Best Mortgage Payoff Track Apps

220+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Whether you're new to mortgage payoff track or looking for an upgrade, our curated collection of 220+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Mortgage Payoff Track Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026
2Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
5Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
6Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
7Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
8Easy MortgagesEasy MortgagesFree4.2★ (5)NoYesJul 2026

Top Picks for Mortgage Payoff Track

Mortgage Payoff Track#1

Mortgage Payoff Track by Yutaka Onizuka

Editor's Choice
💰 Finance
2.9(55 ratings)
FreeAds
Mortgage Payoff Track screenshot 1
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Mortgage Payoff Track screenshot 3
Mortgage Payoff Track screenshot 4
Mortgage Payoff Track screenshot 5
Mortgage Payoff Track screenshot 6

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#76in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Worth Considering
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
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Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Mortgage Payoff Track apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
5
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
6
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
7
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
8
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(5)
free
9
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(177K)
free
10
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
11
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
12
Amortization Loan Calculator +
Amortization Loan Calculator +
Amortization Loan Calculator +
Mortgage & Car Payoff Calc
Free

Easily analyze and compare loan options with this tool. Calculate overpayments, manage multiple loans, and track savings from early repayments. Securely sync your data and make informed financial decisions.

Loan and mortgage analysisOverpayment calculationsAnnuity and differentiated repayment
💰 Finance
(104)
freemium
13
Newrez
Newrez
Newrez
Your mortgage, our commitment
Free

Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.

View loan balance and payment detailsMake one-time or scheduled paymentsEdit autopay settings
💰 Finance
(40K)
free
14
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
15
Freedom Mortgage
Freedom Mortgage
Freedom Mortgage
by Freedom Mortgage
Free

Manage your mortgage conveniently and securely on the go. View loan details, make payments, access documents, and receive important notifications. Built with robust security features for peace of mind.

Manage mortgage from anywhereView mortgage balance and loan detailsPay bills and manage recurring payments
💰 Finance
(111K)
free with in-app purchases
16
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
17
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
18
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
19
Cenlar Mobile™
Cenlar Mobile™
Cenlar Mobile™
Manage your mortgage on the go
Free

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

Make mortgage paymentsCheck account balanceView statements
💰 Finance
(16K)
free
20
New American Funding
New American Funding
New American Funding
My Mortgage App
Free

Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

Access loan informationMake paymentsReview payment history
💼 Business
(19K)
free

FAQ about Mortgage Payoff Track

What are the best mortgage payoff track apps for iPhone?
Mortgage Payoff Track tops our mortgage payoff track apps ranking as of May 2026, with a 2.9-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top mortgage payoff track apps we rank are free to download, including Mortgage Payoff Track and Debt Payoff Planner & Tracker.
Mortgage Payoff Track shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 220+ mortgage payoff track apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps homeowners monitor their mortgage payoff progress. It allows you to track additional principal payments, visualize your loan reduction, and calculate potential interest savings. It functions as a loan amortization calculator and a simulator for future payoff plans.
Key features include the ability to enter and track various additional principal amounts for any payment, visualize loan progress and interest savings through multiple graphs, and import/export loan data easily between devices. It also supports biweekly payments and various other loan frequencies like monthly and weekly.