Best My Cashless Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Looking for free my cashless apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top My Cashless Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1mycashlessmycashlessFree4.2★ (186)NoNoAug 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
3Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (71K)NoNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5Wise: Global Money TransferWise: Global Money TransferFree4.6★ (109K)NoNoAug 2026
6PayactivPayactivFree4.7★ (78K)NoNoAug 2026
7Branch: A Better PaydayBranch: A Better PaydayFree4.8★ (67K)NoNoAug 2026
8WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8★ (216K)NoNoAug 2026

Top Picks for My Cashless

mycashless#1

mycashless by mycashless SAPI de CV

Create digital wallets
Editor's Choice
🍔 Food & Drink
4.2(186 ratings)
Free
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This app allows you to create digital wallets for fast entry and seamless purchases at events without needing an internet connection. Add funds online via card or in person with cash at reload stations.

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(603K ratings)
Free
#22in Business
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This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Revolut: Send, spend and save#3

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Worth Considering
💰 Finance
4.7😐(71K ratings)
Free
#68in Finance
Revolut: Send, spend and save screenshot 1
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Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • 🚀 Seamless international transactions
  • 💳 Convenient multi-currency accounts
  • 🔒 Robust security features
  • 👍 User-friendly app interface

Room to Improve

  • 🐛 Unreliable account verification process
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and account restrictions

More My Cashless apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(109K)
free with in-app purchases
6
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
7
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
8
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
9
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
10
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(418K)
free with in-app purchases
11
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free
12
Serve
Serve
Serve
by HI Technology Corp
Free

Manage your finances with an account that offers no credit check, minimum balance, or hidden fees. This app provides tools for budgeting, flexible spending online and in-store, and convenient access to your money. Handle transactions, deposit checks, and send money easily.

No credit checkNo minimum balanceNo hidden fees
💰 Finance
(41K)
free
13
MySynchrony
MySynchrony
MySynchrony
by Synchrony Financial
Free

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Manage credit cards in one placeSecure biometric loginSchedule and manage payments
💰 Finance
(107K)
free
14
BankMobile
BankMobile
BankMobile
Digital banking on demand!
Free

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

Earn cash back offersLink external accountsGet paid up to 2 days early
💰 Finance
(33K)
free
15
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
16
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
💰 Finance
(35K)
free
17
EndCash Business
EndCash Business
EndCash Business
by EndCash Limited
Free
💰 Finance
(0)
18
DRIVEN FOR COMDATA®
DRIVEN FOR COMDATA®
DRIVEN FOR COMDATA®
Fuel Smart. Save Big
Free

Manage your fleet cards, view balances, and transfer funds securely. This app allows users to set PINs, add multiple cards, and perform peer-to-peer transfers, offering enhanced control and convenience for fleet cardholders.

Manage multiple fleet cardsSet and reset card PINsView balances and transaction history
💼 Business
(22K)
free
19
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(324K)
free with in-app purchases
20
Cashcom
Cashcom
Cashcom
by Thunder united company LTD
Free

Manage your finances with ease through a secure and innovative payment platform. Features include self-registration, card linking, funds transfers, balance tracking, and transaction history. Take control of your financial well-being with this convenient FinTech companion.

Self registrationCard linkingFunds transfer
💰 Finance
(1)
free

FAQ about My Cashless

What are the best my cashless apps for iPhone?
mycashless tops our my cashless apps ranking as of July 2026, with a 4.2-star average from 186 App Store ratings, and it's free to download.
Yes — 20 of the top my cashless apps we rank are free to download, including mycashless and Square Point of Sale (POS).
mycashless has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ my cashless apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The mycashless app allows you to create digital wallets that function as a digital chip or wristband. This enables fast entry and seamless purchases at various venues like parties, festivals, and stadiums, even without an internet connection.
You can add balance to your digital wallet online using any credit and/or debit card. Alternatively, you can add funds onsite with cash at any designated reload station.