Best Online Loan Philippines Apps

4.5(145 ratings)

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Mocasa: Pay Later & Quick Loan screenshot 1

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Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

MariBank PH (SeaBank) by MariBank Philippines, Inc.

Strong Contender

4.9(2.3K ratings)

Free

This digital bank offers a simple and rewarding way to manage your money, providing high daily interest on savings, unlimited free transfers, and cashback rewards. Link your ShopeePay and SPayLater accounts for seamless payments and enjoy flexible loan and time deposit options.

Skyro Philippines by Breeze Ventures Pte. Ltd.

Worth Considering

Big Loan PH Online Utang Cash

4.8(126 ratings)

Free

This app offers flexible, simple, and transparent financing options for Filipino citizens. Access loans for everyday bills, business capital, or household needs. Split payments for purchases without a credit card and manage your finances easily.

More Online Loan Philippines apps to explore

Peso Lending App Philippines

Fast online loansUp to PHP 25,000 loan amountLow interest rates starting at 0.33%

This app offers quick online personal loans in the Philippines, with amounts up to PHP 25,000 and interest rates as low as 0.33%. It requires just one valid ID for application and provides a simple, mobile-first loan process.

Track loans & repayments

Quick Loan - Credit Cash Calc

Instant loan EMI Planner

Loan type educationMonthly repayment estimationLoan eligibility assessment

This personal finance education app helps users understand various loan types, estimate monthly payments, and make informed borrowing decisions. It offers educational content on loan categories, eligibility, and responsible borrowing, along with tools for EMI calculation and loan comparison.

Peso Loan - Credit Cash Calc

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Pautang Peso: Cash Loan Calc

Pautang Peso: Borrowing Guide

KiroLoans: Smart, Profitable

Maya – savings, loans, cards

BSP-licensed banking and more

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

free with in-app purchases

(4K)

PayMe - Personal loan app

Instant personal loan app

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

free with in-app purchases

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Loan Cash - Loan App Calc

Instant Loan & EMI Calculator

EMI calculatorLoan type informationCIBIL score education

This finance app educates users on loans, EMIs, and credit scores. It offers a calculator for loan installments and provides general information on various loan types and how to improve creditworthiness. It does not provide loans or process applications.

by SmartSource Solutions Inc

📊 Productivity

zukì – Loan app by SB Finance

by SBFinance

Loan application controlDirect fund disbursementPayment dashboard

This finance app offers a convenient way to manage loan applications and accounts. Users can receive funds directly to their bank accounts and track payment due dates. It provides various loan products for different needs, including options for vehicles and personal cash loans.

(4)

GoTyme Bank | Philippines

Save, Invest, Tap to Pay

Open account in under 5 minutesTap to pay with Apple PayFlexible credit with MoreTyme installments

Experience seamless banking with this Philippine bank's app. Manage savings, investments, payments, and credit all in one place. Open an account quickly and enjoy free transfers, high interest savings, and convenient check deposits.

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

View savings and MP2 recordsMonitor loan balancesTrack payments

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Borrow Money Fast - Loan Calc

Instant Loan & EMI Calculator

Instant EMI calculationPersonal loan planningBusiness loan calculations

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

This financial app helps small and medium businesses receive payments quickly and manage sales efficiently. It allows for the creation of invoices and payment links, tracks sales with detailed reports, and assists with event-related collections.

Receive all payments in one appCreate invoices and payment linksTrack sales and access insights

by Bank of the Philippine Islands

Open digital savings accountsApply for business loansBuy load for all networks

Easily manage your finances with this banking app. Open savings accounts, apply for loans, buy load, pay bills, and send money for free. Enjoy high interest on savings and quick loan approvals for small businesses.

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CashAdvance Mobile - Loan options on the go

by IT MEDIA, INC.

Find short-term loan optionsManage loan historyConnect with lender network

This app helps users find short-term loan options from a network of lenders to manage unexpected expenses. It allows users to review and accept or reject loan offers without penalty, and manage loan history within their account.

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