Best Mortgage Tracker Apps

229+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Looking for free mortgage tracker apps? 20 of our 229+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Mortgage Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Tracker | SPARCMortgage Tracker | SPARCFree5.0★ (1)NoYesMay 2026
2Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
3Your Mortgage OnlineYour Mortgage OnlineFree4.9★ (31K)NoNoJul 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoJul 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesJul 2026
6Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoJul 2026
7iCoopiCoopFreeNoNoJul 2026
8RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.6K)YesNoJul 2026

Top Picks for Mortgage Tracker

Mortgage Tracker | SPARC#1

Mortgage Tracker | SPARC by SPARC SOLUTIONS LLC

A simple mortgage calculator
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Mortgage Tracker | SPARC screenshot 1
Mortgage Tracker | SPARC screenshot 2
Mortgage Tracker | SPARC screenshot 3
Mortgage Tracker | SPARC screenshot 4
Mortgage Tracker | SPARC screenshot 5
Mortgage Tracker | SPARC screenshot 6

This app helps you manage and understand your mortgage details. It calculates key metrics, provides an amortization schedule, and visualizes your financial progress. Keep track of multiple properties with iCloud syncing across your iOS devices.

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#67in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Your Mortgage Online#3

Your Mortgage Online by DMI Software, Inc

Worth Considering
💰 Finance
4.9😐(31K ratings)
Free
Your Mortgage Online screenshot 1
Your Mortgage Online screenshot 2
Your Mortgage Online screenshot 3
Your Mortgage Online screenshot 4
Your Mortgage Online screenshot 5
Your Mortgage Online screenshot 6

Manage your mortgage with ease. Make payments, track escrow accounts, taxes, and insurance. Access 24/7 support for a seamless mortgage management experience.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient and fast payments
  • 💡 Helpful information and account details
  • 🔒 Secure login process

Room to Improve

  • 🐛 Login issues with Face ID/Touch ID
  • 🐛 Glitches and app crashes
  • ⏱️ Slow payment processing

More Mortgage Tracker apps to explore

4
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
7
iCoop
iCoop
iCoop
by Globalsys
Free
💼 Business
(0)
8
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
9
LoanTrail Mortgage Tracker
LoanTrail Mortgage Tracker
LoanTrail Mortgage Tracker
Payoff & equity at a glance
Free

Track your home loan's progress, including principal paid, balance, and equity. Manually enter payments to visualize payoff scenarios and understand your mortgage's financial trajectory. Offers detailed charts and optional PMI tracking.

Principal and balance trackingEquity and home value historyManual payment entry
💰 Finance
(1)
free
10
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
11
Stellium: AI Powered Astrology
Stellium: AI Powered Astrology
Stellium: AI Powered Astrology
Personalized Astrology Advisor
Free

This AI-powered astrology app offers personalized insights and guidance to align your life with celestial influences. Explore relationship compatibility, get answers to your questions, and plan your life with lunar and astrological calendars. Receive annual forecasts and stay informed about cosmic events.

AI-powered personalized astrologyEnhanced relationship compatibility analysisAsk Stellium AI for guidance
🌟 Lifestyle
(107)
free with in-app purchases
12
PENNYMAC MOBILE
PENNYMAC MOBILE
PENNYMAC MOBILE
Your mortgage, made easy
Free

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

Check loan balanceTrack loan paymentsSet up automatic payments
💰 Finance
(159K)
free
13
PayOff Pro: Mortgage Tracker
PayOff Pro: Mortgage Tracker
PayOff Pro: Mortgage Tracker
Extra Payments & Debt Free
Free

Understand the true cost of your mortgage and discover strategies to pay it off faster. Track extra payments, visualize interest savings, and monitor your debt-free countdown with detailed analytics and exportable schedules.

Savings Reveal for total interest costExtra payment trackingFull amortization schedule
💰 Finance
(8)
subscription
14
Mr. Cooper
Mr. Cooper
Mr. Cooper
Revolutionary home loan tools.
Free

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

Make mortgage paymentsTrack home value and equityExplore refinance options
💰 Finance
(106K)
free
15
SAIT ALERT
SAIT ALERT
SAIT ALERT
Official Safety App of SAIT
Free
📚 Education
(0)
16
Canadian Mortgage App
Canadian Mortgage App
Canadian Mortgage App
Mortgages made easier
Free

This app simplifies mortgage calculations and comparisons for Canadians. It offers tools to estimate home ownership costs, compare rates from various lenders, and understand affordability. Professionals can access a branded version for their clients.

Mortgage Payment CalculatorPre-Qualification ToolRefinance Analyzer
💰 Finance
(88)
free with in-app purchases
17
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(230)
free with in-app purchases
18
Freedom Mortgage
Freedom Mortgage
Freedom Mortgage
by Freedom Mortgage
Free

Manage your mortgage conveniently and securely on the go. View loan details, make payments, access documents, and receive important notifications. Built with robust security features for peace of mind.

Manage mortgage from anywhereView mortgage balance and loan detailsPay bills and manage recurring payments
💰 Finance
(111K)
free with in-app purchases
19
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
20
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(5)
free

FAQ about Mortgage Tracker

What are the best mortgage tracker apps for iPhone?
Mortgage Tracker | SPARC tops our mortgage tracker apps ranking as of July 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top mortgage tracker apps we rank are free to download, including Mortgage Tracker | SPARC and Debt Payoff Planner & Tracker.
Mortgage Tracker | SPARC has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 229+ mortgage tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Tracker calculates essential figures such as principal, interest, premium, and monthly payments. This helps users stay informed about their mortgage obligations.
Yes, Mortgage Tracker provides a detailed amortization schedule. This allows users to visualize their mortgage payoff journey and see the breakdown of principal versus interest payments over time.

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