Best Mtb Pay Merchant Apps

224+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Finding the right mtb pay merchant apps can be overwhelming with so many options. We've analyzed 224+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Mtb Pay Merchant Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MTB Pay MerchantMTB Pay MerchantFreeNoNoMay 2026
2BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoJul 2026
3MTB ProjectMTB ProjectFree4.6★ (4.4K)NoNoJul 2026
4Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
5Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026
6Og Money - Payments&Gift CardsOg Money - Payments&Gift CardsFree4.7★ (28K)NoNoJul 2026
7Connect & PayConnect & PayFree4.6★ (9K)YesNoJul 2026
8Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (602K)YesNoJul 2026

Top Picks for Mtb Pay Merchant

BILL AP & AR Business Payments#2

BILL AP & AR Business Payments by Bill.com

Pay bills and get paid online
Strong Contender
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
MTB Project#3

MTB Project by Adventure Projects Inc.

Worth Considering
⚽ Sports
4.6😐(4.4K ratings)
Free
MTB Project screenshot 1
MTB Project screenshot 2
MTB Project screenshot 3
MTB Project screenshot 4
MTB Project screenshot 5

Discover and navigate mountain biking trails with offline maps and detailed GPS route information. Find featured rides, explore local expert insights, and track your location on high-resolution topographical maps. Perfect for planning your next adventure, even without cell service.

What We Love

  • 🚀 Great resource for finding trails
  • 📍 Accurate trail information
  • 🗺️ Detailed maps and elevation profiles
  • 🤝 Community-driven content

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Outdated or missing trail information
  • 🔒 Login/account issues

More Mtb Pay Merchant apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
5
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
6
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
7
Connect & Pay
Connect & Pay
Connect & Pay
by 365 Retail Markets, LLC
Free

This app simplifies shopping at participating service locations. Users can create and fund accounts, pay for purchases, view nutrition information, and track their spending history.

Create and fund accountsPay for purchasesView nutrition information
🛍️ Shopping
(9K)
ad-supported
8
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
9
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
10
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
💰 Finance
(11K)
free
11
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
12
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
by North American Bancard, Inc.
Free

Turn your mobile device into a credit card reader. Accept major credit cards and PayPal payments with secure, encrypted transactions. Manage inventory, offer discounts, and track sales with real-time reporting.

Credit card processingAccept Visa, Mastercard, Amex, Discover, PayPalSecure and encrypted transactions
💼 Business
(16)
free with in-app purchases
13
Citizens Pay
Citizens Pay
Citizens Pay
by Citizens Bank, N.A.
Free

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

24/7 secure account accessPaperless PDF statementsSchedule one-time payments
💰 Finance
(14K)
free
14
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
💰 Finance
(1.1K)
free
15
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
🍔 Food & Drink
(3K)
free
16
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
17
AYA PAY Merchant
AYA PAY Merchant
AYA PAY Merchant
AYAPay wallet app for Merchant
Free

This app empowers AYAPAY merchants to manage their transactions efficiently and securely. Merchants can create payment requests, generate QR codes for quick payments, and track their wallet balance and transaction history. It also facilitates seamless money transfers between their agent wallet and linked bank accounts.

Create payment requestsGenerate QR codes for paymentsScan customer QR codes
💰 Finance
(12)
free
18
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.

Build credit historyCash back rewardsNo annual fee (Petal 2)
💰 Finance
(11K)
free with in-app purchases
19
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
20
99: Rides, Food, Pay
99: Rides, Food, Pay
99: Rides, Food, Pay
by 99 Taxis Desenvolvimento de Softwares Ltda. - Epp
Free

This app offers a comprehensive suite of services including ride-hailing, food delivery, and a digital payment account. Users can book various types of rides, send packages, order meals, and manage finances with features like Pix transfers and bill payments.

Ride-hailing (car, motorcycle, taxi)Package delivery serviceFood ordering
✈️ Travel
(17K)
free with in-app purchases

FAQ about Mtb Pay Merchant

Are there free mtb pay merchant apps for iPhone?
Yes — 20 of the top mtb pay merchant apps we rank are free to download, including MTB Pay Merchant and BILL AP & AR Business Payments.
MTB Pay Merchant has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 224+ mtb pay merchant apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.