Best Mortgage Calculator Refinance Apps

234+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Mortgage Pal is the household name in mortgage calculator refinance, but it's far from the only option. We track 234+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Calculator Refinance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesOct 2026
2Mortgage Calculator PlusMortgage Calculator PlusFree3.0★ (11)YesYesSep 2026
3RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoSep 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (124)YesNoOct 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
6Refinance-Home Loan CalculatorRefinance-Home Loan CalculatorFree4.8★ (52)YesNoJul 2026
7Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoOct 2026
8Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoOct 2026

Top Picks for Mortgage Calculator Refinance

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Editor's Choice
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
3.0😐(11 ratings)
FreeAdsIn-App Purchases
Mortgage Calculator Plus screenshot 1
Mortgage Calculator Plus screenshot 2
Mortgage Calculator Plus screenshot 3
Mortgage Calculator Plus screenshot 4

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

What We Love

  • 💻 Great app
  • 📊 Excellent visuals
  • 🔢 Useful calculations
  • ⭐ Favorite app
  • 👍 Simple and easy to use

Room to Improve

  • 🐛 Crashes on launch
  • 🔍 Difficult to input data
  • 🛠️ Buggy after updates
  • 🤯 Unusable after changes
  • 🙄 Too many features added
RECalc Mortgage Calculator#3

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Worth Considering
💰 Finance
4.7😊(2.8K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations
  • 👍 Convenient for clients and real estate agents
  • 👍 Accurate results

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
  • 💡 Missing features like HOA, taxes, PMI calculation

More Mortgage Calculator Refinance apps to explore

FAQ about Mortgage Calculator Refinance

What are the best mortgage calculator refinance apps for iPhone?
Mortgage Pal - Loan Calculator tops our mortgage calculator refinance apps ranking as of September 2026, with a 4.8-star average from 4.7K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage calculator refinance apps we rank are free to download, including Mortgage Pal - Loan Calculator and Mortgage Calculator Plus.
Mortgage Pal - Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 234+ mortgage calculator refinance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.