgage Easy
Calculate Mortgage Easy
Calculate Mortgage Easy
How much monthly payment
Free
💰 Finance
(0)
13
Mortgage Calculator・
Mortgage Calculator・
Mortgage Calculator・
Auto Loan
Free

Easily calculate and understand your mortgage or auto loan details. This app provides instant payment breakdowns and yearly/monthly schedules to help you plan your finances effectively. Ideal for homebuyers and financial planners.

Mortgage and auto loan calculationsDetailed payment breakdownYearly and monthly payment schedules
💰 Finance
(73)
free with in-app purchases
14
Mortgage & Loan Calculator +
Mortgage & Loan Calculator +
Mortgage & Loan Calculator +
Payment Calc & Payoff Tracker
Free

This app helps manage mortgages and loans with detailed calculations, repayment schedules, and payment tracking. It offers features for overpayment, interest rate analysis, and currency flexibility. Premium options include unlimited calculations and iCloud synchronization.

Mortgage and loan calculationOverpayment and interest rate calculationRepayment schedule
💰 Finance
(35)
free with in-app purchases
15
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(6)
free
16
Your Mortgage Online
Your Mortgage Online
Your Mortgage Online
by DMI Software, Inc
Free

Manage your mortgage with ease. Make payments, track escrow accounts, taxes, and insurance. Access 24/7 support for a seamless mortgage management experience.

Online paymentsEscrow account managementTax and insurance tracking
💰 Finance
(31K)
free
17
Mortgage Calculator™
Mortgage Calculator™
Mortgage Calculator™
Extra Payments Save You Money
$1.99

This app helps you save money on your mortgage by simulating 'what-if' scenarios with extra payments. Visualize cost savings with interactive charts and compare different loan deals to make informed financial decisions.

Simulate extra payment scenariosVisualize cost savings with chartsCompare multiple mortgage deals
💰 Finance
(139)
free with in-app purchases
18
Mortgage-
Mortgage-
Mortgage-
by Horizon Business, Inc.
Free

Easily calculate mortgage payments for home purchases or refinances. This straightforward tool simplifies loan calculations for users.

Mortgage payment calculationHome purchase calculatorRefinance calculator
💰 Finance
(34)
free
19
Mortgage Agent
Mortgage Agent
Mortgage Agent
calculator - estimator
Free
$2.99 | 100% OFF
💰 Finance
(0)
20
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Loan Amortization Payment
Free

This finance app helps users understand mortgages and loans. It offers tools to calculate payments, compare loan options, and analyze amortization schedules. Ideal for homebuyers and real estate professionals seeking clarity on financial decisions.

Comprehensive mortgage calculatorLoan comparison toolRefinance calculator
💰 Finance
(22)
free with in-app purchases

FAQ about Mortgage Calculator Refinance

What are the best mortgage calculator refinance apps for iPhone?
RECalc Mortgage Calculator tops our mortgage calculator refinance apps ranking as of August 2026, with a 4.7-star average from 2.8K App Store ratings, and it's free to download.
Yes — 19 of the top mortgage calculator refinance apps we rank are free to download, including RECalc Mortgage Calculator and Mortgage Pal - Loan Calculator.
RECalc Mortgage Calculator shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 234+ mortgage calculator refinance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
RECalc Mortgage Calculator can compute monthly payments, loan terms, interest rates, and loan amounts. It also performs standard mathematical calculations and supports semi-annual compounding for Canadian amortization. You can view detailed loan summaries and amortization tables, and then email or save these calculations for future reference.
Key features include the ability to calculate core mortgage variables, a built-in traditional calculator, support for semi-annual compounding, and the generation of loan summaries and amortization tables. Users can also email these details or save them for later access.